439 S Maple Ave, Ames, IA 50010 Property Records

Story County property record for 439 S Maple Ave, Ames, IA 50010

Property Summary

Property Type	Apartments (5+ Units)
Details	7,543 sqft · built 1975
Lot Size	0.334 acres (14,549 sqft)
Owner	2 Individual Names on File
Last Sale	$1,050,000 (Dec 2024)
Tax Bill	$9,624 (2025)
Deeds & Mortgages	Aug 2020 Mortgage Dec 2018 Sale & Mortgage
Flood Zone	Zone AE (high risk)
APN	`09-10-251-040`

Property Details

APN / Parcel Number

Primary APN	`09-10-251-040`

Interior

Units	8 Units
Stories	2 Stories
Building Area	7,543 sqft Gross Area
1st Floor Area	3,788 sqft

Exterior

Year Built	Built 1975
Effective Year Built	Effective 1982
Exterior Material	Wood
Lot Area	14,549 sqft (0.334 acres)
Lot Dimensions	182 ft deep x 80 ft wide

Location & Zoning

Street Address	439 S MAPLE AVE
City	AMES
State	IA
Zip	50010-6967
Property Category	Residential
Property Type	Residential > Multi-Unit > Apartments (5+ Units)
Local Zoning Code	RH
Legal Description	KEIGLEY'S ADD LOT 8 EX S20'
Legal Range	24W
Legal Township	83N
Legal Section	10
Legal Subdivision	KEIGLEY'S ADD
Legal Lot Number	8
Jurisdiction	STORY IA
Township / Civil Division	WASHINGTON
Census Block Group	4
Census Block	4017
Census Tract	1000

Owner

439 S Maple Ave, a residential property, is owned and occupied by two individuals who bought it in December 2024.

Source: Story County records, as of September 1, 2026

Owner of Record	2 Individual Names on File
Mailing Address	439 S MAPLE AVE, AMES, IA 50010-6967
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 20, 2020	Deed of Trust, Mortgage · Commercial Mortgage BANK IOWA
Dec 26, 2018	Warranty Deed, Transfer · Stand-Alone First Mortgage GREATER IOWA CREDIT UNION

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 26, 2024 · Amount on File
Deed Sale	Dec 26, 2024 · Amount on File
Prior Sale	Dec 26, 2018 · Amount on File
Deed Document Number	20249550
Record Updated	Oct 29, 2026

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STORY IA
Property Address	439 S MAPLE AVE, AMES, IA 50010-6967
Transaction Type	Mortgage
Record Updated	Nov 21, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0202009513
Date	Aug 20, 2020
Instrument	2020-09513

Lender

Name	BANK IOWA
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount on Record
Term	300 Months
Due	Aug 20, 2045

Interest

Rate Type	Fixed Rate

December 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	STORY IA
Recording Date	Dec 26, 2018
Property Address	439 S MAPLE AVE, AMES, IA 50010-6967
Document Number	0201811563
Instrument Date	Dec 20, 2018
Instrument	2018-11563
Transaction Type	Transfer
Record Updated	Nov 21, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0201811564
Date	Dec 26, 2018
Instrument	2018-11564

Lender

Name	GREATER IOWA CREDIT UNION

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 439 S Maple Ave was $9,624, up 34.9% from the year before.

Source: Story County assessment roll, as of September 30, 2025

Property Jurisdictions

Type	Name
State	Iowa
Municipality	Ames City
County	Story County
Unified School District	Ames Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$9,624.00 (+34.94%)	$699,800 Land $120,000 Building $579,800	$699,800 Land $120,000 Building $579,800
2024	$7,132.00
2023		$491,600 Land $76,100 Building $415,500	$491,600 Land $76,100 Building $415,500
2022	$11,188.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 439 S Maple Ave in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective May 25, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 439 S Maple Ave is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 82% of Iowa
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	AMES WATER TREATMENT PLANT serves 55,177 people · EPA ID IA8503039
Water Source	Groundwater
Last State Inspection	Oct 2023
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 135 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Mediacom Xtream Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: ICS Advanced Technologies.

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