Niagara County and Wilson Town property record for 4392 Willow Rd, Wilson, NY 14172
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,985 sqft · built 1999 |
| Lot Size | 4.9 acres (213,444 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $545,000 (Aug 2025) |
| Tax Bill | $7,686 (2026) |
| Deeds & Mortgages | Aug 2021 Mortgage Aug 2021 Mortgage + 4 more |
| Flood Zone | Zone AE (high risk) |
| APN | 294289 64.00-2-25.2 |
| Primary APN | 294289 64.00-2-25.2 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 2 Stories |
| Building Area | 1,985 sqft Living Area |
| 1st Floor Area | 1,376 sqft |
| 2nd Floor Area | 609 sqft |
| Year Built | Built 1999 |
|---|---|
| Effective Year Built | Effective 1999 |
| Architectural Style | Contemporary |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 213,444 sqft (4.9 acres) |
| Lot Width | 494 ft Width |
| Garage Type | Attached |
| Garage Area | 462 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 196 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Sewer | Septic |
| Water Source | Commercial |
| Street Address | 4392 WILLOW RD |
|---|---|
| City | WILSON |
| State | NY |
| Zip | 14172-9524 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RR200 |
| Legal Subdivision | HOLLAND LAND COMPANYS SURVEY |
| Legal Block | 2 |
| Legal Lot Number | 25.002 |
| Jurisdiction | NIAGARA NY |
| Township / Civil Division | WILSON |
| Census Block Group | 2 |
| Census Block | 2024 |
| Census Tract | 24302 |
4392 Willow Rd is owned by two individuals who bought it in August 2025.
Source: Niagara County and Wilson Town records, as of September 23, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 74 SAUSALITO DR, EAST AMHERST, NY 14051-1467 |
| Owner Type | Individual |
| Vesting | Husband and Wife |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Aug 27, 2021 | Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC |
| Aug 27, 2021 | Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC |
| Feb 26, 2020 | Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS |
| Feb 26, 2020 | Loan Modification, Mortgage · Conventional Mortgage QUICKEN LNS |
| Mar 27, 2019 | Correction Deed ATTORNEY ONLY |
| Jan 4, 2019 | Grant Deed, Transfer |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 18, 2025 · Amount on File |
| Deed Sale | Aug 18, 2025 · Amount on File |
| Deed Document Number | 202512047 |
| Prior Transfer Date | May 21, 1999 |
| Prior Transfer Doc | 2928000140 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | NIAGARA NY |
| Property Address | 4392 WILLOW RD, WILSON, NY 14172-9524 |
| Transaction Type | Mortgage |
| Record Updated | Sep 8, 2021 |
| Title Company | AMROCK INC, AMROCK LLC |
| Name | Verified Name |
|---|---|
| Address | 4392 WILLOW RD, WILSON, NY 14172-9524 |
| Document Number | 0000007977 |
|---|---|
| Date | Aug 27, 2021 |
| Instrument | 2021-17977 |
| Name | QUICKEN LOANS LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 353 Months |
| Due | Jan 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | NIAGARA NY |
| Property Address | 4392 WILLOW RD, WILSON, NY 14172-9524 |
| Transaction Type | Mortgage |
| Record Updated | Sep 8, 2021 |
| Title Company | AMROCK INC |
| Name | Verified Name |
|---|---|
| Address | 4392 WILLOW RD, WILSON, NY 14172-9524 |
| Document Number | 0000007978 |
|---|---|
| Date | Aug 27, 2021 |
| Instrument | 2021-17978 |
| Name | QUICKEN LOANS LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 353 Months |
| Due | Jan 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | NIAGARA NY |
| Property Address | 4392 WILLOW RD, WILSON, NY 14172-9524 |
| Document Number | 0000004188 |
| Instrument Date | Feb 26, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Mar 23, 2020 |
| Title Company | TITLE SERVICE AND LIAISON COMPANIES, SIMPLIFILE LC E-RECORDING |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 4392 WILLOW RD WILSON NY 141729524, WILSON, NY 14172-9524 |
| Document Number | 0000004188 |
|---|---|
| Date | Mar 9, 2020 |
| Instrument | 4188 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Mar 8, 2050 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | NIAGARA NY |
| Property Address | 4392 WILLOW RD, WILSON, NY 14172-9524 |
| Document Number | 0000004189 |
| Instrument Date | Feb 26, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Mar 23, 2020 |
| Title Company | AMROCK INC |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 4392 WILLOW RD WILSON NY 141729524, WILSON, NY 14172-9524 |
| Document Number | 0000004189 |
|---|---|
| Date | Mar 9, 2020 |
| Instrument | 4189 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Mar 8, 2050 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 3.99% |
| Document Type | Correction Deed |
|---|---|
| Jurisdiction | NIAGARA NY |
| Recording Date | Mar 27, 2019 |
| Property Address | 4392 WILLOW RD, WILSON, NY 14172-9524 |
| Document Number | 0000004488 |
| Instrument Date | Mar 18, 2019 |
| Instrument | 4488 |
| Record Updated | Apr 16, 2019 |
| Title Company | ATTORNEY ONLY |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 4392 WILLOW RD WILSON NY 141729524, WILSON, NY 14172-9524 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | NIAGARA NY |
| Recording Date | Jan 4, 2019 |
| Property Address | 4392 WILLOW RD, WILSON, NY 14172-9524 |
| Document Number | 0000000148 |
| Instrument Date | Dec 6, 2018 |
| Instrument | 148 |
| Transaction Type | Transfer |
| Record Updated | Mar 19, 2019 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 4392 WILLOW RD WILSON NY 141729524, WILSON, NY 14172-9524 |
The 2026 property tax bill for 4392 Willow Rd was $7,686, up 3.1% from the year before.
Source: Niagara County and Wilson Town assessment roll, as of April 17, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Niagara County |
| County Subdivision | Wilson Town |
| Unified School District | Wilson Central School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $7,686.00 (+3.08%) | ||
| 2025 | $7,456.00 | $167,500 Land $19,300 Building $148,200 | $372,200 Land $42,886 Building $329,314 |
| 2023 | $167,500 Land $19,300 Building $148,200 | $310,200 Land $35,742 Building $274,458 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 4392 Willow Rd in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective November 6, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | Varies along the reach; see FIRM |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on File median of 10 policies |
| Nearby Flood Policies | 10 in force |
| Nearby Flood Claims | 1 (2000) |
| Most Recent Claim | Jun 2000 · Severe Storms And Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 4392 Willow Rd is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 95% of the US · lower than 94% of New York |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WILSON TOWN WATER DISTRICT serves 5,993 people · EPA ID NY3100587 |
|---|---|
| Water Source | Purchased surface water from NIAGARA COUNTY WATER DISTRICT |
| Last State Inspection | Dec 2023 |
| Lead | Under 1 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 9 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| T-Mobile Fixed Wireless | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures