4391 Saunders Rd, Clinton, NY 13323 Property Records

Oneida County and Kirkland Town property record for 4391 Saunders Rd, Clinton, NY 13323

Property Summary

Property TypeSingle Family Home
Details3 bd · 1.5 ba · 2,268 sqft · built 1987
Lot Size0.774 acres (33,750 sqft)
Owner2 Trust Names on File
Last Sale$145,000 (Jul 2002)
Tax Bill$7,462 (2026)
Deeds & MortgagesJul 2022 Refinance
Flood ZoneZone X (minimal risk)
APN4575.3

Property Details

APN / Parcel Number

Primary APN4575.3
Alternative APNs
  • 408932700300010370030000
  • 304089 327.003-1-37.3

Interior

Bedrooms3 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Stories1 Story
Building Area2,268 sqft Living Area
1st Floor Area1,176 sqft
Basement Area1,092 sqft
Finished Basement1,092 sqft

Exterior

Year BuiltBuilt 1987
Effective Year BuiltEffective 1987
Architectural StyleRaised Ranch
Exterior MaterialAluminum/Vinyl
Lot Area33,750 sqft (0.774 acres)
Lot Dimensions270 ft deep x 125 ft wide
Garage TypeAttached
Garage Area1,076 sqft
Parking Spaces4 Parking Spaces
PorchSlab
Porch Area368 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelGas
SewerSeptic
Water SourceWell

Location & Zoning

Account Number4575.3
Street Address4391 SAUNDERS RD
CityCLINTON
StateNY
Zip13323-3619
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Block1
Legal Lot Number37.003
JurisdictionONEIDA NY
Township / Civil DivisionKIRKLAND
Census Block Group2
Census Block2001
Census Tract25003

Owner

4391 Saunders Rd is held in a trust since July 2002.

Source: Oneida County and Kirkland Town records, as of October 20, 2026

Owner of Record2 Trust Names on File
Mailing Address4391 SAUNDERS RD, CLINTON, NY 13323-3619
Owner TypeCompany
VestingTrust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJul 1, 2002 · Amount on File
Deed SaleJul 1, 2002 · Amount on File
Deed Book / Page2002 / 16821
Record UpdatedOct 29, 2026

July 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionONEIDA NY
Property Address4391 SAUNDERS RD, CLINTON, NY 13323-3619
Transaction TypeMortgage
Record UpdatedAug 16, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000012040
DateJul 29, 2022
Instrument2022-012040
Lender
NameGPO FCU
TypeCredit Union
Agreement
TypeStand-Alone Refinance
AmountAmount on Record
Term361 Months
DueAug 1, 2052

Tax Assessment & Valuation

The 2026 property tax bill for 4391 Saunders Rd was $7,462, up 3.3% from the year before.

Source: Oneida County and Kirkland Town assessment roll, as of April 28, 2026

Property Jurisdictions

TypeName
StateNew York
CountyOneida County
County SubdivisionKirkland Town
Unified School DistrictClinton Central School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$7,462.00 (+3.28%)
2025$7,225.00$110,300 Land $17,700 Building $92,600$312,465 Land $50,142 Building $262,323
2023$110,300 (-) Land $17,700 Building $92,600$256,512 (+12.79%) Land $41,163 Building $215,349
2022$2,098.00 Homeowner's exemption$110,300 Land $17,700 Building $92,600$227,423 Land $36,495 Building $190,928

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4391 Saunders Rd in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 2011.

Source: FEMA National Flood Hazard Layer, effective September 26, 2013 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 12 policies
Nearby Flood Policies12 in force
Nearby Flood Claims3 (2011–2019)
Most Recent ClaimOct 2019 · Severe Storms, Straight-line Winds, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4391 Saunders Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 54% of New York
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCLINTON VILLAGE
serves 3,000 people · EPA ID NY3202386
Water SourceGroundwater
Last State InspectionDec 2024
Lead3 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 55 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Saunders Rd

Nearby Streets

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