4392 Ruthann Cir, Melbourne, FL 32934 Property Records

Brevard County property record for 4392 Ruthann Cir, Melbourne, FL 32934

Property Summary

Property Type	Single Family Home
Details	2,280 sqft · built 2019
Lot Size	0.4 acres (17,424 sqft)
Owner	2 Individual Names on File
Last Sale	$585,000 (Oct 2022)
Tax Bill	$8,987 (2025)
Deeds & Mortgages	Feb 2023 Line of Credit Oct 2022 Sale & Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`26-36-36-03-B-24`

Property Details

APN / Parcel Number

Primary APN	`26-36-36-03-B-24`
Alternative APNs	`26-36-36-03-0000B.0-0024.00` `3013711`

Interior

Stories	1 Story
Building Area	2,280 sqft Living Area
Gross Area	3,335 sqft
1st Floor Area	2,280 sqft

Exterior

Year Built	Built 2019
Effective Year Built	Effective 2020
Exterior Material	Stucco
Construction Type	Masonry / Concrete Block
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	17,424 sqft (0.4 acres)
Garage Type	Attached
Garage Area	700 sqft
Porch	Finished/Open Porch
Porch Area	355 sqft
Deck Area	1,016 sqft

Location & Zoning

Account Number	3013711
Street Address	4392 RUTHANN CIR
City	MELBOURNE
State	FL
Zip	32934-8778
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	GLEN RIDGE SUBDIVISION LOT 24 BLK B
Legal Range	36E
Legal Township	26S
Legal Section	36
Legal Subdivision	GLEN RIDGE SUBDIVISION
Legal Block	B
Legal Lot Number	24
Jurisdiction	BREVARD FL
Township / Civil Division	MELBOURNE
Census Block Group	1
Census Block	1001
Census Tract	64102

Owner

4392 Ruthann Cir is owned and occupied by two individuals who bought it in October 2022.

Source: Brevard County records, as of August 18, 2026

Owner of Record	2 Individual Names on File
Mailing Address	4392 RUTHANN CIR, MELBOURNE, FL 32934-8778
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 3, 2023	Deed of Trust, Mortgage · Line of Credit PNC BANK NA
Oct 5, 2022	Warranty Deed, Transfer · Conventional Mortgage ROCKET MORTGAGE LLC
Nov 26, 2019	Warranty Deed, Transfer · VA Mortgage DYBN FINANCIAL CORP
Oct 1, 2019	Warranty Deed, Transfer ATTORNEY ONLY
Jul 2, 2019	Warranty Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 5, 2022 · Amount on File
Deed Sale	Oct 5, 2022 · Amount on File
Prior Sale	Nov 26, 2019 · Amount on File
Deed Document Number	2022240677
Deed Book / Page	9627 / 2482
Record Updated	Sep 20, 2026

February 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BREVARD FL
Property Address	4392 RUTHANN CIR, MELBOURNE, FL 32934-8778
Transaction Type	Mortgage
Record Updated	Feb 17, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4392 RUTHANN CIR, MELBOURNE, FL 32934-8778

Mortgage

Document Number	0097092430
Date	Feb 3, 2023
Book Page	9709/2430
Instrument	2023021715

Lender

Name	PNC BANK NA
Type	Bank
Address	WILMINGTON, DE 19801

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	480 Months
Due	Feb 3, 2063

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BREVARD FL
Recording Date	Oct 5, 2022
Property Address	4392 RUTHANN CIR, MELBOURNE, FL 32934-8778
Document Number	0096272482
Book / Page	9627 / 2482
Map Reference	MB 62 PG 87
Instrument Date	Sep 26, 2022
Instrument	2022240677
Transaction Type	Transfer
Record Updated	Oct 19, 2022
Title Company	PRESTIGE TITLE/BREVARD LLC, PRESTIGE TTL OF BREVARD LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$4,095.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1318 TOMOKA TOWN CENTER DR # DR404, 1318, DAYTONA BEACH, FL 32117-5229

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4392 RUTHANN CIR, MELBOURNE, FL 32934-8778

Mortgage

Document Number	0096272483
Date	Oct 5, 2022
Instrument	9627/2483

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2052

November 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BREVARD FL
Recording Date	Nov 26, 2019
Property Address	4392 RUTHANN CIR, MELBOURNE, FL 32934-8778
Document Number	0085990868
Book / Page	8599 / 0868
Map Reference	MB 62 PG 87-91
Instrument Date	Nov 21, 2019
Instrument	2019258413
Transaction Type	Transfer
Record Updated	Jul 2, 2021
Title Company	BREVARD TITLE LLC

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,975.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4392 RUTHANN CIR, 4392, MELBOURNE, FL 32934-8778

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4392 RUTHANN CIR, MELBOURNE, FL 32934-8778
Investor	Possibly a Property Investor

Mortgage

Document Number	2019258414
Date	Nov 26, 2019
Instrument	2019258414

Lender

Name	DYBN FINANCIAL CORP
Type	Funding / Finance Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2049

October 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BREVARD FL
Recording Date	Oct 1, 2019
Property Address	4392 RUTHANN CIR, MELBOURNE, FL 32934-8778
Document Number	0085522025
Book / Page	008552 / 002025
Instrument Date	Sep 30, 2019
Instrument	214605
Transaction Type	Transfer
Record Updated	Nov 5, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Tax	$3,045.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	PO BOX 1744 MIDDLEBURG VA 201181744, MIDDLEBURG, VA 20118-1744

July 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BREVARD FL
Recording Date	Jul 2, 2019
Property Address	4392 RUTHANN CIR, MELBOURNE, FL 32934-8778
Document Number	0084790189
Book / Page	008479 / 000189
Instrument Date	Jun 28, 2019
Instrument	144430
Transaction Type	Transfer
Record Updated	Aug 23, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Tax	$1,989.40
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	4885 N WICKHAM RD MELBOURNE FL 329408305, MELBOURNE, FL 32940-8305

Tax Assessment & Valuation

The 2025 property tax bill for 4392 Ruthann Cir was $8,987 with a homeowner's exemption.

Source: Brevard County assessment roll, as of August 18, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Brevard County
Municipality	Melbourne City
Unified School District	Brevard County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$555,860 (+2.3%)	$555,860 (+2.3%)
2025	$8,987.00 Homeowner's exemption	$543,380 Land $105,000 Building $438,380	$543,380 Land $105,000 Building $438,380
2023	$7,489.00 (+102.79%) Homeowner's exemption	$463,590 (+84.2%) Land $105,000 Building $358,590	$463,590 (+13.51%) Land $105,000 Building $358,590
2022	$3,693.00 Homeowner's exemption	$251,680	$408,430 Land $105,000 Building $303,430

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 4392 Ruthann Cir in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 255 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	255 in force
Nearby Flood Claims	13 (1995–2008)
Claims Outside the SFHA	5 of 13
Most Recent Claim	Aug 2008 · Tropical Storm Fay
Claims by Event	Tropical Storm Fay, Aug 2008 · 8 claims Hurricane Frances, Sep 2004 · 2 claims Hurricane Erin, Aug 1995 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4392 Ruthann Cir is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 96% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF MELBOURNE serves 167,753 people · EPA ID FL3051447
Water Source	Surface water
Last State Inspection	Aug 2024
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 327 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 35

May also be available: Verizon.

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