Hernando County property record for 4392 Birchfield Loop, Spring Hill, FL 34609
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 2,663 sqft · built 2006 |
| Lot Size | 0.2 acres (8,712 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $425,000 (Oct 2022) |
| Tax Bill | $5,792 (2025) |
| Deeds & Mortgages | Oct 2022 Sale & Mortgage Nov 2021 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | R09-223-18-3601-0110-0040 |
| Primary APN | R09-223-18-3601-0110-0040 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Plumbing Fixtures | 10 Plumbing Fixtures |
| Total Rooms | 4 Rooms |
| Stories | 2 Stories |
| Building Area | 2,663 sqft Living Area |
| 1st Floor Area | 1,857 sqft |
| Upper Floors Area | 806 sqft |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2006 |
|---|---|
| Exterior Material | Stucco |
| Construction Type | Concrete |
| Foundation Type | Concrete |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 8,712 sqft (0.2 acres) |
| Garage Area | 745 sqft |
| Parking Spaces | 3 Parking Spaces |
| Porch | Porch |
| Porch Area | 320 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Account Number | 01530150 |
|---|---|
| Street Address | 4392 BIRCHFIELD LOOP |
| City | SPRING HILL |
| State | FL |
| Zip | 34609-0636 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | STERLING HILL PH 1A BLK 11 LOT 4 |
| Legal Range | 18E |
| Legal Township | 23S |
| Legal Section | 09 |
| Legal Subdivision | STERLING HILL PH 1A |
| Legal Block | 11 |
| Legal Lot Number | 4 |
| Jurisdiction | HERNANDO FL |
| Township / Civil Division | SPRING HILL |
| Census Block Group | 3 |
| Census Block | 3001 |
| Census Tract | 40908 |
Source: Hernando County records, as of December 10, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 4392 BIRCHFIELD LOOP, SPRING HILL, FL 34609-0636 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Oct 4, 2022 | Warranty Deed, Transfer · FHA Mortgage THE MORTGAGE FIRM INC |
| Nov 23, 2021 | Deed of Trust, Mortgage · Conventional Mortgage SUNCOAST CU |
| Dec 21, 2017 | Warranty Deed, Transfer · Conventional with PMI MIDFLORIDA FCU |
| Jun 16, 2017 | Trustee's Deed, Foreclosure |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 4, 2022 · Amount on Record |
| Deed Sale | Oct 4, 2022 · Amount on Record |
| Prior Sale | Dec 21, 2017 · Amount on Record |
| Deed Document Number | 2022072574 |
| Deed Book / Page | 4225 / 1291 |
| Record Updated | Jun 8, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HERNANDO FL |
| Recording Date | Oct 4, 2022 |
| Property Address | 4392 BIRCHFIELD LOOP, SPRING HILL, FL 34609-0636 |
| Document Number | 0042251291 |
| Book / Page | 4225 / 1291 |
| Map Reference | MB 34 PG 9 |
| Instrument Date | Sep 27, 2022 |
| Instrument | 2022072574 |
| Transaction Type | Transfer |
| Record Updated | Oct 28, 2022 |
| Title Company | OCEAN SANDS TITLE SVCS INC |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,975.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 202 N 13TH ST, 202, HAINES CITY, FL 33844-4406 |
| Name | Verified Name |
|---|---|
| Address | 4392 BIRCHFIELD LOOP, SPRING HILL, FL 34609-0636 |
| Document Number | 0042251293 |
|---|---|
| Date | Oct 4, 2022 |
| Instrument | 4225/1293 |
| Name | THE MORTGAGE FIRM INC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 1, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HERNANDO FL |
| Property Address | 4392 BIRCHFIELD LOOP, SPRING HILL, FL 34609-0636 |
| Transaction Type | Mortgage |
| Record Updated | Jul 28, 2022 |
| Name | Verified Name |
|---|---|
| Address | 4392 BIRCHFIELD LOOP, SPRING HILL, FL 34609-0636 |
| Document Number | 0040900214 |
|---|---|
| Date | Nov 23, 2021 |
| Book Page | 4090/214 |
| Instrument | 2021089015 |
| Name | SUNCOAST CU |
|---|---|
| Type | Credit Union |
| Address | TAMPA, FL 33610 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 241 Months |
| Due | Dec 1, 2041 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HERNANDO FL |
| Recording Date | Dec 21, 2017 |
| Property Address | 4392 BIRCHFIELD LOOP, SPRING HILL, FL 34609-0636 |
| Document Number | 0035370404 |
| Book / Page | 003537 / 000404 |
| Instrument Date | Dec 10, 2017 |
| Instrument | 72030 |
| Transaction Type | Transfer |
| Record Updated | Jan 16, 2018 |
| Title Company | TIAGO TITLE LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,393.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 4392 BIRCHFIELD LOOP SPRING HILL FL 346090636, SPRING HILL, FL 34609-0636 |
| Document Number | 35370406 |
|---|---|
| Date | Dec 21, 2017 |
| Book Page | 003537/000406 |
| Instrument | 72031 |
| Name | MIDFLORIDA FCU |
|---|---|
| Type | Credit Union |
| Address | LAKELAND, FL 33803 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Dec 20, 2047 |
| Document Type | Trustee's Deed |
|---|---|
| Jurisdiction | HERNANDO FL |
| Recording Date | Jun 16, 2017 |
| Property Address | 4392 BIRCHFIELD LOOP, SPRING HILL, FL 34609-0636 |
| Document Number | 0034791177 |
| Book / Page | 003479 / 001177 |
| Instrument Date | Jun 8, 2017 |
| Instrument | 34350 |
| Transaction Type | Foreclosure |
| Record Updated | Jul 18, 2017 |
| Amount | Amount Recorded |
|---|---|
| Tax | $840.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 8626 HERONS COVE PL TAMPA FL 336472497, TAMPA, FL 33647-2497 |
Source: Hernando County assessment roll, as of October 31, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Hernando County |
| Unified School District | Hernando County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,792.00 (-12.89%) | $405,767 (-7.33%) Land $23,432 Building $382,335 | $405,767 (-7.33%) Land $23,432 Building $382,335 |
| 2023 | $437,852 Land $96,479 Building $341,373 | ||
| 2022 | $6,649.00 | $437,852 Land $23,432 Building $414,420 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective April 19, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 23 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 23 in force |
| Nearby Flood Claims | 1 (2024) |
| Most Recent Claim | Oct 2024 · Hurricane Milton |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.8% of the US · lower than 99.7% of Florida |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HERNANDO CO UTL-WEST serves 145,204 people · EPA ID FL6277059 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | May 2025 |
| Lead | 1 ppb (2023) action level 15 ppb |
Listed by EPA as a serious violator for missed monitoring and reporting.
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 18 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 343 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Open Infra Fiber | 8,000 / 8,000 |
| WOW Internet, Cable & Phone Fiber | 5,000 / 5,000 |
| AT&T Fiber | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
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