4390 S Arrow Point Dr, Harrison, ID 83833 Property Records

Kootenai County property record for 4390 S Arrow Point Dr, Harrison, ID 83833

Property Summary

Property Type	Single Family Home
Details	3 bd · 5 ba · 4,787 sqft · built 1991
Lot Size	1.12 acres (49,179 sqft)
Owner	Individual Name on File
Last Sale	$312,500 (Oct 2020)
Tax Bill	$21,728 (2025)
Deeds & Mortgages	Mar 2021 Mortgage Oct 2020 Refinance + 1 more
Flood Zone	Zone A (high risk)
APN	`50N04W367700`

Property Details

APN / Parcel Number

Primary APN	`50N04W367700`
Alternative APN	`126142`

Interior

Bedrooms	3 Beds
Full Baths	5 Baths
Total Rooms	8 Rooms
Stories	1 Story
Building Area	4,787 sqft Living Area
1st Floor Area	4,787 sqft
Great Room	Great Room

Exterior

Year Built	Built 1991
Effective Year Built	Effective 1991
Construction Type	Frame
Lot Area	49,179 sqft (1.12 acres)
Lot Width	603 ft Width
Garage Type	Detached
Garage Area	768 sqft
Parking Spaces	3 Parking Spaces
Boat Access	Boat Access

Utilities, Heating & Cooling

Cooling System	HVAC
Heating Fuel	Electric

Location & Zoning

Account Number	126142
Street Address	4390 S ARROW POINT DR
City	HARRISON
State	ID
Zip	83833-7790
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RESRES
Legal Description	TAX #11075 3650N04W
Legal Range	04W
Legal Township	50N
Legal Section	36
Jurisdiction	KOOTENAI ID
Township / Civil Division	HARRISON
Census Block Group	1
Census Block	1002
Census Tract	1902

Owner

4390 S Arrow Point Dr is owned and occupied by an individual who bought it in October 2020.

Source: Kootenai County records, as of July 21, 2026

Owner of Record	Individual Name on File
Mailing Address	4390 S ARROW POINT DR, HARRISON, ID 83833-7790
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 5, 2021	Deed of Trust, Mortgage · VA Mortgage STEARNS LENDING LLC
Oct 2, 2020	Intrafamily Transfer, Transfer · Stand-Alone Refinance JAMES FORSYTHE
Apr 3, 2020	Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 2, 2020 · Amount on File
Deed Sale	Oct 2, 2020 · Amount on File
Deed Document Number	20202781607000
Prior Transfer Date	Sep 16, 2020
Prior Transfer Doc	2781607000
Record Updated	Sep 20, 2026

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KOOTENAI ID
Property Address	4390 S ARROW POINT DR, HARRISON, ID 83833-7790
Transaction Type	Mortgage
Record Updated	Mar 26, 2021
Title Company	KOOTENAI COUNTY TITLE, KOOTENAI COUNTY TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2816733000
Date	Mar 5, 2021
Instrument	2816733000

Lender

Name	STEARNS LENDING LLC
Type	Mortgage Company
Address	LEWISVILLE, TX 75057

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2051

October 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	KOOTENAI ID
Recording Date	Oct 2, 2020
Property Address	4390 S ARROW POINT DR, HARRISON, ID 83833-7790
Document Number	2781607000
Instrument Date	Sep 16, 2020
Instrument	2781607000
Transaction Type	Transfer
Record Updated	Feb 17, 2022
Title Company	NOT AVAILABLE, KOOTENAI COUNTY TITLE CO

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4390 S ARROW POINT DR, HARRISON, ID 83833-7790

Mortgage

Document Number	2781608000
Date	Oct 2, 2020
Instrument	2781608000

Lender

Name	JAMES FORSYTHE
Type	Private Party

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	24 Months
Due	Oct 2, 2022

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KOOTENAI ID
Property Address	4390 S ARROW POINT DR, HARRISON, ID 83833-7790
Transaction Type	Mortgage
Record Updated	Apr 30, 2020
Title Company	FIDELITY NATIONAL AGENCY SLN

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2744161000
Date	Apr 3, 2020
Instrument	2744161000

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 4390 S Arrow Point Dr was $21,728 with a homeowner's exemption, down 0.8% from the year before.

Source: Kootenai County assessment roll, as of October 16, 2025

Property Jurisdictions

Type	Name
State	Idaho
County	Kootenai County
Unified School District	Coeur d'Alene School District 271 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$21,728.00 (-0.81%) Homeowner's exemption	$7,405,689 Land $6,255,769 Building $1,149,920	$7,405,689 Land $6,255,769 Building $1,149,920
2024	$21,905.00 (+8.35%)
2023	$20,217.00 (+26.93%) Homeowner's exemption	$7,109,615 (+52.14%) Land $5,957,875 Building $1,151,740	$7,109,615 (+52.14%) Land $5,957,875 Building $1,151,740
2022	$15,928.00 Homeowner's exemption	$4,673,144 Land $3,591,404 Building $1,081,740	$4,673,144 Land $3,591,404 Building $1,081,740

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4390 S Arrow Point Dr in Zone A, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone A high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Not determined for this zone
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 12 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	12 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4390 S Arrow Point Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 98.6% of Idaho
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 8 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
Wind Wireless Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20
Intermax Networks Fixed Wireless	100 / 20

May also be available: Ziply Fiber.

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