439 Springfield Rd, Mount Pleasant, SC 29464 Property Records

Charleston County property record for 439 Springfield Rd, Mount Pleasant, SC 29464

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,312 sqft · built 1991
Lot Size	0.39 acres (16,988 sqft)
Owner	2 Individual Names on File
Last Sale	$441,000 (Nov 2019)
Tax Bill	$2,021 (2025)
Deeds & Mortgages	Nov 2019 Sale & Mortgage Apr 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`556-12-00-050`

Property Details

APN / Parcel Number

Primary APN	`556-12-00-050`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	2,312 sqft Living Area
1st Floor Area	1,528 sqft
Upper Floors Area	784 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1991
Effective Year Built	Effective 1991
Exterior Material	Vinyl
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable
Roof Material	Asphalt
Lot Area	16,988 sqft (0.39 acres)
Lot Dimensions	175 ft deep x 96 ft wide
Garage Type	Attached
Garage Area	240 sqft
Parking Spaces	1 Parking Space
Porch	Slab
Porch Area	32 sqft

Utilities, Heating & Cooling

Heating System	Heat Pump

Location & Zoning

Street Address	439 SPRINGFIELD RD
City	MOUNT PLEASANT
State	SC
Zip	29464-6226
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SUBDIVISION NAME -LONGPOINT DESCRIPTION -LOT 136 TRACT 8
Legal Subdivision	LONGPOINT
Legal Tract	8
Legal Lot Number	136
Jurisdiction	CHARLESTON SC
Township / Civil Division	MOUNT PLEASANT
Census Block Group	1
Census Block	1036
Census Tract	4614

Owner

439 Springfield Rd is owned and occupied by two individuals who bought it in November 2019.

Source: Charleston County records, as of September 23, 2026

Owner of Record	2 Individual Names on File
Mailing Address	439 SPRINGFIELD RD, MOUNT PLEASANT, SC 29464-6226
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 20, 2019	Warranty Deed, Transfer · Conventional with PMI FIRST CITIZENS BK
Apr 24, 2018	Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 20, 2019 · Amount on File
Deed Sale	Nov 20, 2019 · Amount on File
Prior Sale	Nov 17, 1999 · Amount on File
Deed Book / Page	840 / 955
Record Updated	Oct 29, 2026

November 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHARLESTON SC
Recording Date	Nov 20, 2019
Property Address	439 SPRINGFIELD RD, MOUNT PLEASANT, SC 29464-6226
Document Number	0840/0955
Book / Page	000840 / 000955
Instrument Date	Nov 14, 2019
Transaction Type	Transfer
Record Updated	Dec 19, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$441.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	439 SPRINGFIELD RD MOUNT PLEASANT SC 294646226, MOUNT PLEASANT, SC 29464-6226

Mortgage

Document Number	840/0956
Date	Nov 20, 2019
Book Page	000840/000956

Lender

Name	FIRST CITIZENS BK
Type	Bank
Address	COLUMBIA, SC 29211

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Nov 19, 2049

April 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHARLESTON SC
Property Address	439 SPRINGFIELD RD, MOUNT PLEASANT, SC 29464-6226
Document Number	0716/0897
Instrument Date	Apr 24, 2018
Transaction Type	Mortgage
Record Updated	May 30, 2018
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	439 SPRINGFIELD RD MOUNT PLEASANT SC 294646226, MOUNT PLEASANT, SC 29464-6226

Mortgage

Document Number	0716/0897
Date	May 7, 2018
Book Page	000716/000897

Lender

Name	LOANDEPOT.COM LLC
Type	Funding / Finance Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 6, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 439 Springfield Rd was $2,021, up 12.1% from the year before.

Source: Charleston County assessment roll, as of August 1, 2025

Property Jurisdictions

Type	Name
State	South Carolina
County	Charleston County
Municipality	Mount Pleasant Town
Unified School District	Charleston County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,021.00 (+12.09%)	$507,150 (+2,775%) Land $115,000 Building $392,150	$670,800 Land $200,000 Building $470,800
2024	$1,803.00	$17,640
2022	$1,649.00	$17,640	$441,000 Land $100,000 Building $341,000
2020			$441,000 Land $100,000 Building $341,000

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 439 Springfield Rd in Zone X, an area of minimal flood risk, though there have been 27 flood claims nearby since 1985.

Source: FEMA National Flood Hazard Layer, effective September 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 259 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	259 in force
Nearby Flood Claims	27 (1985–2025)
Claims Outside the SFHA	6 of 27
Most Recent Claim	Aug 2025 · other causes
Claims by Event	Severe Storms And Flooding, Oct 2015 · 2 claims Hurricane Floyd Major Disaster Declarations, Sep 1999 · 2 claims Hurricane Hugo, Sep 1989 · 14 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 439 Springfield Rd is moderate, ranking above 43% of the US, with a 0.06% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 43% of the US · lower than 67% of South Carolina
Wildfire Likelihood	0.06% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MT PLEASANT WATERWORKS serves 91,500 people · EPA ID SC1010002
Water Source	Purchased surface water from CHARLESTON WATER SYSTEM
Last State Inspection	Dec 2022
Lead	1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 210 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Xfinity Cable	2,000 / 250
WOW Internet, Cable & Phone Cable	1,200 / 50

May also be available: T-Mobile, Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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