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4390 N Froly Pt, Hernando, FL 34442 Property Records

Citrus County property record for 4390 N Froly Pt, Hernando, FL 34442

Property Summary

Property TypeMobile Home
Details2 bd · 2 ba · 1,152 sqft · built 1977
Lot Size0.687 acres (29,904 sqft)
Owner2 Company Names on File
Last Sale$177,500 (Nov 2022)
Tax Bill$2,087 (2025)
Deeds & MortgagesNov 2022 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN19E-18S-14-1A000-007.0

Property Details

APN / Parcel Number

Primary APN19E-18S-14-1A000-007.0
Alternative APNs
  • 19E-18S-14-0000-1A000-0070
  • 1418S19E1A0000070
  • 1593565

Interior

Bedrooms2 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,152 sqft Living Area
Gross Area1,296 sqft
1st Floor Area1,152 sqft

Exterior

Year BuiltBuilt 1977
Effective Year BuiltEffective 1997
Architectural StyleMobile Home
Exterior MaterialWood Siding
Construction TypeWood
Roof TypeGable
Roof MaterialFiberglass
Lot Area29,904 sqft (0.687 acres)
Lot Dimensions98 ft deep x 190 ft wide
Garage TypeDetached
Garage Area576 sqft
PorchScreened Aluminum Porch
Porch Area520 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHeat Pump
Heating FuelElectric

Location & Zoning

Account Number1593565
Street Address4390 N FROLY PT
CityHERNANDO
StateFL
Zip34442-4207
Property CategoryResidential
Property TypeResidential > Prefabricated > Mobile Home
Local Zoning CodeLDRMH
Legal DescriptionLUCINANO UNREC SUB IN SW1/4 OF NE1/4 OF SEC 14-18-19 LOTS 7 8 & 9: BEGIN AT THE NW CORNER OF SW 1/4 OF NE 1/4 OF SEC 14-18-19 TH S 89DEG 48M 10S E AL THE N LN OF SD SW 1/4 OF NE 1/4 A DIS OF 102.12 FT TH S 4DEG 32M 51S E 101.41 FT TH S 85DEG 27M 09S
Legal Range19E
Legal Township18S
Legal Section14
Legal SubdivisionLUCIANO FROLY
Legal Block1A000
Legal Lot Number7
JurisdictionCITRUS FL
Township / Civil DivisionINVERNESS
Census Block Group2
Census Block2017
Census Tract450106

Owner

4390 N Froly Pt, a mobile home, is owned by a company that bought it in November 2022.

Source: Citrus County records, as of May 21, 2026

Owner of Record2 Company Names on File
Mailing Address4390 N FROLY PT, HERNANDO, FL 34442-4207
Owner TypeCompany

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleNov 30, 2022 · Amount on File
Deed SaleNov 30, 2022 · Amount on File
Prior SaleSep 3, 2021 · Amount on File
Deed Document Number202279261
Deed Book / Page3338 / 42
Record UpdatedOct 29, 2026

November 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCITRUS FL
Recording DateNov 30, 2022
Property Address4390 N FROLY PT, HERNANDO, FL 34442-4207
Document Number0033380042
Book / Page3338 / 42
Instrument DateNov 28, 2022
Instrument2022079261
Transaction TypeTransfer
Record UpdatedDec 21, 2022
Title CompanyOXFORD TITLE AGENCY LLC

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,242.50
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address14996 BROOKRIDGE BLVD, BROOKSVILLE, FL 34613-5924

Transferred To (Grantee/Buyer)

NameVerified Name
Address4390 N FROLY PT, HERNANDO, FL 34442-4207

Mortgage

Document Number0033380044
DateNov 30, 2022
Book Page3338/44
Instrument2022079262
Lender
NameMORTGAGE EQUITY PARTNERS LLC
TypeMortgage Company
AddressLYNNFIELD, MA 01940
Agreement
TypeVA Mortgage
AmountAmount on Record
Term361 Months
DueDec 1, 2052

Tax Assessment & Valuation

The 2025 property tax bill for 4390 N Froly Pt was $2,087, up 4.7% from the year before.

Source: Citrus County assessment roll, as of December 3, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyCitrus County
Unified School DistrictCitrus County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,087.00 (+4.66%)$128,557 (-2.51%) Land $22,500 Building $106,057$128,557 (-2.51%) Land $22,500 Building $106,057
2024$1,994.00 (+11.33%) Additional exemption filed$131,864 (+19.2%) Land $22,500 Building $109,364$131,864 (+19.2%) Land $22,500 Building $109,364
2023$1,791.00 (+21.01%) Additional exemption filed$110,622 (+18.64%) Land $22,500 Building $88,122$110,622 (+18.64%) Land $22,500 Building $88,122
2022$1,480.00 Additional exemption filed$93,240 Land $15,000 Building $78,240$93,240 Land $15,000 Building $78,240

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4390 N Froly Pt in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective January 14, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies6 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4390 N Froly Pt is moderate, ranking above 50% of the US, with a 0.08% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 50% of the US · lower than 79% of Florida
Wildfire Likelihood0.08% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 470 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable		1,200 / 35
Spectrum
Cable		1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

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