4394 White Marsh Rd, Trappe, MD 21673 Property Records

Talbot County property record for 4394 White Marsh Rd, Trappe, MD 21673

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,472 sqft · built 1900
Lot Size	2 acres (87,120 sqft)
Owner	Individual Name on File
Last Sale	$175,000 (Nov 2018)
Tax Bill	$1,932 (2026)
Deeds & Mortgages	Mar 2022 Mortgage Nov 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`03-150763`

Property Details

APN / Parcel Number

Primary APN	`03-150763`
Alternative APNs	`3150763` `150763`

Interior

Full Baths	1 Bath
Stories	2 Stories
Building Area	1,472 sqft Total Area

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	87,120 sqft (2 acres)

Exterior Amenities

Porch	Slab
Porch Area	144 sqft
Shed	1 Shed
Shed Area	900 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Sewer	Connected

Location & Zoning

Account Number	150763
Street Address	4394 WHITE MARSH RD
City	TRAPPE
State	MD
Zip	21673-1968
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 1-2.00 AC OLD TRAPPE RD PC 1/125B
Legal Subdivision	HANS ASMUSSEN AND SONS
Legal Lot Number	1
Jurisdiction	TALBOT MD
Township / Civil Division	3, TRAPPE
Census Block Group	1
Census Block	1034
Census Tract	960900

Owner

4394 White Marsh Rd is owned and occupied by an individual who bought it in November 2018.

Source: Talbot County records, as of September 29, 2026

Owner of Record	Individual Name on File
Mailing Address	4394 WHITE MARSH RD, TRAPPE, MD 21673-1968
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 29, 2022	Deed of Trust, Mortgage · Conventional Mortgage AMERISAVE MORTGAGE CORP
Nov 15, 2018	Deed, Transfer · Conventional Mortgage FIRST HOME MORTGAGE CORP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 15, 2018 · Amount on File
Deed Sale	Nov 15, 2018 · Amount on File
Prior Sale	Feb 27, 1990 · Amount on File
Deed Book / Page	2576 / 338
Record Updated	Oct 29, 2026

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	TALBOT MD
Property Address	4394 WHITE MARSH RD, TRAPPE, MD 21673-1968
Transaction Type	Mortgage
Record Updated	May 3, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4394 WHITE MARSH RD, TRAPPE, MD 21673-1968

Mortgage

Document Number	0029610440
Date	Mar 29, 2022
Book Page	2961/440

Lender

Name	AMERISAVE MORTGAGE CORP
Type	Mortgage Company
Address	ATLANTA, GA 30305

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Mar 1, 2052

November 2018: Deed, Transfer

Document Type	Deed
Jurisdiction	TALBOT MD
Recording Date	Nov 15, 2018
Property Address	4394 WHITE MARSH RD, TRAPPE, MD 21673-1968
Document Number	0025760338
Book / Page	2576 / 338
Instrument Date	Nov 13, 2018
Transaction Type	Transfer
Record Updated	May 3, 2022
Title Company	EASTERN SHORE TITLE CO

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,687.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4394 WHITE MARSH RD, TRAPPE, MD 21673-1968
Investor	Possibly a Property Investor

Mortgage

Document Number	0002576343
Date	Nov 15, 2018
Instrument	2576/343

Lender

Name	FIRST HOME MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2048

Tax Assessment & Valuation

The 2026 property tax bill for 4394 White Marsh Rd was $1,932, up 7.7% from the year before.

Source: Talbot County assessment roll, as of September 29, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Talbot County
Unified School District	Talbot County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,932.00 (+7.69%)	$209,600 Land $108,000 Building $101,600	$209,600 Land $108,000 Building $101,600
2025	$1,794.00
2023	$1,490.00	$174,200 Land $96,000 Building $78,200	$174,200 Land $96,000 Building $78,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4394 White Marsh Rd in Zone X, an area of minimal flood risk, though there have been 34 flood claims nearby since 2003.

Source: FEMA National Flood Hazard Layer, effective October 15, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 75 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	75 in force
Nearby Flood Claims	34 (2003–2024)
Claims Outside the SFHA	4 of 34
Most Recent Claim	Jan 2024 · river or lake flooding
Claims by Event	Hurricane Sandy, Oct 2012 · 4 claims Hurricane Isabel, Sep 2003 · 17 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4394 White Marsh Rd is moderate, ranking above 46% of the US, with a 0.08% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 46% of the US · above 86% of Maryland
Wildfire Likelihood	0.08% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF ST. MICHAELS serves 2,650 people · EPA ID MD0200006
Water Source	Groundwater
Last State Inspection	Aug 2025
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Arsenic resolved · Oct 2022
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 18 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Breezeline Cable	1,000 / 50

May also be available: Easton Velocity, Verizon.

Nearby Properties on White Marsh Rd

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures