Cooke County property record for 439 Villa Ct, Era, TX 76238
| Property Type | Ranch |
|---|---|
| Lot Size | 2.83 acres (123,275 sqft) |
| Owner | Company Name on Record |
| Tax Bill | $2,388 (2026) |
| Deeds & Mortgages | Jul 2026 Mortgage Oct 2024 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 326861 |
| Primary APN | 326861 |
|---|
| Lot Area | 123,275 sqft (2.83 acres) |
|---|
| Street Address | 439 VILLA CT |
|---|---|
| City | ERA |
| State | TX |
| Zip | 76238 |
| Property Category | Agriculture or Farming |
| Property Type | Agriculture / Farming > Ranch |
| Legal Description | VILLA ESTATES; BLOCK A; LOT 5; ACRES 2.83 |
| Legal Subdivision | VILLA ESTATES |
| Legal Block | A |
| Legal Lot Number | 5 |
| Jurisdiction | COOKE TX |
| Township / Civil Division | VALLEY VIEW |
| Census Block Group | 4 |
| Census Block | 4054 |
| Census Tract | 900 |
Source: Cooke County records, as of October 20, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Company Name on Record |
|---|---|
| Owner Type | Company |
| Date | Document |
|---|---|
| Jul 7, 2026 | Deed of Trust, Mortgage · Conventional Mortgage CLEAR MOUNTAIN BANK |
| Oct 1, 2024 | Vendor's Lien, Transfer · ARM CLEAR FORK BANK NA |
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | COOKE TX |
| Recording Date | Jul 7, 2026 |
| Property Address | 439 VILLA CT, ERA, TX 76238 |
| Document Number | 0000005084 |
| Book / Page | 2794 / 686 |
| Instrument Date | Jul 6, 2026 |
| Instrument | 20265084 |
| Transaction Type | Mortgage |
| Record Updated | Jul 24, 2026 |
| Title Company | CAL TITLE, CAL COUNTIES TITLE |
| Name | Verified Name |
|---|
| Document Number | 0000005084, |
|---|---|
| Date | Jul 7, 2026 |
| Book Page | 2794/686 |
| Instrument | 20265084 |
| Name | CLEAR MOUNTAIN BANK |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Jul 6, 2041 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.75% |
| Initial Type | Adjustable Rate |
| Adjustable | Adjustable Rate Rider |
| Max Rate | -1% |
| Document Type | Vendor's Lien |
|---|---|
| Jurisdiction | COOKE TX |
| Recording Date | Oct 1, 2024 |
| Property Address | 439 VILLA CT, ERA, TX 76238 |
| Document Number | 002669/650 |
| Book / Page | 2669 / 650 |
| Map Reference | CAB C SL 423 |
| Instrument Date | Sep 30, 2024 |
| Instrument | 2024-6952 |
| Transaction Type | Transfer |
| Record Updated | Nov 11, 2025 |
| Title Company | FREEDOM TITLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | PO BOX 311, ERA, TX 76238-0311 |
| Document Number | 0020246953 |
|---|---|
| Date | Oct 1, 2024 |
| Instrument | 2024-6953 |
| Name | CLEAR FORK BANK NA |
|---|---|
| Type | Bank |
| Special Notes | Seller Financed |
| Type | ARM |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | Sep 30, 2034 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 7.75% |
| Type Change Date | Sep 13, 2027 |
| Change Frequency | 3 Years |
| Min Rate At Change | 4.75% |
| Max Rate At Change | 9.75% |
| Index | Prime Rate |
| Max Rate | 9.75% |
Source: Cooke County assessment roll, as of June 2, 2026
| Type | Name |
|---|---|
| State | Texas |
| County | Cooke County |
| Unified School District | Era Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,388.00 | $175,777 (-) Land $175,777 | $175,777 (-) Land $175,777 |
| 2025 | $2,388.00 | $175,777 Land $175,777 | $175,777 Land $175,777 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective April 26, 2016
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | High above 73% of the US · above 64% of Texas |
|---|---|
| Wildfire Likelihood | 0.3% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | BOLIVAR WSC serves 11,901 people · EPA ID TX0610049 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Mar 2024 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 29 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Nortex Communications Company Fiber | 2,000 / 2,000 |
| ElektraFi Fixed Wireless | 100 / 20 |
| Nextlink Fixed Wireless | 100 / 20 |
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