4390 Panorama Dr, Santa Rosa, CA 95404 Property Records

Sonoma County property record for 4390 Panorama Dr, Santa Rosa, CA 95404

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,197 sqft · built 1955
Lot Size	0.408 acres (17,766 sqft)
Owner	Trust Name on File
Last Sale	$545,000 (Feb 2013)
Tax Bill	$11,951 (2025)
Deeds & Mortgages	Jul 2020 Transfer Jul 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`049-290-017-000`

Property Details

APN / Parcel Number

Primary APN	`049-290-017-000`
Alternative APN	`049-290-017`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	2,197 sqft Living Area
Gross Area	2,717 sqft
1st Floor Area	2,197 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1955
Effective Year Built	Effective 2010
Architectural Style	Custom Design
Construction Type	Wood
Lot Area	17,766 sqft (0.408 acres)
Garage Type	Attached
Garage Area	520 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC

Location & Zoning

Old Parcel Number	049-290-017
Street Address	4390 PANORAMA DR
City	SANTA ROSA
State	CA
Zip	95404-6228
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RR2
Legal Description	UNINCORP COUNTY CA
Legal Block	1
Jurisdiction	SONOMA CA
Township / Civil Division	SANTA ROSA
Census Block Group	1
Census Block	1005
Census Tract	151505

Owner

4390 Panorama Dr is held in a trust since February 2013.

Source: Sonoma County records, as of September 1, 2026

Owner of Record	Trust Name on File
Mailing Address	4390 PANORAMA DR, SANTA ROSA, CA 95404-6228
Owner Type	Company
Vesting	Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 17, 2020	Quit Claim Deed, Transfer FIRST AMERICAN TITLE
Jul 16, 2020	Intrafamily Transfer, Transfer · Conventional Mortgage PMAC LENDING SERVICES INC
Aug 2, 2019	Deed of Trust, Mortgage · Line of Credit REDWOOD CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 4, 2013 · Amount on File
Deed Sale	Feb 4, 2013 · Amount on File
Prior Sale	Aug 17, 2012 · Amount on File
Deed Document Number	201311730
Prior Transfer Date	Jul 29, 2009
Prior Transfer Doc	0000089573
Record Updated	Oct 29, 2026

July 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SONOMA CA
Recording Date	Jul 17, 2020
Property Address	4390 PANORAMA DR, SANTA ROSA, CA 95404-6228
Document Number	0000059087
Instrument Date	Jul 1, 2020
Instrument	59087
Transaction Type	Transfer
Record Updated	Aug 10, 2020
Title Company	FIRST AMERICAN TITLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	4390 PANORAMA DR SANTA ROSA CA 954046228, SANTA ROSA, CA 95404-6228

July 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SONOMA CA
Recording Date	Jul 16, 2020
Property Address	4390 PANORAMA DR, SANTA ROSA, CA 95404-6228
Document Number	0000058465
Instrument Date	Jul 1, 2020
Instrument	2020058465
Transaction Type	Transfer
Record Updated	Jul 25, 2022
Title Company	FIRST AMERICAN TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	4390 PANORAMA DR, SANTA ROSA, CA 95404-6228

Mortgage

Document Number	0000058466
Date	Jul 16, 2020
Instrument	2020058466

Lender

Name	PMAC LENDING SERVICES INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2050

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SONOMA CA
Property Address	4390 PANORAMA DR, SANTA ROSA, CA 95404-6228
Document Number	0000056637
Instrument Date	Aug 2, 2019
Transaction Type	Mortgage
Record Updated	Aug 30, 2019
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	4390 PANORAMA DR SANTA ROSA CA 954046228, SANTA ROSA, CA 95404-6228

Mortgage

Document Number	0000056637
Date	Aug 14, 2019
Instrument	56637

Lender

Name	REDWOOD CU
Type	Credit Union
Address	SANTA ROSA, CA 95403

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	300 Months
Due	Aug 13, 2044

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 4390 Panorama Dr was $11,951.

Source: Sonoma County assessment roll, as of September 1, 2026

Property Jurisdictions

Type	Name
State	California
County	Sonoma County
Elementary School District	Bennett Valley Union Elementary School District (KG - 06)
Secondary School District	Santa Rosa High School District (07 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$1,063,388 (+2%) Land $273,813 Building $789,575
2025	$11,951.00	$1,042,539 Land $268,445 Building $774,094
2023	$7,540.00 (+4.42%)	$645,058 Land $258,022 Building $387,036
2022	$7,221.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 4390 Panorama Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective February 15, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 4390 Panorama Dr is moderate, ranking above 62% of the US, with a 0.3% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 62% of the US · lower than 62% of California
Wildfire Likelihood	0.3% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HOLLAND HEIGHTS MUTUAL WATER COMPANY private · serves 300 people · EPA ID CA4900548
Water Source	Groundwater
Last State Inspection	Jan 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 97 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
AT&T DSL	100 / 20

May also be available: Sonic Telecom, T-Mobile, Verizon.

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