4390 Vista del Pacifico, Fallbrook, CA 92028 Property Records

San Diego County property record for 4390 Vista del Pacifico, Fallbrook, CA 92028

Property Summary

Property Type	Single Family Home
Details	4 bd · 4 ba · 5,385 sqft · built 2004
Lot Size	2.23 acres (97,574 sqft)
Owner	Individual Name on Record
Last Sale	$1,000,000 (Feb 2004)
Tax Bill	$15,391 (2025)
Deeds & Mortgages	Mar 2018 Mortgage Feb 2022 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`107-310-24-00`

Property Details

APN / Parcel Number

Primary APN	`107-310-24-00`

Interior

Bedrooms	4 Beds
Full Baths	4 Baths
Building Area	5,385 sqft Living Area

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2004
Lot Area	97,574 sqft
Parking Spaces	4 Parking Spaces

Location & Zoning

Street Address	4390 VISTA DEL PACIFICO
City	FALLBROOK
State	CA
Zip	92028-8752
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A70
Legal Description	PAR 3 TR PM17071
Legal Subdivision	P17071
Legal Tract	17071
Legal Block	2
Jurisdiction	SAN DIEGO CA
Township / Civil Division	FALLBROOK
Census Block Group	2
Census Block	2016
Census Tract	18805

Owner

Source: San Diego County records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	4390 VISTA DEL PACIFICO, FALLBROOK, CA 92028-8752
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 27, 2018	Deed of Trust, Mortgage · ARM UBS BANK USA
Feb 14, 2022	Deed of Trust, Mortgage · Conventional Mortgage UBS BANK USA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 5, 2004 · Amount on Record
Deed Sale	Feb 5, 2004 · Amount on Record
Prior Sale	Feb 10, 2003 · Amount on Record
Deed Document Number	200491118
Last Transfer Date	Mar 28, 2024
Transfer Doc	0000132639
Record Updated	Sep 20, 2026

March 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	4390 VISTA DEL PACIFICO, FALLBROOK, CA 92028-8752
Transaction Type	Mortgage
Record Updated	Jul 25, 2022
Title Company	TITLE CONNECT INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000119886
Date	Mar 27, 2018
Instrument	2018-0119886

Lender

Name	UBS BANK USA
Type	Bank
Address	SALT LAKE CITY, UT 84111

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2048

Interest

Rate Type	Adjustable Rate
Rate	3.62%
Type Change Date	Apr 1, 2025
Change Frequency	Annually
Min Rate At Change	2.25%
Max Rate At Change	8.62%
Index	1-Year LIBOR
Max Rate	8.62%

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	4390 VISTA DEL PACIFICO, FALLBROOK, CA 92028-8752
Transaction Type	Mortgage
Record Updated	Jul 25, 2022
Title Company	STEWART TITLE COMPANY-F, STEWART TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4390 VISTA DEL PACIFICO, FALLBROOK, CA 92028-8752

Mortgage

Document Number	0000067549
Date	Feb 14, 2022
Instrument	2022-0067549

Lender

Name	UBS BANK USA
Type	Bank
Address	SALT LAKE CITY, UT 84111

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 1, 2052

Interest

Rate Type	Adjustable Rate
Rate	2.75%
Type Change Date	Feb 1, 2029
Change Frequency	6 Months
Min Rate At Change	3%
Max Rate At Change	7.75%
Index	Other
Margin	3
Max Rate	12.7%

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Elementary School District	Fallbrook Union Elementary School District (KG - 08)
Secondary School District	Fallbrook Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$1,450,151 (+2%) Land $311,780 Building $1,138,371
2025	$15,391.00 (+5.48%) Homeowner's exemption	$1,421,717 (+4.04%) Land $305,667 Building $1,116,050
2023	$14,591.00 (-0.04%) Homeowner's exemption	$1,366,512 Land $293,799 Building $1,072,713
2022	$14,597.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	13 units insured incl. 8 condo units
Nearby Flood Claims	1 (2024)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Feb 2024 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 70% of the US · above 45% of California
Wildfire Likelihood	0.3% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	RAINBOW MUNICIPAL WD serves 23,536 people · EPA ID CA3710016
Water Source	Purchased surface water from several systems
Last State Inspection	Dec 2023
Lead	3 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 48 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
San Diego Broadband Fixed Wireless	500 / 100

May also be available: Verizon.

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