43924 State Rte 511, Oberlin, OH 44074 Property Records

Lorain County property record for 43924 State Rte 511, Oberlin, OH 44074

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,140 sqft · built 1961
Lot Size	0.89 acres (38,768 sqft)
Owner	2 Individual Names on Record
Last Sale	$97,500 (Feb 2016)
Tax Bill	$2,625 (2025)
Deeds & Mortgages	Mar 2024 Line of Credit Nov 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`09-00-080-000-041`

Property Details

APN / Parcel Number

Primary APN	`09-00-080-000-041`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,140 sqft Living Area
Gross Area	1,910 sqft
1st Floor Area	1,140 sqft
Basement Area	960 sqft

Exterior

Year Built	Built 1961
Effective Year Built	Effective 1968
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Foundation Type	No Foundation
Lot Area	38,768 sqft (0.89 acres)
Garage Type	Attached
Garage Area	650 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Stoop
Porch Area	60 sqft
Patio Area	120 sqft
Shed	1 Shed
Shed Area	288 sqft
Canopy	144 sqft
Pole Barn	768 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas

Location & Zoning

Street Address	43924 STATE ROUTE 511
City	OBERLIN
State	OH
Zip	44074-9563
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LC 11/24/2004 20040041431
Legal Subdivision	RUSSIA
Legal Lot Number	80
Jurisdiction	LORAIN OH
Township / Civil Division	NEW RUSSIA
Census Block Group	1
Census Block	1014
Census Tract	60100

Owner

Source: Lorain County records, as of May 16, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	43924 STATE ROUTE 511, OBERLIN, OH 44074-9563
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 13, 2024	Deed of Trust, Mortgage · Line of Credit FIFTH THIRD BANK NA
Nov 25, 2019	Deed of Trust, Mortgage · Conventional with PMI FIFTH THIRD BK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 3, 2016 · Amount on Record
Deed Sale	Feb 3, 2016 · Amount on Record
Prior Sale	May 23, 2014 · Amount on Record
Deed Document Number	2016574247
Prior Transfer Date	Dec 20, 2013
Prior Transfer Doc	20130490740
Record Updated	Jun 8, 2026

March 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LORAIN OH
Property Address	43924 STATE ROUTE 511, OBERLIN, OH 44074-9563
Transaction Type	Mortgage
Record Updated	Jun 2, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	43924 STATE ROUTE 511, OBERLIN, OH 44074-9563

Mortgage

Document Number	0000006748
Date	Mar 13, 2024
Instrument	2024-0006748

Lender

Name	FIFTH THIRD BANK NA
Type	Bank
Address	GRAND RAPIDS, MI 49546

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	119 Months
Due	Feb 24, 2034

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LORAIN OH
Property Address	43924 STATE ROUTE 511, OBERLIN, OH 44074-9563
Document Number	0000742786
Instrument Date	Nov 25, 2019
Transaction Type	Mortgage
Record Updated	Jan 7, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	43924 STATE ROUTE 511 OBERLIN OH 440749563, OBERLIN, OH 44074-9563

Mortgage

Document Number	0000742786
Date	Dec 19, 2019
Instrument	742786

Lender

Name	FIFTH THIRD BK NA
Address	CINCINNATI, OH 45263

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	180 Months
Due	Dec 18, 2034

Tax Assessment & Valuation

Source: Lorain County assessment roll, as of May 16, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Lorain County
County Subdivision	New Russia Township
Unified School District	Oberlin City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,625.00 (-3.99%) Homeowner's exemption	$61,780 (%) Land $14,860 Building $46,920	$176,520 (-) Land $42,450 Building $134,070
2024	$2,734.00 (+22.05%)	$61,782 (+35.68%) Land $14,858 Building $46,925	$176,520 (+35.68%) Land $42,450 Building $134,070
2023	$2,240.00 (+3.13%)	$45,535 (+0.01%) Land $14,434 Building $31,101	$130,100 (-) Land $41,240 Building $88,860
2022	$2,172.00	$45,530 Land $14,430 Building $31,100
2021			$130,100 Land $41,240 Building $88,860

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 25, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 78% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OBERLIN WATER DEPARTMENT serves 8,600 people · EPA ID OH4700911
Water Source	Surface water
Last State Inspection	Mar 2026
Also Mapped Here	RURAL LORAIN CO. WATER A
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Mar 2024 Total trihalomethanes resolved · Jan 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 38 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Cable Co-op Cable · Fiber in parts of the area	1,000 / 50
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Breezeline.

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