439 Stone St, Oneida, NY 13421 Property Records

Madison County and Oneida City property record for 439 Stone St, Oneida, NY 13421

Property Summary

Property Type	Single Family Home
Details	6 bd · 4 ba · 3,024 sqft · built 1900
Lot Size	0.14 acres (6,098 sqft)
Owner	Individual Name on File
Tax Bill	$3,798 (2026)
Deeds & Mortgages	Mar 2023 Sale
APN	`251201 38.30-2-4`

Property Details

APN / Parcel Number

Primary APN	`251201 38.30-2-4`
Alternative APNs	`120103803000020040000000` `INSIDE`

Interior

Bedrooms	6 Beds
Full Baths	4 Baths
Stories	2 Stories
Building Area	3,024 sqft Living Area
1st Floor Area	1,512 sqft
2nd Floor Area	1,512 sqft

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Architectural Style	Traditional
Exterior Material	Composition/Composite
Lot Area	6,098 sqft (0.14 acres)
Lot Dimensions	137 ft deep x 60 ft wide
Garage Type	Detached
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	240 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	439 STONE ST
City	ONEIDA
State	NY
Zip	13421-1933
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2
Legal Block	2
Legal Lot Number	4.000
Jurisdiction	MADISON NY
Township / Civil Division	ONEIDA
Census Block Group	2
Census Block	2019
Census Tract	30102

Owner

439 Stone St is owned and occupied by an individual who acquired it in March 2023.

Source: Madison County and Oneida City records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	439 STONE ST, ONEIDA, NY 13421-1933
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Mar 16, 2023
Transfer Doc	0000002091
Record Updated	Oct 29, 2026

March 2023: Executor's Deed, Transfer

Document Type	Executor's Deed
Jurisdiction	MADISON NY
Recording Date	Mar 17, 2023
Property Address	439 STONE ST, ONEIDA, NY 13421-1933
Document Number	0000000180
Instrument Date	Mar 16, 2023
Instrument	2023-1180
Transaction Type	Transfer
Record Updated	Apr 12, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	439 STONE ST, ONEIDA, NY 13421-1933

Tax Assessment & Valuation

The 2026 property tax bill for 439 Stone St was $3,798 with exemptions applied, down 1.5% from the year before.

Source: Madison County and Oneida City assessment roll, as of April 17, 2026

Property Jurisdictions

Type	Name
State	New York
County	Madison County
Municipality	Oneida City
Unified School District	Oneida City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,798.00 (-1.48%) Homeowner's exemption Senior Citizen's exemption
2025	$3,855.00	$77,500 Land $7,600 Building $69,900	$109,155 Land $10,704 Building $98,451
2023		$77,500 (-) Land $7,600 Building $69,900	$101,974 (+9.21%) Land $10,000 Building $91,974
2022	$568.00 Homeowner's exemption Senior Citizen's exemption	$77,500 Land $7,600 Building $69,900	$93,373 Land $9,157 Building $84,216

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA has no flood map on file for 439 Stone St.

Source: FEMA National Flood Hazard Layer

FEMA Flood Zone	Not on file

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 439 Stone St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.2% of New York
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ONEIDA CITY serves 11,393 people · EPA ID NY2602381
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	1 ppb (2025–2027) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 528 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20