439 Scott Dr, Lahoma, OK 73754 Property Records

Garfield County property record for 439 Scott Dr, Lahoma, OK 73754

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,591 sqft · built 1979
Lot Size	0.227 acres (9,899 sqft)
Owner	Individual Name on Record
Tax Bill	$600 (2025)
Deeds & Mortgages	Jul 2017 Second Mortgage Jun 2022 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`27922`

Property Details

APN / Parcel Number

Primary APN	`27922`
Alternative APN	`6500-00-002-004-0-006-00`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,591 sqft Living Area
1st Floor Area	1,620 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1979
Effective Year Built	Effective 1985
Architectural Style	Traditional
Exterior Material	Brick Veneer
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	9,899 sqft (0.227 acres)
Lot Dimensions	165 ft deep x 60 ft wide
Garage Type	Carport
Garage Area	344 sqft
Carport	Carport
Carport Area	344 sqft
Driveway	Driveway

Exterior Amenities

Porch	Slab
Porch Area	1,602 sqft
Shed	1 Shed
Shed Area	600 sqft
Pole Barn	320 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	27922
Street Address	439 SCOTT DR
City	LAHOMA
State	OK
Zip	73754-1017
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 4 BLOCK 2 SD-L92 PETTUS 4TH ADDN NE/4 18-22-8
Legal Range	08W
Legal Township	22N
Legal Section	18
Legal Subdivision	PETTUS 4TH ADDITION
Legal Block	2
Legal Lot Number	4
Jurisdiction	GARFIELD OK
Township / Civil Division	ENID
Census Block Group	1
Census Block	1048
Census Tract	1603

Owner

Source: Garfield County records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	439 SCOTT DR, LAHOMA, OK 73754-1017
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 20, 2017	Deed of Trust, Mortgage · Stand-Alone Second Mortgage TINKER FCU
Jun 29, 2022	Deed of Trust, Mortgage · Line of Credit OKLAHOMAS CU

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Oct 29, 2026

July 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GARFIELD OK
Property Address	439 SCOTT DR, LAHOMA, OK 73754-1017
Transaction Type	Mortgage
Record Updated	Jan 24, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	02347/0364
Date	Jul 20, 2017
Book Page	2347/0364

Lender

Name	TINKER FCU
Type	Credit Union
Address	OKLAHOMA CITY, OK 73145

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Aug 1, 2032

June 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GARFIELD OK
Property Address	439 SCOTT DR, LAHOMA, OK 73754-1017
Transaction Type	Mortgage
Record Updated	Jan 24, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	002590/976
Date	Jun 29, 2022
Book Page	2590/976

Lender

Name	OKLAHOMAS CU
Type	Credit Union
Address	OKLAHOMA CITY, OK 73124

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	120 Months
Due	Jun 28, 2032

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Garfield County assessment roll, as of March 10, 2026

Property Jurisdictions

Type	Name
State	Oklahoma
County	Garfield County
Municipality	Lahoma Town
Unified School District	Cimarron Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$9,112 (+3%) Land $612 Building $8,500	$72,896 (-37.67%) Land $4,894 Building $68,002
2025	$600.00 (+6.19%) Homeowner's exemption	$8,847 (+6.09%) Land $594 Building $8,253	$116,949 (+13.6%) Land $7,000 Building $109,949
2023	$565.00 Homeowner's exemption	$8,339 Land $559 Building $7,780	$102,950 Land $7,000 Building $95,950

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 7, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	3 in force
Nearby Flood Claims	1 (2020)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jul 2020 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 97.7% of Oklahoma
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LAHOMA PWA serves 577 people · EPA ID OK2002417
Water Source	Groundwater
Last State Inspection	Oct 2022
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 149 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Pioneer Telephone Cooperative Fiber	1,000 / 1,000
Nextlink Fixed Wireless	100 / 20

May also be available: Chisholm Broadband.

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