43932 el Lucero Pl, Temecula, CA 92592 Property Records

Riverside County property record for 43932 el Lucero Pl, Temecula, CA 92592

Property Summary

Property TypeSingle Family Home
Details6 bd · 3.25 ba · 3,860 sqft · built 1990
Lot Size2.36 acres (103,237 sqft)
Owner2 Company Names on Record
Last Sale$1,265,000 (Aug 2020)
Tax Bill$13,949 (2025)
Deeds & MortgagesJul 2026 Mortgage
Nov 2020 Transfer
+ 2 more
Flood ZoneZone X (minimal risk)
APN959-010-017

Property Details

APN / Parcel Number

Primary APN959-010-017
Alternative APN
  • 950040017

Interior

Bedrooms6 Beds
Full Baths3.25 Baths
Half Baths2 Half Baths
Stories2 Stories
Building Area3,860 sqft Living Area
Gross Area4,560 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1990
Effective Year BuiltEffective 1991
Construction TypeWood
Roof MaterialTile
Lot Area103,237 sqft
Garage TypeAttached
Garage Area700 sqft
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Street Address43932 EL LUCERO PL
CityTEMECULA
StateCA
Zip92592-2678
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRA
Legal Description2.37 ACRES NET IN LOT 18 MB 121/009 TR 9833
Legal SubdivisionTRACT NO 9833
Legal Tract9833
Legal Lot Number18
JurisdictionRIVERSIDE CA
Township / Civil DivisionMURRIETA
Census Block Group2
Census Block2027
Census Tract43222

Owner

Source: Riverside County records, as of July 30, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Company Names on Record
Mailing Address43932 EL LUCERO PL, TEMECULA, CA 92592-2678
OccupancyOwner Occupied
Owner TypeCompany
VestingBorrower in Default

Deeds, Mortgages & Sale History

DateDocument
Jul 21, 2026Deed of Trust, Mortgage · Conventional Mortgage
NAVY FEDERAL CREDIT UNION
Nov 4, 2020Quit Claim Deed, Transfer
TITLE SERVICE AND LIAISON COMPANIES, SIMPLIFILE LC E-RECORDING
Aug 11, 2020Grant Deed, Transfer · VA Mortgage
SUN WEST MORTGAGE COMPANY INC
Jul 23, 2019Grant Deed, Transfer
CLUNE W & C FAMILY TRUST (PT)

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleAug 11, 2020 · Amount on Record
Deed SaleAug 11, 2020 · Amount on Record
Prior SaleJul 23, 2019 · Amount on Record
Deed Document Number2020365006
Last Transfer DateOct 16, 2020
Transfer Doc0000541483
Record UpdatedOct 29, 2026

July 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionRIVERSIDE CA
Recording DateJul 21, 2026
Property Address43932 EL LUCERO PL, TEMECULA, CA 92592-2678
Document Number0000227326
Instrument DateJul 13, 2026
Instrument2026227326
Transaction TypeMortgage
Record UpdatedJul 30, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipFamily Trust, 221
Address43932 EL LUCERO PL, TEMECULA, CA 92592-2678
InvestorPossibly a Property Investor

Mortgage

Document Number0000227326,
DateJul 21, 2026
Instrument2026227326
Lender
NameNAVY FEDERAL CREDIT UNION
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term60 Months
DueAug 1, 2031
Interest
Rate6.52%
Max Rate-1%

November 2020: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionRIVERSIDE CA
Recording DateNov 4, 2020
Property Address43932 EL LUCERO PL, TEMECULA, CA 92592-2678
Document Number0000541483
Instrument DateOct 16, 2020
Instrument541483
Transaction TypeTransfer
Record UpdatedNov 17, 2020
Title CompanyTITLE SERVICE AND LIAISON COMPANIES, SIMPLIFILE LC E-RECORDING

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipPersonal Trust
Address43920 MARGARITA RD #F TEMECULA CA 925922736, F, TEMECULA, CA 92592-2736
InvestorPossibly a Property Investor

August 2020: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionRIVERSIDE CA
Recording DateAug 11, 2020
Property Address43932 EL LUCERO PL, TEMECULA, CA 92592-2678
Document Number0000365006
Map ReferenceMB 121 PG 9-14
Instrument DateJul 17, 2020
Instrument2020-0365006
Transaction TypeTransfer
Record UpdatedSep 28, 2021
Title CompanyWFG NATIONAL TITLE COMPANY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address43932 EL LUCERO PL, TEMECULA, CA 92592-2678
InvestorPossibly a Property Investor

Mortgage

Document Number0000365007
DateAug 11, 2020
Instrument2020-0365007
Lender
NameSUN WEST MORTGAGE COMPANY INC
TypeMortgage Company
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term361 Months
DueSep 1, 2050

July 2019: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionRIVERSIDE CA
Recording DateJul 23, 2019
Property Address43932 EL LUCERO PL, TEMECULA, CA 92592-2678
Document Number0000273756
Instrument DateJun 28, 2019
Instrument273756
Transaction TypeTransfer
Record UpdatedAug 2, 2019
Title CompanyCHICAGO TITLE-INLAND EMPIRE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,353.00
Amount AccuracyFull Value
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address43932 EL LUCERO PL TEMECULA CA 925922678, TEMECULA, CA 92592-2678

Mortgage

Document Number273757
DateJul 23, 2019
Instrument273757
Lender
NameCLUNE W & C FAMILY TRUST (PT)
Address929 VEGAS VIEW DR, HENDERSON, NV 89052-5227
Agreement
AmountAmount Recorded

Tax Assessment & Valuation

Source: Riverside County assessment roll, as of July 29, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountyRiverside County
MunicipalityTemecula City
Unified School DistrictTemecula Valley Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$1,396,661 (+2%) Land $419,550 Building $977,111
2025$13,949.00 (+1.94%) Veteran's exemption$1,369,276 (+4.04%) Land $411,324 Building $957,952
2023$13,684.00 (+1.51%) Disabled Person's exemption Veteran's exemption$1,316,106 Land $395,352 Building $920,754
2022$13,481.00
2021$1,355,760

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Claims2 (1998–2016)
Claims Outside the SFHA2 of 2
Most Recent ClaimOct 2016 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 53% of the US · lower than 68% of California
Wildfire Likelihood0.1% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemRANCHO CALIFORNIA WATER DISTRICT
serves 146,147 people · EPA ID CA3310038
Water SourcePurchased surface water from several systems
Last State InspectionDec 2025
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 119 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Frontier
Fiber
7,000 / 7,000
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
Accel Wireless
Fixed Wireless
100 / 25
T-Mobile
Fixed Wireless
100 / 20

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