439 White Cloud Dr, Breckenridge, CO 80424 Property Records

Summit County property record for 439 White Cloud Dr, Breckenridge, CO 80424

Property Summary

Property Type	Residential Vacant Land
Details	4 bd · 2.5 ba · 3,164 sqft · built 1979
Lot Size	0.04 acres (1,728 sqft)
Owner	2 Individual Names on File
Last Sale	$875,000 (Nov 2017)
Tax Bill	$5,888 (2025)
Deeds & Mortgages	Jun 2018 Mortgage Oct 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`2371-0630-15-002`

Property Details

APN / Parcel Number

Primary APN	`2371-0630-15-002`
Alternative APN	`500493`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Units	2 Units
Stories	2 Stories
Building Area	3,164 sqft Gross Area
1st Floor Area	881 sqft
2nd Floor Area	877 sqft
Basement Area	442 sqft
Finished Basement	442 sqft

Exterior

Year Built	Built 1979
Effective Year Built	Effective 1991
Architectural Style	Townhouse
Exterior Material	Concrete
Roof Type	Gable
Roof Material	Asphalt
Lot Area	1,728 sqft (0.04 acres)
Terrain	Gentle Slope
Garage Type	Attached
Garage Area	529 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating Fuel	Electric
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	439 WHITE CLOUD DR
City	BRECKENRIDGE
State	CO
Zip	80424
Property Category	Residential
Property Type	Vacant Land > Residential
Local Zoning Code	LUD 30-6
Legal Description	LOT 2 SUNRISE RIDGE TOWNHOMES
Legal Subdivision	SUNRISE RIDGE TOWNHOMES
Legal Lot Number	2
Jurisdiction	SUMMIT CO
Township / Civil Division	BRECKENRIDGE
Census Block Group	2
Census Block	2015
Census Tract	403

Owner

439 White Cloud Dr, residential vacant land, is owned by two individuals who bought it in November 2017.

Source: Summit County records, as of June 16, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	25 MUIRFIELD LN, SAINT LOUIS, MO 63141-7380
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 13, 2018	Deed of Trust, Mortgage · Commercial Mortgage US BANK NA
Oct 29, 2020	Deed of Trust, Mortgage · Conventional Mortgage US BANK NA
Nov 14, 2017	Warranty Deed, Transfer LAND TITLE GUARANTY COMPANY IN, LAND TITLE GUARANTEE CO

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 14, 2017 · Amount on File
Deed Sale	Nov 14, 2017 · Amount on File
Deed Document Number	20171156991
Record Updated	Sep 20, 2026

June 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SUMMIT CO
Property Address	439 WHITE CLOUD DR, BRECKENRIDGE, CO 80424
Transaction Type	Mortgage
Record Updated	Feb 16, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001172102
Date	Jun 13, 2018
Instrument	1172102

Lender

Name	US BANK NA
Type	Bank
Address	SAINT LOUIS, MO 63124

Agreement

Type	Commercial Mortgage
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SUMMIT CO
Property Address	439 WHITE CLOUD DR, BRECKENRIDGE, CO 80424
Transaction Type	Mortgage
Record Updated	Feb 16, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001239427
Date	Oct 29, 2020
Instrument	1239427

Lender

Name	US BANK NA
Type	Bank
Address	OWENSBORO, KY 42301

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	121 Months
Due	Nov 1, 2030

November 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SUMMIT CO
Recording Date	Nov 14, 2017
Property Address	439 WHITE CLOUD DR, BRECKENRIDGE, CO 80424
Document Number	0001156991
Map Reference	DOC217077
Instrument Date	Nov 10, 2017
Instrument	1156991
Transaction Type	Transfer
Record Updated	Feb 16, 2023
Title Company	LAND TITLE GUARANTY COMPANY IN, LAND TITLE GUARANTEE CO

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	25 MUIRFIELD LN, SAINT LOUIS, MO 63141-7380

Tax Assessment & Valuation

The 2025 property tax bill for 439 White Cloud Dr was $5,888, down 3.2% from the year before.

Source: Summit County assessment roll, as of June 16, 2026

Property Jurisdictions

Type	Name
State	Colorado
Municipality	Breckenridge Town
County	Summit County
Unified School District	Summit School District RE-1 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,888.00 (-3.24%)	$106,740 (-6.32%)	$1,569,700 Land $682,700 Building $887,000
2024	$6,085.00 (-1.57%)	$113,940 (-)
2023	$6,182.00 (+31.5%)	$113,940 (+39.67%)	$1,700,600 (+44.88%) Land $557,400 Building $1,143,200
2022	$4,701.00	$81,579	$1,173,801 Land $366,813 Building $806,988

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 439 White Cloud Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 12, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 439 White Cloud Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 91% of Colorado
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF BRECKENRIDGE serves 28,315 people · EPA ID CO0159020
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Aug 2022
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 326 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20

May also be available: AT&T, T-Mobile.

Nearby Properties on White Cloud Dr

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures