Santa Rosa County property record for 4391 Curt Ln, Jay, FL 32565 · Last verified August 2026
| Property Type | Timberland, Forest, Woodland Vacant Land |
|---|---|
| Details | 3 bd · 3.5 ba · 3,200 sqft · built 1974 |
| Lot Size | 2.5 acres (108,900 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $30,000 (Oct 2022) |
| Tax Bill | $5 (2024) |
| Deeds & Mortgages | Oct 2022 Sale & Mortgage Jul 2022 Transfer + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 29-5N-29-0000-00101-0000 |
| Primary APN | 29-5N-29-0000-00101-0000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 3 Stories |
| Building Area | 3,200 sqft Living Area |
| Gross Area | 4,321 sqft |
| 1st Floor Area | 1,856 sqft |
| Basement Area | 678 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1974 |
|---|---|
| Effective Year Built | Effective 1974 |
| Exterior Material | Brick |
| Construction Type | Wood |
| Foundation Type | No Foundation |
| Roof Type | Gable/Hip |
| Roof Material | Wood Shingle |
| Lot Area | 108,900 sqft (2.5 acres) |
| Lot Dimensions | 330 ft deep x 330 ft wide |
| View / Lot | Woodland |
| Garage Type | Attached |
| Garage Area | 462 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Finished/Open Porch |
|---|---|
| Porch Area | 215 sqft |
| Deck Area | 420 sqft |
| Patio Area | 404 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 4391 CURT LN |
|---|---|
| City | JAY |
| State | FL |
| Zip | 32565-9119 |
| Property Category | Vacant Land |
| Property Type | Vacant Land > Timberland, Forest, Woodland |
| Legal Description | *DESC UPDATE FOR 2023* COM AT THE NE COR OF 29-5N-29W THN S00*3225E 1755.77 FT ON E SEC LI TO POB THN S00*3225E 330 FT THN S89*2735W 330 FT THN N00*3225W 330 FT THN N89*2735E 330 FT TO POB [TOG/W INGR/EGRS/UTIL ESMNTS] ALL AS DES IN OR 4336 PG 880 (B |
| Legal Range | 29W |
| Legal Township | 5N |
| Legal Section | 29 |
| Jurisdiction | SANTA ROSA FL |
| Township / Civil Division | JAY |
| Census Block Group | 2 |
| Census Block | 2016 |
| Census Tract | 10200 |
Source: Santa Rosa County records · APN 29-5N-29-0000-00101-0000
Assessment roll updated December 8, 2025 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 4390 CURT LN, JAY, FL 32565-9118 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Oct 17, 2022 | Warranty Deed, Transfer · Conventional Mortgage SANTA ROSA COUNTY FCU |
| Jul 29, 2022 | Quit Claim Deed, Transfer ATTORNEY ONLY, ATTORNEY |
| Jun 18, 2019 | Warranty Deed, Transfer · FHA Mortgage QUICKEN LNS |
| Apr 11, 2017 | Deed of Trust, Mortgage · Line of Credit COASTAL BK&TR |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Oct 17, 2022 · Amount on Record |
| Deed Sale | Oct 17, 2022 · Amount on Record |
| Prior Sale | Jul 07, 2022 · Amount on Record |
| Deed Document Number | 202259019 |
| Deed Book / Page | 4336 / 880 |
| Prior Transfer Date | Jul 28, 2022 |
| Prior Transfer Doc | 0043101383 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SANTA ROSA FL |
| Recording Date | Oct 17, 2022 |
| Property Address | 4391 CURT LN, JAY, FL 32565-9119 |
| Document Number | 0043360880 |
| Book / Page | 4336 / 880 |
| Instrument Date | Oct 13, 2022 |
| Instrument | 202259019 |
| Transaction Type | Transfer |
| Record Updated | Apr 16, 2024 |
| Title Company | FIRST INTERNATIONAL TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $210.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 903 NW 65TH ST # ST200, ST200, BOCA RATON, FL 33487-2864 |
| Name | Verified Name |
|---|---|
| Address | 4390 CURT LN, JAY, FL 32565-9118 |
| Document Number | 0004336883 |
|---|---|
| Date | Oct 17, 2022 |
| Instrument | 4336/883 |
| Name | SANTA ROSA COUNTY FCU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 60 Months |
| Due | Oct 14, 2027 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | SANTA ROSA FL |
| Recording Date | Jul 29, 2022 |
| Property Address | 4391 CURT LN, JAY, FL 32565-9119 |
| Document Number | 0043101383 |
| Book / Page | 4310 / 1383 |
| Instrument Date | Jul 28, 2022 |
| Instrument | 202244585 |
| Transaction Type | Transfer |
| Record Updated | Apr 16, 2024 |
| Title Company | ATTORNEY ONLY, ATTORNEY |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1050 WOODWARD AVE, DETROIT, MI 48226-3573 |
| Name | Verified Name |
|---|---|
| Address | 903 NW 65TH ST STE 200, 200, BOCA RATON, FL 33487-2864 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SANTA ROSA FL |
| Recording Date | Jun 18, 2019 |
| Property Address | 4391 CURT LN, JAY, FL 32565-9119 |
| Document Number | 0038402075 |
| Book / Page | 003840 / 002075 |
| Instrument Date | Jun 03, 2019 |
| Instrument | 25928 |
| Transaction Type | Transfer |
| Record Updated | Jul 31, 2019 |
| Title Company | GUARANTEE TITLE/NW FLORIDA INC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,205.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 4391 CURT LN JAY FL 325659119, JAY, FL 32565-9119 |
| Document Number | 38402084 |
|---|---|
| Date | Jun 18, 2019 |
| Book Page | 003840/002084 |
| Instrument | 25931 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 17, 2049 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SANTA ROSA FL |
| Property Address | 4391 CURT LN, JAY, FL 32565-9119 |
| Document Number | 0036200918 |
| Instrument Date | Apr 11, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Aug 21, 2018 |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 4391 CURT LN JAY FL 325659119, JAY, FL 32565-9119 |
| Document Number | 0036200918 |
|---|---|
| Date | May 02, 2017 |
| Book Page | 003620/000918 |
| Instrument | 17070 |
| Name | COASTAL BK&TR |
|---|---|
| Type | Bank |
| Address | COLUMBUS, GA 31901 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|
Source: Santa Rosa County records · Assessment roll updated December 8, 2025 · Last verified August 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Santa Rosa County |
| Unified School District | Santa Rosa County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $450 (-) | $25,000 (-) Land $25,000 | |
| 2024 | $5.00 | $450 (-) Land $450 | $25,000 (+11.11%) Land $450 Building $24,550 |
| 2023 | $5.00 (-97.24%) | $450 (-97%) Land $450 | $22,500 (+49.99%) Land $450 Building $22,050 |
| 2022 | $181.00 | $15,001 | $15,001 Land $15,000 Building $1 |
Source: FEMA National Flood Hazard Layer, Santa Rosa County (12113C), updated November 18, 2021 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 121130102002, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Flood Insurance Cost | Premium on Record median of 1 individual NFIP policies nearby |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 1 in force 1 of 1 on primary residences |
| Wildfire Risk | Moderate above 60% of the US · above 33% of Florida |
|---|---|
| Wildfire Likelihood | About 1 in 641 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
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