439 School St, Putnam, CT 06260 Property Records

Putnam Town property record for 439 School St, Putnam, CT 06260

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,438 sqft · built 1938
Lot Size	2.39 acres (104,108 sqft)
Owner	Individual Name on Record
Last Sale	$119,000 (Jul 2017)
Tax Bill	$4,814 (2025)
Deeds & Mortgages	Oct 2021 Refinance Jul 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`M:006 B:068 L:02`

Property Details

APN / Parcel Number

Primary APN	`M:006 B:068 L:02`
Alternative APNs	`PUTN M:008 L:141 U:000` `801`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,438 sqft Living Area
Gross Area	2,578 sqft
Basement Area	804 sqft
Unfinished Basement	804 sqft

Exterior

Year Built	Built 1938
Effective Year Built	Effective 1938
Architectural Style	Conventional
Exterior Material	Wood Siding
Roof Type	Gable
Roof Material	Asphalt
Lot Area	104,108 sqft (2.39 acres)
Garage Type	Detached

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Account Number	801
Street Address	439 SCHOOL ST
City	PUTNAM
State	CT
Zip	06260-1349
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	HC
Legal Lot Number	141
Jurisdiction	PUTNAM CT
Township / Civil Division	PUTNAM
Census Block Group	1
Census Block	1016
Census Tract	903102

Owner

Source: Putnam Town records, as of June 25, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	439 SCHOOL ST, PUTNAM, CT 06260-1349
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 4, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance CASTLE & COOK MORTGAGE LLC
Jul 10, 2017	Warranty Deed, Transfer CASTLE & COOK MTG

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 10, 2017 · Amount on Record
Deed Sale	Jul 10, 2017 · Amount on Record
Prior Sale	Dec 22, 1997 · Amount on Record
Deed Book / Page	808 / 45
Record Updated	Sep 20, 2026

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PUTNAM CT
Property Address	439 SCHOOL ST, PUTNAM, CT 06260-1349
Transaction Type	Mortgage
Record Updated	Oct 21, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	845-103
Date	Oct 4, 2021
Book Page	845/103
Instrument	1926

Lender

Name	CASTLE & COOK MORTGAGE LLC

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2051

July 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PUTNAM CT
Recording Date	Jul 10, 2017
Property Address	439 SCHOOL ST, PUTNAM, CT 06260-1349
Document Number	808-45
Book / Page	808 / 45
Transaction Type	Transfer
Record Updated	May 21, 2021

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$29.69
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	8080048
Date	Jul 10, 2017
Instrument	00808/0048

Lender

Name	CASTLE & COOK MTG

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Jul 10, 2047

Tax Assessment & Valuation

Source: Putnam Town assessment roll, as of June 25, 2026

Property Jurisdictions

Type	Name
State	Connecticut
County Subdivision	Putnam Town
Unified School District	Putnam School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,814.00	$189,900 (+64.84%) Land $38,600 Building $151,300	$132,930 Land $27,020 Building $105,910
2024	$4,814.00 (+31.46%)
2023	$3,662.00 (+3.59%)	$115,200 (-) Land $30,200 Building $85,000
2022	$3,535.00	$115,200 Land $30,200 Building $85,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 13, 2023

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 89% of Connecticut
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PUTNAM WATER POLLUTION CONTROL AUTHORITY serves 7,300 people · EPA ID CT1160011
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	3 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	20 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 118 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Xfinity Fiber	2,000 / 2,000
Breezeline Cable	1,000 / 50

May also be available: T-Mobile.

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