439 Walnut St, Winnetka, IL 60093 Property Records

Cook County property record for 439 Walnut St, Winnetka, IL 60093

Property Summary

Property TypeSingle Family Home
Details6 bd · 3.5 ba · 3,514 sqft · built 1918
Lot Size0.262 acres (11,400 sqft)
OwnerIndividual Name on File
Last Sale$1,305,000 (Sep 2019)
Tax Bill$25,525 (2023)
Deeds & MortgagesMay 2026 Mortgage
Sep 2019 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN05-21-124-001

Property Details

APN / Parcel Number

Primary APN05-21-124-001
Alternative APN
  • 05-21-124-001-0000

Interior

Bedrooms6 Beds
Full Baths3.5 Baths
Half Baths1 Half Bath
Total Rooms12 Rooms
Stories2 Stories
Building Area3,514 sqft Living Area
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1918
Effective Year BuiltEffective 1918
Exterior MaterialBrick/Stone
Construction TypeMasonry / Concrete Block
Roof MaterialAsphalt
Lot Area11,400 sqft (0.262 acres)
Garage TypeDetached
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHot Water

Location & Zoning

Street Address439 WALNUT ST
CityWINNETKA
StateIL
Zip60093-2664
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description(WINNETKA) SUB IN SEC20 & SEC 21-42-13
Legal Range13E
Legal Township42N
Legal Section21
Legal SubdivisionWINNETKA SUB
Legal Block46
JurisdictionCOOK IL
Township / Civil DivisionNEW TRIER
Census Block Group2
Census Block2029
Census Tract800400

Owner

Source: Cook County assessment roll, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address439 WALNUT ST, WINNETKA, IL 60093-2664
OccupancyOwner Occupied
Owner TypeIndividual
VestingTenants by the Entirety

Deeds, Mortgages & Sale History

DateDocument
May 14, 2026Deed of Trust, Mortgage · Conventional Mortgage
JPMORGAN CHASE BANK N A
Sep 12, 2019Warranty Deed, Transfer
JP MORGAN CHASE BK

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleSep 12, 2019 · Amount on Record
Deed SaleSep 12, 2019 · Amount on Record
Prior SaleSep 13, 2002 · Amount on Record
Deed Document Number20198466
Record UpdatedSep 20, 2026

May 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCOOK IL
Recording DateMay 14, 2026
Property Address439 WALNUT ST, WINNETKA, IL 60093-2664
Document Number0000028070
Instrument DateApr 17, 2026
Instrument202628070
Transaction TypeMortgage
Record UpdatedJul 12, 2026
Title CompanyCITYWIDE TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety, 298
Address439 WALNUT ST, WINNETKA, IL 60093-2664

Mortgage

Document Number0000028070,
DateMay 14, 2026
Instrument202628070
Lender
NameJPMORGAN CHASE BANK N A
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueMay 1, 2056
Interest
Rate TypeAdjustable Rate
Rate5.88%
Initial TypeAdjustable Rate
AdjustableAdjustable Rate Rider
Max Rate-1%

September 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCOOK IL
Recording DateSep 12, 2019
Property Address439 WALNUT ST, WINNETKA, IL 60093-2664
Document Number1925508466
Instrument DateAug 15, 2019
Instrument25508466
Transaction TypeTransfer
Record UpdatedSep 20, 2019
Title CompanyPROPER TITLE LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$1,305.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address439 WALNUT ST WINNETKA IL 600932664, WINNETKA, IL 60093-2664

Mortgage

Document Number1925508467
DateSep 12, 2019
Instrument25508467
Lender
NameJP MORGAN CHASE BK
TypeBank
Address1111 POLARIS PKWY, COLUMBUS, OH 43240-2031
Agreement
AmountAmount Recorded
Term360 Months
DueSep 11, 2049
Interest
Rate TypeAdjustable Rate
Rate2.75%

Tax Assessment & Valuation

Source: Cook County assessment roll, as of May 27, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyCook County
County SubdivisionNew Trier Township
MunicipalityWinnetka Village
Secondary School DistrictNew Trier Township High School District 203 (09 - 12)
Elementary School DistrictWinnetka School District 36 (PK - 08)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$193,000 (+57.53%) Land $30,780 Building $162,220$1,930,000 (+57.53%) Land $307,800 Building $1,622,200
2023$25,525.00 (-1.8%)
2022$25,993.00$122,518 Land $37,620 Building $84,898$1,225,180 Land $376,200 Building $848,980

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies6 in force
Nearby Flood Claims3 (1979–2016)
Claims Outside the SFHA2 of 3
Most Recent ClaimJul 2016 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemWINNETKA
serves 12,475 people · EPA ID IL0313330
Water SourceSurface water
Last State InspectionOct 2023
Lead8 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 387 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20
T-Mobile USA
Fixed Wireless
100 / 20
AT&T
Fixed Wireless
100 / 20

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