439 Union Ave, Belleville, NJ 07109 Property Records

Essex County and Belleville Township property record for 439 Union Ave, Belleville, NJ 07109

Property Summary

Property Type	Single Family Home
Details	1,483 sqft · built 1887
Lot Size	0.115 acres (5,001 sqft)
Owner	2 Individual Names on File
Tax Bill	$10,812 (2025)
Deeds & Mortgages	Aug 2022 Line of Credit Sep 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`01-06402-0000-00012`

Property Details

APN / Parcel Number

Primary APN	`01-06402-0000-00012`
Alternative APNs	`010029000023` `00003746`

Interior

Stories	2 Stories
Building Area	1,483 sqft Living Area

Exterior

Year Built	Built 1887
Effective Year Built	Effective 1887
Construction Type	Frame
Lot Area	5,001 sqft (0.115 acres)
Lot Dimensions	100 ft deep x 50 ft wide

Location & Zoning

Account Number	00003746
Street Address	439 UNION AVE
City	BELLEVILLE
State	NJ
Zip	07109-2239
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	50X100
Legal Block	6402
Legal Lot Number	12
Jurisdiction	ESSEX NJ
Township / Civil Division	BELLEVILLE
Census Block Group	4
Census Block	4000
Census Tract	14200

Owner

439 Union Ave is owned and occupied by two individuals.

Source: Essex County and Belleville Township records, as of July 2, 2026

Owner of Record	2 Individual Names on File
Mailing Address	439 UNION AVE, BELLEVILLE, NJ 07109-2239
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 9, 2022	Deed of Trust, Mortgage · Line of Credit GUARANTEED RATE INC
Sep 19, 2018	Grant Deed, Transfer · Conventional Mortgage GUARANTEED RATE

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Sep 20, 2026

August 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ESSEX NJ
Property Address	439 UNION AVE, BELLEVILLE, NJ 07109-2239
Transaction Type	Mortgage
Record Updated	Sep 8, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000074531
Date	Aug 9, 2022
Instrument	2022074531

Lender

Name	GUARANTEED RATE INC
Type	Mortgage Company
Address	CHICAGO, IL 60613

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Aug 30, 2052

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ESSEX NJ
Recording Date	Sep 19, 2018
Property Address	439 UNION AVE, BELLEVILLE, NJ 07109-2239
Document Number	0000081221
Instrument Date	Aug 30, 2018
Instrument	81221
Transaction Type	Transfer
Record Updated	Dec 18, 2018

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$247.50
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	439 UNION AVE BELLEVILLE NJ 071092239, BELLEVILLE, NJ 07109-2239

Mortgage

Document Number	81227
Date	Sep 19, 2018
Instrument	81227

Lender

Name	GUARANTEED RATE
Address	CHICAGO, IL 60613

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 18, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 439 Union Ave was $10,812, up 3.1% from the year before.

Source: Essex County and Belleville Township assessment roll, as of July 2, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Essex County
County Subdivision	Belleville Township
Unified School District	Belleville Town School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$260,100 (-) Land $130,500 Building $129,600	$260,100 (-) Land $130,500 Building $129,600
2025	$10,812.00 (+3.08%)	$260,100 Land $130,500 Building $129,600	$260,100 Land $130,500 Building $129,600
2024	$10,489.00
2023		$260,100 Land $130,500 Building $129,600	$260,100 Land $130,500 Building $129,600
2022	$10,016.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 439 Union Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 24, 2020

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 439 Union Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BELLEVILLE WATER DEPT serves 35,129 people · EPA ID NJ0701001
Water Source	Purchased surface water from NEWARK WATER DEPARTMENT
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator, with a treatment or procedure violation still open.

Water Quality	Haloacetic acids resolved · Oct 2019 Total trihalomethanes resolved · Jul 2019 Treatment failure resolved · Oct 2016
Treatment and Procedure	Lead service line replacement currently in violation since Jul 2021 Corrosion control Jan 2023 Coliform corrective action Jan 2020
Monitoring and Reporting	19 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 1,028 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile.

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