4391 Biscayne Dr, Hernando Beach (Spring Hill), FL 34607 Property Records

Hernando County property record for 4391 Biscayne Dr, Hernando Beach, FL 34607 · Last verified April 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	3 Beds
Bathrooms	2 Baths
Year Built	Built 2000
Square Footage	1,166 sqft Living Area
Lot Size	7,500 sqft (0.172 acres)
Occupancy	Owner Occupied
Last Sale	$130,500 (1999)
Tax Bill	$2,404.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`R12-223-16-2020-0680-0080`
Alternative APNs	`00160970` `160970`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Total Rooms	5 Rooms
Building Area	1,166 sqft Living Area
Gross Area	2,332 sqft Gross Area
1st Floor	1,166 sqft 1st Floor
Stories	2 Stories
Primary Flooring	Carpet Flooring
Interior Structure	Wallboard/Drywall Interior Structure
Fireplace	Fireplace
Fireplaces	1 Fireplaces

Exterior

Year Built	Built 1988
Effective Year Built	Effective 2000
Exterior Material	Aluminum/Vinyl Exterior
Construction Type	Wood Construction
Roof Construction	Gable/Hip Roof Construction
Roof Material	Metal Roof
Lot Area	7,500 sqft (0.172 acres)
Parking Spaces	3 Parking Spaces
Garage Type	Attached Garage
Garage Area	878 sqft Garage
Deck Area	130 sqft Deck
Patio Area	30 sqft Patio
Boat Access	Boat Access

Utilities and HVAC

Cooling System	HVAC Cooling
Heating System	HVAC Heating

Location & Zoning

Account Number	00160970
Street Address	4391 BISCAYNE DR
City	HERNANDO BEACH
State	FL
Zip	34607-3006
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	GULF COAST RET UNIT 6 BLK 68 LOT 8
Legal Range	16E
Legal Township	23S
Legal Section	12
Legal Subdivision	GULF COAST RET UNIT 6
Legal Block	68
Legal Lot Number	8
Jurisdiction	HERNANDO FL
Minor Civil Division	HERNANDO BEACH
Census Blockgroup	2
Census Block	2035
Census Tract	41501

Owner

Source: Hernando County records · APN R12-223-16-2020-0680-0080

Assessment roll updated December 8, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	4391 BISCAYNE DR, HERNANDO BEACH, FL 34607-3006
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Nov 01, 1999 · Amount on Record
Deed Sale	Nov 01, 1999 · Amount on Record
Prior Sale	Dec 31, 1998 · Amount on Record
Deed Book / Page	1301 / 1026
Last Transfer Date	Feb 08, 2011
Transfer Doc	0028051069
Record Refreshed	Jun 08, 2026

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HERNANDO FL
Property Address	4391 BISCAYNE DR, HERNANDO BEACH, FL 34607-3006
Transaction Type	Mortgage
Record Updated	Aug 11, 2021
Title Company	TITLE 365, TITLE365

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4391 BISCAYNE DR, HERNANDO BEACH, FL 34607-3006

Mortgage

Document Number	0040220276
Date	Jul 06, 2021
Book Page	4022/276
Instrument	2021050287

Lender

Name	BANK OF AMERICA NA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	359 Months
Due	Jun 28, 2051

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly (Revolving credit lines are monthly unless stated otherwise).

Tax Assessment & Valuation

Source: Hernando County records · Assessment roll updated December 8, 2025 · Last verified April 2026

Property Jurisdictions

Type	Name
State	Florida
County	Hernando County
Unified School District	Hernando County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,404.00 (+28.56%) Homeowner's exemption	$175,460 (+7.82%)	$489,145 (+11.87%) Land $258,750 Building $230,395
2023		$162,733 Land $162,733
2022	$1,870.00		$437,239 Land $203,250 Building $233,989

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Hernando County (12053C), updated April 19, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone AE
Flood Hazard	High
100-Year Floodplain	Yes 1% annual chance
Special Flood Hazard Area	Yes
Flood Insurance Requirement	Required (federally backed mortgages)
Floodway	No
Base Flood Elevation	13.0 ft
Coastal	Yes

Wildfire

Wildfire Risk	Moderate above 45% of the US · above 15% of Florida
Wildfire Likelihood	About 1 in 1,786 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.