4390 Forest Hill Dr, Commerce Township, MI 48382 Property Records

Oakland County property record for 4390 Forest Hill Dr, Commerce Township, MI 48382

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 3,238 sqft · built 2003
Lot Size	0.47 acres (20,473 sqft)
Owner	2 Individual Names on File
Last Sale	$90,000 (Aug 2004)
Tax Bill	$4,807 (2025)
Deeds & Mortgages	Apr 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`E-17-09-376-009`

Property Details

APN / Parcel Number

Primary APN	`E-17-09-376-009`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	10 Rooms
Stories	2 Stories
Building Area	3,238 sqft Living Area
1st Floor Area	2,157 sqft
Basement Area	2,025 sqft
Unfinished Basement	2,025 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2007
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Construction Type	Brick
Roof Type	Gable
Lot Area	20,473 sqft (0.47 acres)
Garage Area	721 sqft
Parking Spaces	3 Parking Spaces
Porch	Slab
Porch Area	43 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal

Location & Zoning

Street Address	4390 FOREST HILL DR
City	COMMERCE TOWNSHIP
State	MI
Zip	48382-1590
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RI
Legal Description	T2N, R8E, SEC 9 WHISPERING WOODS COMMERCE LOT 1 3-20-00 FR 004
Legal Range	08E
Legal Township	02N
Legal Section	09
Legal Subdivision	WHISPERING WOODS COMMERCE
Legal Lot Number	1,3
Jurisdiction	OAKLAND MI
Township / Civil Division	COMMERCE
Census Block Group	2
Census Block	2003
Census Tract	135100

Owner

4390 Forest Hill Dr is owned and occupied by two individuals who acquired it in April 2013.

Source: Oakland County records, as of May 27, 2026

Owner of Record	2 Individual Names on File
Mailing Address	4390 FOREST HILL DR, COMMERCE TOWNSHIP, MI 48382-1590
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 10, 2004 · Amount on File
Deed Sale	Aug 10, 2004 · Amount on File
Deed Document Number	2004347172
Deed Book / Page	33760 / 587
Last Transfer Date	Apr 23, 2013
Transfer Doc	0000134156
Record Updated	Oct 29, 2026

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OAKLAND MI
Property Address	4390 FOREST HILL DR, COMMERCE TOWNSHIP, MI 48382-1590
Transaction Type	Mortgage
Record Updated	Aug 12, 2022
Title Company	ATA NATIONAL TITLE GROUP LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4390 FOREST HILL DR, COMMERCE TWP, MI 48382-1590

Mortgage

Document Number	0000092950
Date	Apr 8, 2021
Book Page	56032/862
Instrument	92950

Lender

Name	GUARANTEED RATE INC
Type	Mortgage Company
Address	CHICAGO, IL 60613

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 4390 Forest Hill Dr was $4,807 with a homeowner's exemption, down 32.4% from the year before.

Source: Oakland County assessment roll, as of January 21, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Oakland County
County Subdivision	Commerce Charter Township
Unified School District	Huron Valley Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,807.00 (-32.35%) Homeowner's exemption	$318,730	$637,460
2024	$7,106.00
2023		$282,110	$564,220
2021	$6,013.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4390 Forest Hill Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4390 Forest Hill Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 91% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	COMMERCE TOWNSHIP serves 19,811 people · EPA ID MI0001573
Water Source	Purchased surface water from GREAT LAKES WATER AUTHORITY
Last State Inspection	Nov 2021
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 14 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
T-Mobile Fixed Wireless	100 / 20