Black Hawk County property record for 439 W Dunkerton Rd, Waterloo, IA 50703
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 1,220 sqft · built 1968 |
| Lot Size | 3.5 acres (152,460 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $3,428 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 9013-35-201-001 |
| Primary APN | 9013-35-201-001 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,220 sqft Living Area |
| 1st Floor Area | 1,220 sqft |
| Basement Area | 1,220 sqft |
| Finished Basement | 500 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1968 |
|---|---|
| Effective Year Built | Effective 1968 |
| Exterior Material | Vinyl |
| Construction Type | Frame |
| Roof Type | Hip |
| Roof Material | Asphalt |
| Lot Area | 152,460 sqft (3.5 acres) |
| Garage Type | Attached |
| Garage Area | 576 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
|---|---|
| Porch Area | 182 sqft |
| Patio Area | 408 sqft |
| Shed | 1 Shed |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Street Address | 439 W DUNKERTON RD |
|---|---|
| City | WATERLOO |
| State | IA |
| Zip | 50703-9707 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | N 485.6 FT W 350 FT NE 1/4 EXC LEGAL HWY SEC 35 T 90 R 13 |
| Legal Range | 13W |
| Legal Township | 90N |
| Legal Section | 35 |
| Jurisdiction | BLACK HAWK IA |
| Township / Civil Division | MOUNT VERNON |
| Census Block Group | 1 |
| Census Block | 1032 |
| Census Tract | 2604 |
439 W Dunkerton Rd is owned and occupied by two individuals.
Source: Black Hawk County records, as of September 1, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 439 W DUNKERTON RD, WATERLOO, IA 50703-9707 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
The 2025 property tax bill for 439 W Dunkerton Rd was $3,428 with a homeowner's exemption, up 8.5% from the year before.
Source: Black Hawk County assessment roll, as of October 17, 2025
| Type | Name |
|---|---|
| State | Iowa |
| County | Black Hawk County |
| Unified School District | Waterloo Community School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,428.00 (+8.55%) Homeowner's exemption | $299,110 Land $87,490 Building $211,620 | $299,110 Land $87,490 Building $211,620 |
| 2024 | $3,158.00 | ||
| 2023 | $261,190 (+17.27%) Land $75,000 Building $186,190 | $261,190 Land $75,000 Building $186,190 | |
| 2022 | $2,866.00 Homeowner's exemption | $222,720 Land $62,500 Building $160,220 | |
| 2021 | $222,720 Land $62,500 Building $160,220 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 439 W Dunkerton Rd in Zone X, an area of minimal flood risk, though there have been 21 flood claims nearby since 1979.
Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 21 (1979–2016) |
| Claims Outside the SFHA | 1 of 21 |
| Most Recent Claim | Sep 2016 · Severe Storms And Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 439 W Dunkerton Rd is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 91% of Iowa |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 5 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cedar Falls Utilities Fiber | 10,000 / 10,000 |
| Verizon Fixed Wireless | 300 / 20 |
| GigFire Fixed Wireless | 150 / 130 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures