Clay County property record for 4392 Raggedy Point Rd, Fleming Island, FL 32003
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 1,942 sqft · built 1973 |
| Lot Size | 0.914 acres (39,857 sqft) |
| Owner | Individual Name on File |
| Last Sale | $201,250 (Sep 2015) |
| Tax Bill | $2,682 (2025) |
| Deeds & Mortgages | Aug 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 28-04-26-013152-002-00 |
| Primary APN | 28-04-26-013152-002-00 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,942 sqft Heated Area |
| Gross Area | 2,780 sqft |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1973 |
|---|---|
| Exterior Material | Wood |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 39,857 sqft (0.914 acres) |
| Lot Dimensions | 266 ft deep x 150 ft wide |
| Garage Area | 570 sqft |
| Porch | Porch |
|---|---|
| Porch Area | 12 sqft |
| Patio Area | 256 sqft |
| Fence | Fence |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Street Address | 4392 RAGGEDY POINT RD |
|---|---|
| City | FLEMING ISLAND |
| State | FL |
| Zip | 32003-7856 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | PT LOT 37 BLK 3 ORANGE PARK ACS AS REC O R 3783 PG 175 |
| Legal Range | 26 |
| Legal Township | 04 |
| Legal Section | 28 |
| Legal Subdivision | ORANGE PARK ACRES |
| Legal Block | 3 |
| Legal Lot Number | 37 |
| Jurisdiction | CLAY FL |
| Township / Civil Division | ORANGE PARK |
| Census Block Group | 1 |
| Census Block | 1007 |
| Census Tract | 30701 |
4392 Raggedy Point Rd is owned and occupied by an individual who bought it in September 2015.
Source: Clay County records, as of December 18, 2025
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Co-owner on File |
| Mailing Address | 4392 RAGGEDY POINT RD, FLEMING ISLAND, FL 32003-7856 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 1, 2015 · Amount on File |
| Deed Sale | Sep 1, 2015 · Amount on File |
| Prior Sale | Mar 13, 2001 |
| Deed Document Number | 2015045157 |
| Deed Book / Page | 3783 / 0175 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLAY FL |
| Property Address | 4392 RAGGEDY POINT RD, FLEMING ISLAND, FL 32003-7856 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | INSPIRE CLOSING SERVICES LLC |
| Name | Verified Name |
|---|---|
| Address | 4392 RAGGEDY POINT RD, FLEMING ISLAND, FL 32003-7856 |
| Document Number | 0043460847 |
|---|---|
| Date | Aug 27, 2020 |
| Book Page | 4346/847 |
| Instrument | 2020043766 |
| Name | NATIONSTAR MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | COPPELL, TX 75019 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Sep 1, 2050 |
The 2025 property tax bill for 4392 Raggedy Point Rd was $2,682 with a homeowner's exemption.
Source: Clay County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Clay County |
| Unified School District | Clay County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,682.00 Homeowner's exemption | $215,998 | $323,550 Land $45,000 Building $278,550 |
| 2023 | $2,819.00 (+7.6%) Homeowner's exemption | $203,798 (+3%) | $313,333 (+12.72%) Land $45,000 Building $268,333 |
| 2022 | $2,620.00 Homeowner's exemption | $197,863 | $277,978 Land $45,000 Building $232,978 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 4392 Raggedy Point Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective July 6, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 132 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 132 in force |
| Nearby Flood Claims | 26 (2005–2020) |
| Claims Outside the SFHA | 10 of 26 |
| Most Recent Claim | Jul 2020 · other causes |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 4392 Raggedy Point Rd is low, with a 0.05% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 64% of the US · lower than 90% of Florida |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 204 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| IQ Fiber Fiber | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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