439 W That Rd, Bloomington, IN 47403 Property Records

Monroe County property record for 439 W That Rd, Bloomington, IN 47403

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 3,612 sqft · built 2022
Lot Size	0.231 acres (10,062 sqft)
Owner	Individual Name on File
Tax Bill	$3,585 (2025)
Deeds & Mortgages	Apr 2023 Sale & Mortgage Aug 2022 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`014-25351-74`

Property Details

APN / Parcel Number

Primary APN	`014-25351-74`
Alternative APN	`53-08-20-100-055.074-008`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Plumbing Fixtures	12 Plumbing Fixtures
Total Rooms	13 Rooms
Stories	1 Story
Building Area	3,612 sqft Living Area
1st Floor Area	1,806 sqft
Attic	Attic
Attic Area	3,612 sqft

Exterior

Year Built	Built 2022
Effective Year Built	Effective 2022
Construction Type	Wood
Roof Material	Asphalt
Lot Area	10,062 sqft (0.231 acres)
Garage Type	Attached
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	014-25351-74
Street Address	439 W THAT RD
City	BLOOMINGTON
State	IN
Zip	47403-8022
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	014-25351-74 SOUTHERN MEADOWS PH 1 LOT 74
Legal Lot Number	74
Jurisdiction	MONROE IN
Township / Civil Division	PERRY
Census Block Group	1
Census Block	1002
Census Tract	1103

Owner

439 W That Rd is owned and occupied by an individual.

Source: Monroe County records, as of June 22, 2026

Owner of Record	Individual Name on File
Mailing Address	439 W THAT RD, BLOOMINGTON, IN 47403-8022
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 11, 2023	Warranty Deed, Subdivision Related Transfer · Conventional Mortgage RUOFF MORTGAGE COMPANY INC
Aug 22, 2022	Limited Warranty Deed, Transfer · Line of Credit THE PEOPLES STATE BANK

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Sep 20, 2026

April 2023: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	MONROE IN
Recording Date	Apr 11, 2023
Property Address	439 W THAT RD, BLOOMINGTON, IN 47403-8022
Document Number	2023003707
Map Reference	DOC 2022005602
Instrument Date	Apr 10, 2023
Instrument	2023003707
Transaction Type	Subdivision Related Transfer
Record Updated	Dec 26, 2023

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	IN

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	439 W THAT RD, BLOOMINGTON, IN 47403-8022

Mortgage

Document Number	2023003708
Date	Apr 11, 2023
Instrument	2023003708

Lender

Name	RUOFF MORTGAGE COMPANY INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2053

August 2022: Limited Warranty Deed, Transfer

Document Type	Limited Warranty Deed
Jurisdiction	MONROE IN
Recording Date	Aug 22, 2022
Property Address	439 W THAT RD, BLOOMINGTON, IN 47403-8022
Document Number	2022012494
Map Reference	DOC 2022005602
Instrument Date	Aug 19, 2022
Instrument	2022012494
Transaction Type	Transfer
Record Updated	Dec 29, 2023

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1605 S WALNUT ST, BLOOMINGTON, IN 47401-6519
Investor	Possibly a Property Investor

Mortgage

Document Number	2022012495
Date	Aug 22, 2022
Instrument	2022012495

Lender

Name	THE PEOPLES STATE BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	12 Months
Due	Aug 19, 2023

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

The 2025 property tax bill for 439 W That Rd was $3,585, down 0.3% from the year before.

Source: Monroe County assessment roll, as of June 22, 2026

Property Jurisdictions

Type	Name
State	Indiana
County	Monroe County
County Subdivision	Perry Township
Unified School District	Monroe County Community School Corporation (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,585.00 (-0.28%)	$482,500 Land $77,200 Building $405,300	$482,500 Land $77,200 Building $405,300
2024	$3,595.00
2023		$450,300 Land $77,200 Building $373,100	$450,300 Land $77,200 Building $373,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 439 W That Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 17, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 439 W That Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 73% of Indiana
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF BLOOMINGTON UTILITIES serves 83,000 people · EPA ID IN5253002
Water Source	Surface water
Last State Inspection	Oct 2023
Lead	5 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Aug 2024
Treatment and Procedure	Corrosion control Jan 2018
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 247 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Smithville Communications Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: AT&T, T-Mobile.

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