4395 E 123rd Ave, Thornton, CO 80241 Property Records

Adams County property record for 4395 E 123rd Ave, Thornton, CO 80241

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,538 sqft · built 1980
Lot Size	0.163 acres (7,100 sqft)
Owner	Individual Name on File
Last Sale	$183,000 (Feb 2013)
Tax Bill	$3,199 (2025)
Deeds & Mortgages	May 2026 Line of Credit Mar 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`1571-31-3-02-008`

Property Details

APN / Parcel Number

Primary APN	`1571-31-3-02-008`
Alternative APNs	`0157131302008` `R0011495`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	9 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,538 sqft Living Area
Gross Area	1,994 sqft
1st Floor Area	1,538 sqft
Basement Area	744 sqft
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1980
Effective Year Built	Effective 1980
Architectural Style	Bi-Level
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	7,100 sqft (0.163 acres)
Lot Dimensions	100 ft deep x 71 ft wide
View / Lot	Open Space
Garage Type	Attached
Garage Area	456 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Account Number	R0011495
Street Address	4395 E 123RD AVE
City	THORNTON
State	CO
Zip	80241-3621
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SUB:NORTHAVEN BLK:16 LOT:8
Legal Range	67W
Legal Township	01S
Legal Section	31
Legal Quarter	3
Legal Subdivision	NORTHAVEN
Legal Block	16
Legal Lot Number	8
Jurisdiction	ADAMS CO
Township / Civil Division	WEST ADAMS
Census Block Group	2
Census Block	2008
Census Tract	8547

Owner

4395 E 123rd Ave is owned and occupied by an individual who bought it in February 2013.

Source: Adams County records, as of June 2, 2026

Owner of Record	Individual Name on File
Mailing Address	4395 E 123RD AVE, THORNTON, CO 80241-3621
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 26, 2026	Deed of Trust, Mortgage · Line of Credit WESTERRA CREDIT UNION
Mar 26, 2020	Deed of Trust, Mortgage · Conventional Mortgage AMERISAVE MORTGAGE CORP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 6, 2013 · Amount on File
Deed Sale	Feb 6, 2013 · Amount on File
Prior Sale	Mar 23, 2006 · Amount on File
Deed Document Number	201310980
Prior Transfer Date	Mar 17, 2006
Prior Transfer Doc	0000297650
Record Updated	Oct 29, 2026

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ADAMS CO
Recording Date	May 26, 2026
Property Address	4395 E 123RD AVE, THORNTON, CO 80241-3621
Document Number	0000029810
Instrument Date	May 18, 2026
Instrument	202629810
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4395 E 123RD AVE, THORNTON, CO 80241-3621

Mortgage

Document Number	0000029810,
Date	May 26, 2026
Instrument	202629810

Lender

Name	WESTERRA CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Rate	6.3%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ADAMS CO
Property Address	4395 E 123RD AVE, THORNTON, CO 80241-3621
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000027715
Date	Mar 26, 2020
Instrument	2020000027715

Lender

Name	AMERISAVE MORTGAGE CORP
Type	Mortgage Company
Address	ATLANTA, GA 30305

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 4395 E 123rd Ave was $3,199.

Source: Adams County assessment roll, as of January 21, 2026

Property Jurisdictions

Type	Name
State	Colorado
County	Adams County
Municipality	Thornton City
Unified School District	Adams 12 Five Star Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,199.00	$28,430 Land $6,530 Building $21,900	$418,000 Land $96,000 Building $322,000
2023	$3,439.00 (+5.36%)	$31,530 (+6.41%) Land $5,820 Building $25,710	$466,000 (+9.34%) Land $86,000 Building $380,000
2022	$3,264.00	$29,630 Land $11,960 Building $17,670	$426,183 Land $172,000 Building $254,183

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 4395 E 123rd Ave in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective October 2, 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 4395 E 123rd Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF THORNTON serves 226,465 people · EPA ID CO0101150
Water Source	Surface water
Last State Inspection	Jul 2024
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 719 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Rise Broadband Fixed Wireless	500 / 100
Verizon Fixed Wireless	300 / 20
CenturyLink DSL · Fiber in parts of the area	140 / 20

May also be available: AT&T, T-Mobile.

Cell Coverage

5G (outdoors only) and 4G LTE

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