439 Winter St Ext, Troy, NY 12180 Property Records

Rensselaer County and North Greenbush Town property record for 439 Winter St Ext, Troy, NY 12180

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 768 sqft · built 1950
Lot Size	0.54 acres (23,522 sqft)
Owner	Individual Name on Record
Last Sale	$259,900 (May 2022)
Tax Bill	$4,687 (2026)
Deeds & Mortgages	Mar 2024 Mortgage May 2022 Sale & Mortgage + 2 more
APN	`383200 123.18-5-1`

Property Details

APN / Parcel Number

Primary APN	`383200 123.18-5-1`
Alternative APN	`265J187120`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	768 sqft Living Area
1st Floor Area	768 sqft

Exterior

Year Built	Built 1950
Effective Year Built	Effective 1950
Architectural Style	Cape Cod
Exterior Material	Aluminum/Vinyl
Lot Area	23,522 sqft (0.54 acres)
Lot Dimensions	150 ft deep x 160 ft wide
Garage Type	Detached
Garage Area	240 sqft
Parking Spaces	1 Parking Space
Porch	Porch
Porch Area	99 sqft

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	265J187120
Street Address	439 WINTER STREET EXT
City	TROY
State	NY
Zip	12180-8487
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Block	5
Legal Lot Number	1.000
Jurisdiction	RENSSELAER NY
Township / Civil Division	NORTH GREENBUSH
Census Block Group	1
Census Block	1040
Census Tract	52306

Owner

Source: Rensselaer County and North Greenbush Town records, as of September 23, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	439 WINTER STREET EXT, TROY, NY 12180-8487
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 20, 2024	Deed of Trust, Mortgage · FHA Mortgage SECRETARY HOUSING URBAN DEVELOPMENT
May 11, 2022	Warranty Deed, Transfer · FHA Mortgage HOMESTEAD FUNDING CORP
Jul 26, 2021	Warranty Deed, Transfer · Stand-Alone First Mortgage CARRINGTON MORTGAGE SERVICES LLC
Feb 11, 2021	Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 11, 2022 · Amount on Record
Deed Sale	May 11, 2022 · Amount on Record
Prior Sale	Jul 26, 2021 · Amount on Record
Deed Document Number	2022610875
Deed Book / Page	10057 / 114
Record Updated	Oct 29, 2026

March 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RENSSELAER NY
Property Address	439 WINTER STREET EXT, TROY, NY 12180-8487
Transaction Type	Mortgage
Record Updated	Apr 9, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0106290036
Date	Mar 20, 2024
Book Page	10629/36
Instrument	2024-639555

Lender

Name	SECRETARY HOUSING URBAN DEVELOPMENT
Type	Government Agency

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	337 Months
Due	Apr 1, 2052

May 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	RENSSELAER NY
Recording Date	May 11, 2022
Property Address	439 WINTER STREET EXT, TROY, NY 12180-8487
Document Number	0100570114
Book / Page	10057 / 114
Instrument Date	May 10, 2022
Instrument	2022-610875
Transaction Type	Transfer
Record Updated	Jun 7, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	477 WALNUT ST, NORTH ADAMS, MA 01247-3753

Mortgage

Document Number	2022610876
Date	May 11, 2022
Instrument	2022-610876

Lender

Name	HOMESTEAD FUNDING CORP
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded

July 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	RENSSELAER NY
Recording Date	Jul 26, 2021
Property Address	439 WINTER STREET EXT, TROY, NY 12180-8487
Document Number	0096700256
Book / Page	9670 / 256
Instrument Date	Jul 15, 2021
Instrument	2021-593087
Transaction Type	Transfer
Record Updated	Jan 17, 2022

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4916 OAK HILL CIR, RENSSELAER, NY 12144-8819

Mortgage

Document Number	2021593088
Date	Jul 26, 2021
Instrument	2021-593088

Lender

Name	CARRINGTON MORTGAGE SERVICES LLC
Type	Mortgage Company

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

February 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	RENSSELAER NY
Recording Date	Feb 11, 2021
Property Address	439 WINTER STREET EXT, TROY, NY 12180-8487
Document Number	0094670074
Book / Page	9467 / 74
Instrument Date	Feb 1, 2021
Instrument	2021-583254
Transaction Type	Transfer
Record Updated	Jan 17, 2022

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	33 HILMOR RD, ALBANY, NY 12205-2538

Tax Assessment & Valuation

Source: Rensselaer County and North Greenbush Town assessment roll, as of May 15, 2026

Property Jurisdictions

Type	Name
State	New York
County	Rensselaer County
County Subdivision	North Greenbush Town
Unified School District	East Greenbush Central School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,687.00 (+6.6%)
2025	$4,397.00	$31,600 (-) Land $6,000 Building $25,600	$197,500 (+20.31%) Land $37,500 Building $160,000
2023		$31,600 Land $6,000 Building $25,600	$164,156 Land $31,169 Building $132,987

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective January 12, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not included in the FIRM
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NORTH GREENBUSH CONSOLIDATED DISTRICT serves 10,226 people · EPA ID NY4130243
Water Source	Purchased surface water from TROY CITY PWS
Last State Inspection	Dec 2025
Lead	5 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Nov 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 98 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Hudson Valley Wireless.

Cell Coverage

5G (outdoors only) and 4G LTE

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