439 Willow Brook Dr, Matthews, NC 28105 Property Records

Mecklenburg County property record for 439 Willow Brook Dr, Matthews, NC 28105

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 3,067 sqft · built 2004
Lot Size	0.266 acres (11,587 sqft)
Owner	2 Company Names on Record
Last Sale	$513,500 (Mar 2020)
Tax Bill	$6,024 (2023)
Deeds & Mortgages	Apr 2024 Transfer Dec 2023 Transfer + 2 more
Flood Zone	Zone X (minimal risk)
APN	`227-036-54`

Property Details

APN / Parcel Number

Primary APN	`227-036-54`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	3,067 sqft Living Area
Gross Area	3,834 sqft
1st Floor Area	1,841 sqft
Upper Floors Area	1,226 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2010
Exterior Material	Brick
Construction Type	Frame
Roof Material	Other
Lot Area	11,587 sqft (0.266 acres)
Garage Type	Attached
Garage Area	767 sqft
Porch	Finished/Open Porch
Porch Area	96 sqft
Patio Area	192 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	439 WILLOW BROOK DR
City	MATTHEWS
State	NC
Zip	28105-1831
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-15(CD)
Legal Description	L58 M41-203
Legal Subdivision	ELIZABETH PLACE
Legal Block	6
Legal Lot Number	58
Jurisdiction	MECKLENBURG NC
Township / Civil Division	5, PROVIDENCE
Census Block Group	2
Census Block	2003
Census Tract	5833

Owner

Source: Mecklenburg County records, as of September 9, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	439 WILLOW BROOK DR, MATTHEWS, NC 28105-1831
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Family Trust

Deeds, Mortgages & Sale History

Date	Document
Apr 1, 2024	Correction Deed
Dec 20, 2023	Intrafamily Transfer, Transfer
Mar 16, 2020	Warranty Deed, Transfer · Conventional Mortgage AMERICAN SECURITY MORTGAGE CORP
Oct 7, 2019	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 16, 2020 · Amount on Record
Deed Sale	Mar 16, 2020 · Amount on Record
Prior Sale	Dec 30, 2004 · Amount on Record
Deed Document Number	202037081
Deed Book / Page	34372 / 912
Last Transfer Date	Feb 21, 2024
Transfer Doc	0000033199
Record Updated	Sep 20, 2026

April 2024: Correction Deed

Document Type	Correction Deed
Jurisdiction	MECKLENBURG NC
Recording Date	Apr 1, 2024
Property Address	439 WILLOW BROOK DR, MATTHEWS, NC 28105-1831
Document Number	0000033199
Book / Page	38751 / 891
Map Reference	MB 41 PG 203
Instrument Date	Feb 21, 2024
Instrument	2024033199
Record Updated	May 6, 2024

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated

Transferred From (Grantor/Seller)

Name	Verified Name
Address	439 WILLOW BROOK DR, MATTHEWS, NC 28105-1831

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	439 WILLOW BROOK DR, MATTHEWS, NC 28105-1831

December 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MECKLENBURG NC
Recording Date	Dec 20, 2023
Property Address	439 WILLOW BROOK DR, MATTHEWS, NC 28105-1831
Document Number	0000118839
Book / Page	38545 / 693
Map Reference	MB 41 PG 203
Instrument Date	Dec 18, 2023
Instrument	2023118839
Transaction Type	Transfer
Record Updated	Jan 10, 2024

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	439 WILLOW BROOK DR, MATTHEWS, NC 28105-1831

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	439 WILLOW BROOK DR, MATTHEWS, NC 28105-1831

March 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MECKLENBURG NC
Recording Date	Mar 16, 2020
Property Address	439 WILLOW BROOK DR, MATTHEWS, NC 28105-1831
Document Number	0000037081
Book / Page	34372 / 912
Map Reference	MB 41 PG 203
Instrument Date	Mar 16, 2020
Instrument	2020037081
Transaction Type	Transfer
Record Updated	Aug 23, 2022
Title Company	CHICAGO TITLE INSURANCE CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,027.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2609 F ST, 2609, SACRAMENTO, CA 95816-3713

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	16829 SELBY DR, SAN LEANDRO, CA 94578-1238

Mortgage

Document Number	0000037083
Date	Mar 16, 2020
Instrument	2020037083

Lender

Name	AMERICAN SECURITY MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2050

October 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MECKLENBURG NC
Recording Date	Oct 7, 2019
Property Address	439 WILLOW BROOK DR, MATTHEWS, NC 28105-1831
Document Number	0000134501
Book / Page	033922 / 000807
Instrument Date	Jul 29, 2019
Instrument	134501
Transaction Type	Transfer
Record Updated	Dec 27, 2019
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	439 WILLOW BROOK DR MATTHEWS NC 281051831, MATTHEWS, NC 28105-1831

Tax Assessment & Valuation

Source: Mecklenburg County assessment roll, as of September 9, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Mecklenburg County
Municipality	Matthews Town
Unified School District	Charlotte-Mecklenburg Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$660,600 (-) Land $175,000 Building $485,600	$660,600 (-) Land $175,000 Building $485,600
2023	$6,024.00	$660,600 Land $175,000 Building $485,600	$660,600 Land $175,000 Building $485,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 3, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 2 (40% premium discount)
Nearby Flood Policies	7 in force
Nearby Flood Claims	3 (2020–2024)
Claims Outside the SFHA	3 of 3
Most Recent Claim	Jan 2024 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LAMPLIGHTER SOUTH-DANBY private · serves 3,297 people · EPA ID NC0160156
Water Source	Purchased surface water from LANCASTER COUNTY W&SD
Last State Inspection	Sep 2025
Also Mapped Here	CHARLOTTE WATER
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 270 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Google Fiber Fiber	8,000 / 8,000
Spectrum Cable	1,000 / 1,000
Windstream DSL	200 / 20

May also be available: T-Mobile.

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