43909 Cattleman Dr, Punta Gorda, FL 33982 Property Records

Charlotte County property record for 43909 Cattleman Dr, Punta Gorda, FL 33982

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,192 sqft · built 2022
Lot Size	0.171 acres (7,435 sqft)
Owner	2 Individual Names on Record
Last Sale	$515,000 (Apr 2026)
Tax Bill	$4,353 (2025)
Deeds & Mortgages	Apr 2026 Sale & Mortgage Jul 2022 Sale
Flood Zone	Zone X (minimal risk)
APN	`422632237043`

Property Details

APN / Parcel Number

Primary APN	`422632237043`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	2,192 sqft Living Area
Gross Area	2,960 sqft
1st Floor Area	2,192 sqft

Exterior

Year Built	Built 2022
Effective Year Built	Effective 2022
Exterior Material	Brick/Stone
Construction Type	Masonry / Concrete Block
Roof Material	Composition Shingle
Lot Area	7,435 sqft (0.171 acres)
Garage Type	Attached
Garage Area	441 sqft
Driveway	Driveway
Driveway Area	320 sqft
Pool Area	403 sqft
Porch	Slab

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	43909 CATTLEMAN DR
City	PUNTA GORDA
State	FL
Zip	33982-5146
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	BOZD
Legal Description	BABCOCK COMMUNITY TOWN CENTER SOUTHEAST LOT 2025 5018/1006
Legal Subdivision	BABCOCK COMMUNITY TOWN CENTER SOUTHEAST
Legal Block	1
Legal Lot Number	2025
Jurisdiction	CHARLOTTE FL
Township / Civil Division	PUNTA GORDA
Census Block Group	1
Census Block	1064
Census Tract	10100

Owner

Source: Charlotte County records, as of July 2, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	43909 CATTLEMAN DR, PUNTA GORDA, FL 33982-5146
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Apr 3, 2026	Warranty Deed, Transfer · Conventional Mortgage VANDYK MORTGAGE CORPORATION
Jul 14, 2022	Special Warranty Deed, Subdivision Related Transfer PARADISE LAND TITLE AGENCY LLC, PARADISE LAND TITLE AGCY LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 3, 2026 · Amount on Record
Deed Sale	Apr 3, 2026 · Amount on Record
Prior Sale	Jul 14, 2022 · Amount on Record
Deed Document Number	20263629958
Record Updated	Sep 20, 2026

April 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHARLOTTE FL
Recording Date	Apr 3, 2026
Property Address	43909 CATTLEMAN DR, PUNTA GORDA, FL 33982-5146
Document Number	0003629958
Instrument Date	Apr 1, 2026
Instrument	20263629958
Transaction Type	Transfer
Record Updated	Jul 2, 2026
Title Company	STEWART TITLE COMPANY-F, STEWART TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$364,105.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	43909 CATTLEMAN DR, PUNTA GORDA, FL 33982-5146

Mortgage

Document Number	0003629959,
Date	Apr 3, 2026
Instrument	20263629959

Lender

Name	VANDYK MORTGAGE CORPORATION

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.01%
Initial Type	Fixed Rate
Max Rate	-1%

July 2022: Special Warranty Deed, Subdivision Related Transfer

Document Type	Special Warranty Deed
Jurisdiction	CHARLOTTE FL
Recording Date	Jul 14, 2022
Property Address	43909 CATTLEMAN DR, PUNTA GORDA, FL 33982-5146
Document Number	0050181006
Book / Page	5018 / 1006
Map Reference	MB 24 PG 22A-22M
Instrument Date	Jul 13, 2022
Instrument	3127794
Transaction Type	Subdivision Related Transfer
Record Updated	Aug 25, 2023
Title Company	PARADISE LAND TITLE AGENCY LLC, PARADISE LAND TITLE AGCY LLC

Transaction

Amount	Amount Recorded
Tax	$2,772.70
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1400 CENTREPARK BLVD STE 1000, 1000, WEST PALM BEACH, FL 33401-7412

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	43909 CATTLEMAN DR, PUNTA GORDA, FL 33982-5146

Tax Assessment & Valuation

Source: Charlotte County assessment roll, as of November 19, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Charlotte County
Unified School District	Charlotte County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,353.00 (-43.64%)	$331,262 (-1.24%) Land $45,050 Building $286,212	$331,262 (-18.47%) Land $45,050 Building $286,212
2024	$7,723.00 (-2%)
2023	$7,881.00 (+190.06%)	$335,411 (+1,215.34%)	$406,319 (+1,493.41%) Land $39,000 Building $367,319
2022	$2,717.00	$25,500 Land $25,500	$25,500 Land $25,500

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 28, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 518 individual policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	870 units insured incl. 352 condo units
Nearby Flood Claims	11 (1995–2024)
Claims Outside the SFHA	4 of 11
Most Recent Claim	Oct 2024 · Hurricane Milton
Claims by Event	Hurricane Milton, Oct 2024 · 3 claims Hurricane Irma, Sep 2017 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 88% of the US · above 82% of Florida
Wildfire Likelihood	1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN AND COUNTRY UTILITY private · serves 13,427 people · EPA ID FL5084116
Water Source	Groundwater
Last State Inspection	Feb 2024
Lead	Under 1 ppb (2022) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 83 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber	940 / 940
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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