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4393 Cadbury Rd, Spring Hill, FL 34606 Property Records

Hernando County property record for 4393 Cadbury Rd, Spring Hill, FL 34606

Property Summary

Property TypeSingle Family Home
Details4 bd · 2 ba · 1,830 sqft · built 2023
Lot Size0.344 acres (15,000 sqft)
Owner2 Individual Names on File
Last Sale$335,000 (Apr 2026)
Tax Bill$4,824 (2025)
Deeds & MortgagesApr 2026 Sale & Mortgage
Apr 2026 Sale & Mortgage
+ 3 more
Flood ZoneZone X (minimal risk)
APNR32-323-17-5250-1702-0140

Property Details

APN / Parcel Number

Primary APNR32-323-17-5250-1702-0140
Alternative APNs
  • 00435620
  • 435620

Interior

Bedrooms4 Beds
Full Baths2 Baths
Plumbing Fixtures7 Plumbing Fixtures
Total Rooms3 Rooms
Stories1 Story
Building Area1,830 sqft Living Area
Gross Area2,396 sqft
1st Floor Area1,830 sqft

Exterior

Year BuiltBuilt 2023
Effective Year BuiltEffective 2023
Exterior MaterialCombination
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area15,000 sqft (0.344 acres)
Lot Dimensions140 ft deep x 100 ft wide
Garage TypeAttached
Garage Area462 sqft
PorchOpen Porch

Utilities, Heating & Cooling

Heating SystemHVAC

Location & Zoning

Account Number00435620
Street Address4393 CADBURY RD
CitySPRING HILL
StateFL
Zip34606-1802
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionSPRING HILL UNIT 25 BLK 1702 LOT 14
Legal Range17E
Legal Township23S
Legal Section32
Legal SubdivisionSPRING HILL UNIT 25
Legal Block1702
Legal Lot Number14
JurisdictionHERNANDO FL
Township / Civil DivisionSPRING HILL
Census Block Group2
Census Block2000
Census Tract41203

Owner

Source: Hernando County records · APN R32-323-17-5250-1702-0140

Assessment roll updated December 8, 2025 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address4393 CADBURY RD, SPRING HILL, FL 34606-1802
OccupancyOwner Occupied
Owner TypeIndividual
VestingHusband and Wife

Deeds, Mortgages & Sale History

DateDocument
Apr 29, 2026Warranty Deed, Transfer · VA Mortgage
AMERICAN FINANCIAL NETWORK INC
Apr 29, 2026Warranty Deed, Transfer · VA Mortgage
AMERICAN FINANCIAL NETWORK INC
Jun 21, 2023Deed of Trust, Mortgage · FHA Mortgage
DHI MORTGAGE COMPANY LTD
May 03, 2023Special Warranty Deed, Subdivision Related Transfer
DHI TITLE FLORIDA INC, DHI TITLE OF FLORIDA INC
Feb 10, 2022Warranty Deed, Transfer
DHI TITLE FLORIDA INC, DHI TITLE OF FLORIDA INC

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleApr 29, 2026 · Amount on Record
Deed SaleApr 29, 2026 · Amount on Record
Prior SaleMay 03, 2023 · Amount on Record
Deed Document Number202627698
Deed Book / Page4700 / 714
Record UpdatedSep 20, 2026

April 2026: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionHERNANDO FL
Recording DateApr 29, 2026
Property Address4393 CADBURY RD, SPRING HILL, FL 34606-1802
Document Number0000027698
Book / Page4700 / 714
Instrument DateApr 17, 2026
Instrument2026.27698
Transaction TypeTransfer
Record UpdatedMay 20, 2026
Title CompanySOUTHEAST TITLE

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$236,845.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address4393 CADBURY RD, SPRING HILL, FL 34606-1802

Mortgage

Document Number0000027699,
DateApr 29, 2026
Instrument2026..27699
Lender
NameAMERICAN FINANCIAL NETWORK INC
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term360 Months
DueMay 01, 2056
Interest
Rate6.22%
Max Rate-1%

April 2026: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionHERNANDO FL
Recording DateApr 29, 2026
Property Address4393 CADBURY RD, SPRING HILL, FL 34606-1802
Document Number0047000714
Book / Page4700 / 714
Instrument DateApr 17, 2026
Instrument202627698
Transaction TypeTransfer
Record UpdatedJul 06, 2026
Title CompanySOUTHEAST TITLE

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$236,845.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address4393 CADBURY RD, SPRING HILL, FL 34606-1802

Mortgage

Document Number0000027699,
DateApr 29, 2026
Instrument202627699
Lender
NameAMERICAN FINANCIAL NETWORK INC
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term360 Months
DueMay 01, 2056
Interest
Rate6.22%
Max Rate-1%

June 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHERNANDO FL
Property Address4393 CADBURY RD, SPRING HILL, FL 34606-1802
Transaction TypeMortgage
Record UpdatedAug 10, 2023

Transferred To (Grantee/Buyer)

NameVerified Name
Address3433 CORONADO DR 1716, 1716, SARASOTA, FL 34231-7448

Mortgage

Document Number0043101807
DateJun 21, 2023
Book Page4310/1807
Instrument2023038057
Lender
NameDHI MORTGAGE COMPANY LTD
TypeMortgage Company
AddressAUSTIN, TX 78750
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term359 Months
DueMay 01, 2053

May 2023: Special Warranty Deed, Subdivision Related Transfer

Document TypeSpecial Warranty Deed
JurisdictionHERNANDO FL
Recording DateMay 03, 2023
Property Address4393 CADBURY RD, SPRING HILL, FL 34606-1802
Document Number0042920199
Book / Page4292 / 199
Map ReferenceMB 10 PG 61-76
Instrument DateApr 14, 2023
Instrument2023025472
Transaction TypeSubdivision Related Transfer
Record UpdatedJun 08, 2023
Title CompanyDHI TITLE FLORIDA INC, DHI TITLE OF FLORIDA INC

Transaction

AmountAmount Recorded
Tax$2,243.50
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address3300 SW 34TH AVE # AVE101, AVE101, OCALA, FL 34474-7448

Transferred To (Grantee/Buyer)

NameVerified Name
Address4393 CADBURY RD, SPRING HILL, FL 34606-1802

February 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionHERNANDO FL
Recording DateFeb 10, 2022
Property Address4393 CADBURY RD, SPRING HILL, FL 34606-1802
Document Number0041260699
Book / Page4126 / 699
Map ReferenceMB 10 PG 61-76
Instrument DateFeb 09, 2022
Instrument2022011311
Transaction TypeTransfer
Record UpdatedMar 31, 2023
Title CompanyDHI TITLE FLORIDA INC, DHI TITLE OF FLORIDA INC

Transaction

AmountAmount Recorded
Tax$315.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address1235 S HIGHLAND AVE # 103, 103, CLEARWATER, FL 33756-4391

Transferred To (Grantee/Buyer)

NameVerified Name
Address1823 E FODRT KING STREET, OCALA, FL 34471-2570

Tax Assessment & Valuation

Source: Hernando County records · Assessment roll updated December 8, 2025 · Last verified July 2026

Property Jurisdictions

TypeName
StateFlorida
CountyHernando County
Unified School DistrictHernando County School District (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$4,824.00 (+747.8%)$328,957 (+777.22%) Land $45,750 Building $283,207$328,957 (+777.22%) Land $45,750 Building $283,207
2023$37,500 (+32.98%)
2022$569.00$28,200 Land $28,200$37,500 Land $37,500

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of April 19, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 100 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 10 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies10 in force
Nearby Flood Claims2 (1993–2011)
Claims Outside the SFHA1 of 2
Most Recent ClaimAug 2011 · rainfall accumulation

Wildfire

Wildfire RiskLow
lower than 99.1% of the US · lower than 98.7% of Florida
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
Open Infra
Fiber		8,000 / 8,000
WOW Internet, Cable & Phone
Fiber		5,000 / 5,000
Tillman Global Holdings
Fiber		2,000 / 2,000
Spectrum
Cable		1,000 / 35

May also be available: AT&T, Verizon.

Based on FCC filings for 216 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water SystemHERNANDO CO UTL-WEST
serves 145,204 people
Water SourceGroundwater
Last State InspectionMay 2025
Lead1 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting18
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.

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