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439 W South St, Frederick, MD 21701 Property Records

Frederick County property record for 439 W South St, Frederick, MD 21701

Property Summary

Property TypeTownhouse
Details2 ba · 1,048 sqft · built 1927
Lot Size0.049 acres (2,158 sqft)
Owner2 Individual Names on File
Last Sale$199,900 (Jul 2018)
Tax Bill$2,785 (2023)
Deeds & MortgagesMar 2021 Mortgage
Jul 2018 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN02-031337

Property Details

APN / Parcel Number

Primary APN02-031337
Alternative APNs
  • 2031337
  • 031337

Interior

Full Baths2 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area1,048 sqft Total Area
1st Floor Area524 sqft

Exterior

Year BuiltBuilt 1927
Architectural StyleTownhouse
Exterior MaterialBrick
Lot Area2,158 sqft (0.049 acres)
Lot Dimensions166 ft deep x 13 ft wide
PorchOpen Porch
Porch Area138 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air
SewerConnected

Location & Zoning

Account Number031337
Old Parcel Number2031337
Street Address439 W SOUTH ST
CityFREDERICK
StateMD
Zip21701-6326
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Townhouse
Legal DescriptionLT 13 X 166 439 W. SOUTH ST. FREDERICK
Legal SubdivisionFREDERICK
Legal Lot Number439
JurisdictionFREDERICK MD
Township / Civil Division2, FREDERICK
Census Block Group1
Census Block1003
Census Tract750300

Owner

Source: Frederick County records · APN 02-031337

Assessment roll updated July 1, 2023 · Last verified September 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address439 W SOUTH ST, FREDERICK, MD 21701-6326
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Mar 31, 2021Deed of Trust, Mortgage · Conventional Mortgage
AMERISAVE MORTGAGE CORP
Jul 20, 2018Grant Deed, Transfer · Conventional with PMI
BRANCH BK&TR

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleJul 20, 2018 · Amount on Record
Deed SaleJul 20, 2018 · Amount on Record
Deed Document Number0001252782
Deed Book / Page12527 / 82
Record UpdatedJun 07, 2026

March 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionFREDERICK MD
Property Address439 W SOUTH ST, FREDERICK, MD 21701-6326
Transaction TypeMortgage
Record UpdatedMay 02, 2022
Title CompanyFIRST AMERICAN TITLE, FIRST AMERICAN TITLE INS CO

Transferred To (Grantee/Buyer)

NameVerified Name
Address439 W SOUTH ST, FREDERICK, MD 21701-6326

Mortgage

Document Number0147150119
DateMar 31, 2021
Book Page14715/119
Lender
NameAMERISAVE MORTGAGE CORP
TypeMortgage Company
AddressATLANTA, GA 30305
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term236 Months
DueNov 01, 2040

July 2018: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionFREDERICK MD
Recording DateJul 20, 2018
Property Address439 W SOUTH ST, FREDERICK, MD 21701-6326
Document Number0125270082
Book / Page012527 / 000082
Instrument DateJul 06, 2018
Transaction TypeTransfer
Record UpdatedJul 31, 2018
Title CompanyLAWYERS SIGNATURE SETTLEMENTS

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$199.90
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address439 W SOUTH ST FREDERICK MD 217016326, FREDERICK, MD 21701-6326

Mortgage

Document Number125270089
DateJul 20, 2018
Book Page012527/000089
Lender
NameBRANCH BK&TR
TypeBank
AddressWILSON, NC 27893
Agreement
TypeConventional with PMI
AmountAmount Recorded
Term360 Months
DueJul 19, 2048

Tax Assessment & Valuation

Source: Frederick County records · Assessment roll updated July 1, 2023 · Last verified September 2023

Property Jurisdictions

TypeName
StateMaryland
CountyFrederick County
MunicipalityFrederick City
Unified School DistrictFrederick County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2023$2,785.00 Homeowner's exemption$234,233$317,300 Land $120,700 Building $196,600

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Frederick County (24021C), updated November 6, 2024 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 240217503001, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies1 in force

Wildfire

Wildfire RiskNot rated
no burnable land within ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Historic Designation

Source: NPS National Register of Historic Places · August 1, 2026 release · Last verified October 2026

Historic DistrictWithin the Frederick Historic District (Boundary Increase)
listed 1988 · 2,435 contributing resources · NRIS 88000713

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · sampled at 571 locations within half a mile · Last verified October 2026

ProviderMax Down / Up (Mbps)
Shenandoah Telecommunications Company
Fiber		8,000 / 8,000
Xfinity
Cable		2,000 / 2,000
Verizon
Fiber · Fixed Wireless in parts of the area		980 / 880
AT&T
Fixed Wireless		100 / 20
T-Mobile USA
Fixed Wireless		100 / 20

Drinking Water

Source: EPA Safe Drinking Water Information System via ECHO, 2026 Q3 · EPA community water system boundaries v3.0, March 2026 · Last verified October 2026

Water SystemCITY OF FREDERICK
serves 54,000 people
Water SourceSurface water
Last State InspectionJun 2024
Lead1 ppb (2019–2021)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.

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