4391 Collins Rd, Spring Hill, FL 34606 Property Records

Hernando County property record for 4391 Collins Rd, Spring Hill, FL 34606

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,320 sqft · built 1974
Lot Size	0.172 acres (7,500 sqft)
Owner	Individual Name on Record
Last Sale	$155,896 (Mar 2021)
Tax Bill	$2,368 (2025)
Deeds & Mortgages	Sep 2026 Line of Credit Mar 2021 Sale & Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`R32-323-17-5250-1700-0090`

Property Details

APN / Parcel Number

Primary APN	`R32-323-17-5250-1700-0090`
Alternative APNs	`00324839` `324839`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Total Rooms	4 Rooms
Stories	1 Story
Building Area	1,320 sqft Living Area
Gross Area	2,300 sqft
1st Floor Area	1,320 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1974
Effective Year Built	Effective 1988
Exterior Material	Aluminum/Vinyl
Construction Type	Wood
Foundation Type	Concrete
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	7,500 sqft (0.172 acres)
Garage Type	Carport
Garage Area	252 sqft
Carport	Carport
Carport Area	252 sqft
Parking Spaces	1 Parking Space
Porch	Open Porch
Porch Area	644 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Account Number	00324839
Street Address	4391 COLLINS RD
City	SPRING HILL
State	FL
Zip	34606-1812
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SPRING HILL UNIT 25 BLK 1700 LOT 9 ORB 337 PG 045
Legal Range	17E
Legal Township	23S
Legal Section	32
Legal Subdivision	SPRING HILL UNIT 25
Legal Block	1700
Legal Lot Number	9
Jurisdiction	HERNANDO FL
Township / Civil Division	SPRING HILL
Census Block Group	2
Census Block	2007
Census Tract	41203

Owner

Source: Hernando County records, as of October 6, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	4391 COLLINS RD, SPRING HILL, FL 34606-1812
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 17, 2026	Deed of Trust, Mortgage · Line of Credit LOANDEPOT.COM LLC
Mar 10, 2021	Warranty Deed, Transfer · FHA Mortgage LOANDEPOT.COM LLC
Feb 8, 2017	Deed of Trust, Mortgage · Commercial Mortgage BRANNEN BANK
Aug 9, 2018	Warranty Deed, Transfer SOUTHEAST TITLE COMPANY, SOUTHEAST TITLE INS/SUNCOAST
Aug 3, 2018	Deed of Trust, Mortgage · Conventional Mortgage BRANNEN BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 10, 2021 · Amount on Record
Deed Sale	Mar 10, 2021 · Amount on Record
Prior Sale	Aug 9, 2018 · Amount on Record
Deed Document Number	202116682
Deed Book / Page	3964 / 687
Prior Transfer Date	Jun 10, 2009
Prior Transfer Doc	0026600371
Record Updated	Oct 29, 2026

September 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HERNANDO FL
Recording Date	Sep 17, 2026
Property Address	4391 COLLINS RD, SPRING HILL, FL 34606-1812
Document Number	0000063029
Book / Page	4761 / 1196
Instrument Date	Sep 9, 2026
Instrument	202663029
Transaction Type	Mortgage
Record Updated	Oct 6, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4391 COLLINS RD, SPRING HILL, FL 34606-1812

Mortgage

Document Number	0000063029,
Date	Sep 17, 2026
Book Page	4761/1196
Instrument	202663029

Lender

Name	LOANDEPOT.COM LLC

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Oct 5, 2046

Interest

Max Rate	-1%

March 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HERNANDO FL
Recording Date	Mar 10, 2021
Property Address	4391 COLLINS RD, SPRING HILL, FL 34606-1812
Document Number	0039640687
Book / Page	3964 / 687
Map Reference	MB 10 PG 61-76
Instrument Date	Mar 4, 2021
Instrument	2021016682
Transaction Type	Transfer
Record Updated	Dec 7, 2021
Title Company	SOUTHEAST TITLE/THE SUNCOAST, SOUTHEAST TITLE OF SUNCOAST

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,091.30
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	13477 MARINE DR, 13477, SPRING HILL, FL 34609-8812

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4391 COLLINS RD, SPRING HILL, FL 34606-1812

Mortgage

Document Number	3964689
Date	Mar 10, 2021
Instrument	3964/689

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2051

February 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HERNANDO FL
Property Address	4391 COLLINS RD, SPRING HILL, FL 34606-1812
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0034380059
Date	Feb 8, 2017
Book Page	3438/0059
Instrument	2017007426

Lender

Name	BRANNEN BANK
Type	Bank
Address	INVERNESS, FL 34451

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	120 Months
Due	Feb 3, 2027

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

August 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HERNANDO FL
Recording Date	Aug 9, 2018
Property Address	4391 COLLINS RD, SPRING HILL, FL 34606-1812
Document Number	0036111906
Book / Page	003611 / 001906
Instrument Date	Aug 3, 2018
Instrument	48307
Transaction Type	Transfer
Record Updated	Jan 16, 2020
Title Company	SOUTHEAST TITLE COMPANY, SOUTHEAST TITLE INS/SUNCOAST

Transaction

Amount	Amount Recorded
Tax	$420.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Life Estate
Address	13477 MARINE DR SPRING HILL FL 346098812, SPRING HILL, FL 34609-8812

August 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HERNANDO FL
Property Address	4391 COLLINS RD, SPRING HILL, FL 34606-1812
Document Number	0036111908
Instrument Date	Aug 3, 2018
Transaction Type	Mortgage
Record Updated	Jan 16, 2020
Title Company	SOUTHEAST TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	13477 MARINE DR SPRING HILL FL 346098812, SPRING HILL, FL 34609-8812

Mortgage

Document Number	0036111908
Date	Aug 9, 2018
Book Page	003611/001908
Instrument	48308

Lender

Name	BRANNEN BK
Type	Bank
Address	INVERNESS, FL 34606

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Aug 8, 2033

Tax Assessment & Valuation

Source: Hernando County assessment roll, as of December 8, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Hernando County
Unified School District	Hernando County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,368.00 (+43.86%) Homeowner's exemption	$156,868 (+5.99%)	$158,620 (+4.81%) Land $22,875 Building $135,745
2023		$148,007 Land $16,821 Building $131,186
2022	$1,646.00		$151,340 Land $18,750 Building $132,590

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 19, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 10 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	10 in force
Nearby Flood Claims	2 (1993–2011)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Aug 2011 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.7% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HERNANDO CO UTL-WEST serves 145,204 people · EPA ID FL6277059
Water Source	Groundwater
Last State Inspection	May 2025
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	18 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 216 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Open Infra Fiber	8,000 / 8,000
WOW Internet, Cable & Phone Fiber	5,000 / 5,000
Tillman Fiber Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 35

May also be available: AT&T, Verizon.

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