439 Summer Ave, Newark, NJ 07104 Property Records

Essex County and Newark City property record for 439 Summer Ave, Newark, NJ 07104

Property Summary

Property Type	Single Family Home
Details	2,396 sqft · built 1897
Lot Size	0.067 acres (2,923 sqft)
Owner	Individual Name on File
Last Sale	$228,000 (Jan 2020)
Tax Bill	$7,242 (2025)
Deeds & Mortgages	Jun 2020 Mortgage Jan 2020 Sale & Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`14-00623-0000-00027`

Property Details

APN / Parcel Number

Primary APN	`14-00623-0000-00027`
Alternative APN	`140062300027`

Interior

Stories	2 Stories
Building Area	2,396 sqft Living Area

Exterior

Year Built	Built 1897
Effective Year Built	Effective 1897
Construction Type	Frame
Lot Area	2,923 sqft (0.067 acres)
Lot Dimensions	117 ft deep x 25 ft wide

Location & Zoning

Old Parcel Number	140062300027
Street Address	439 SUMMER AVE
City	NEWARK
State	NJ
Zip	07104-2911
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	25X117
Legal Block	623
Legal Lot Number	27
Jurisdiction	ESSEX NJ
Township / Civil Division	NEWARK
Census Block Group	1
Census Block	1007
Census Tract	9300

Owner

439 Summer Ave is owned and occupied by an individual who bought it in January 2020.

Source: Essex County and Newark City records, as of July 2, 2026

Owner of Record	Individual Name on File
Mailing Address	439 SUMMER AVE, NEWARK, NJ 07104-2911
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 23, 2020	Deed of Trust, Mortgage · Conventional Mortgage ARK MORTGAGE INC
Jan 28, 2020	Grant Deed, Transfer WOLCOTT GARDENS LLC
Jun 16, 2018	Deed of Trust, Mortgage · Conventional Mortgage RICKY E GARCIA
Jun 16, 2018	Deed of Trust, Mortgage · Conventional Mortgage RICKY E GARCIA
May 23, 2018	Trustee's Deed, Foreclosure CW FNDG
Apr 16, 2018	Deed of Trust, Mortgage · Conventional Mortgage CW FNDG

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 28, 2020 · Amount on File
Deed Sale	Jan 28, 2020 · Amount on File
Prior Sale	Dec 19, 2003 · Amount on File
Deed Document Number	202010224
Prior Transfer Date	Sep 20, 1988
Prior Transfer Doc	5073000881
Record Updated	Oct 29, 2026

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ESSEX NJ
Property Address	439 SUMMER AVE, NEWARK, NJ 07104-2911
Transaction Type	Mortgage
Record Updated	Aug 17, 2022
Title Company	WELLINGTON ABSTRACT LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000058068
Date	Jun 23, 2020
Instrument	2020058068

Lender

Name	ARK MORTGAGE INC
Type	Mortgage Company
Address	SPRING VALLEY, NY 10977

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2050

January 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ESSEX NJ
Recording Date	Jan 28, 2020
Property Address	439 SUMMER AVE, NEWARK, NJ 07104-2911
Document Number	0000010224
Instrument Date	Jan 10, 2020
Instrument	10224
Transaction Type	Transfer
Record Updated	Feb 24, 2020
Title Company	UNIVERSAL TITLE COMPANY, UNIVERSAL TITLE LLC

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$228.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	439 SUMMER AVE NEWARK NJ 071042911, NEWARK, NJ 07104-2911

Mortgage

Document Number	10225
Date	Jan 28, 2020
Instrument	10225

Lender

Name	WOLCOTT GARDENS LLC
Address	670 MYRTLE AVE # 611, BROOKLYN, NY 11205-3923

Agreement

Amount	Amount on Record

June 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ESSEX NJ
Property Address	439 SUMMER AVE, NEWARK, NJ 07104-2911
Document Number	0000083019
Instrument Date	Jun 16, 2018
Transaction Type	Mortgage
Record Updated	Jan 17, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	9409 JAMAICA AVE #2 WOODHAVEN NY 114212222, 2, WOODHAVEN, NY 11421-2222

Mortgage

Document Number	0000083019
Date	Sep 25, 2018
Instrument	83019

Lender

Name	RICKY E GARCIA
Address	NEWTOWN, CT 06470

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

June 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ESSEX NJ
Property Address	439 SUMMER AVE, NEWARK, NJ 07104-2911
Document Number	0000082735
Instrument Date	Jun 16, 2018
Transaction Type	Mortgage
Record Updated	Jul 22, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	9409 JAMAICA AVE #2 WOODHAVEN NY 114212222, 2, WOODHAVEN, NY 11421-2222

Mortgage

Document Number	0000082735
Date	Sep 24, 2018
Instrument	82735

Lender

Name	RICKY E GARCIA
Address	NEWTOWN, CT 06470

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

May 2018: Trustee's Deed, Foreclosure

Document Type	Trustee's Deed
Jurisdiction	ESSEX NJ
Recording Date	May 23, 2018
Property Address	439 SUMMER AVE, NEWARK, NJ 07104-2911
Document Number	0000044816
Instrument Date	May 11, 2018
Instrument	44816
Transaction Type	Foreclosure
Record Updated	Aug 6, 2019
Title Company	NOT AVAILABLE

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$136.00
Amount Accuracy	Confirmed
Additional	Notice of Foreclosure Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	9409 JAMAICA AVE #I WOODHAVEN NY 114212222, I, WOODHAVEN, NY 11421-2222

Mortgage

Document Number	44817
Date	May 23, 2018
Instrument	44817

Lender

Name	CW FNDG
Type	Funding / Finance Company
Address	BROOKLYN, NY 11205

Agreement

Amount	Amount on Record

April 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ESSEX NJ
Property Address	439 SUMMER AVE, NEWARK, NJ 07104-2911
Document Number	0000046955
Instrument Date	Apr 16, 2018
Transaction Type	Mortgage
Record Updated	Jul 31, 2018
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	9409 JAMAICA AVE NEWARK NJ 07104, NEWARK, NJ 07104

Mortgage

Document Number	0000046955
Date	May 31, 2018
Instrument	46955

Lender

Name	CW FNDG
Type	Funding / Finance Company
Address	BROOKLYN, NY 11205

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 439 Summer Ave was $7,242, up 5.2% from the year before.

Source: Essex County and Newark City assessment roll, as of July 2, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Essex County
Municipality	Newark City
Unified School District	Newark City School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$181,100 (-) Land $27,700 Building $153,400	$181,100 (-) Land $27,700 Building $153,400
2025	$7,242.00 (+5.15%)	$181,100 Land $27,700 Building $153,400	$181,100 Land $27,700 Building $153,400
2024	$6,887.00
2023		$181,100 Land $27,700 Building $153,400	$181,100 Land $27,700 Building $153,400
2022	$6,765.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 439 Summer Ave in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1978.

Source: FEMA National Flood Hazard Layer, effective September 24, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (1978)
Most Recent Claim	Mar 1978 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 439 Summer Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NEWARK WATER DEPARTMENT serves 294,274 people · EPA ID NJ0714001
Water Source	Surface water
Last State Inspection	Oct 2024
Lead	4 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Sep 2020 Treatment failure resolved · Sep 2020 Haloacetic acids resolved · Jan 2020
Treatment and Procedure	Corrosion control Jul 2022 Lead public education Mar 2019
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 706 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300

May also be available: Andrena, AT&T, T-Mobile, Xfinity.

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