439 S 7th St, Reading, PA 19602 Property Records

Berks County property record for 439 S 7th St, Reading, PA 19602

Property Summary

Property Type	Single Family Home
Details	6 bd · 1 ba · 1,818 sqft · built 1900
Lot Size	0.1 acres (4,356 sqft)
Owner	Individual Name on File
Last Sale	$146,000 (Sep 2023)
Tax Bill	$685 (2026)
Deeds & Mortgages	Sep 2023 Second Mortgage Sep 2023 Sale & Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`5306-36-97-0564`

Property Details

APN / Parcel Number

Primary APN	`5306-36-97-0564`
Alternative APNs	`02-5306-36-97-0564` `2102225` `102225`

Interior

Bedrooms	6 Beds
Full Baths	1 Bath
Total Rooms	10 Rooms
Stories	2 Stories
Building Area	1,818 sqft Living Area

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Exterior Material	Brick
Construction Type	Masonry / Concrete Block
Lot Area	4,356 sqft (0.1 acres)
View / Lot	Neighborhood
Porch	Enclosed Porch

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Hot Water
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	2102225
Street Address	439 S 7TH ST
City	READING
State	PA
Zip	19602-2412
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Block	70
Jurisdiction	BERKS PA
Township / Civil Division	READING
Census Block Group	2
Census Block	2014
Census Tract	2200

Owner

439 S 7th St is owned and occupied by an individual who bought it in September 2023.

Source: Berks County records, as of May 27, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	439 S 7TH ST, HAMBURG, PA 19526-1323
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Unmarried Woman

Deeds, Mortgages & Sale History

Date	Document
Sep 27, 2023	Deed of Trust, Mortgage · Stand-Alone Second Mortgage NEIGHBORHOOD HOUSING SERVICES OF GREATER
Sep 27, 2023	Deed, Transfer · FHA Mortgage PLAZA HOME MORTGAGE INC
Dec 29, 2021	Deed, Transfer
Aug 5, 2021	Intrafamily Transfer, Transfer
Nov 29, 2017	Grant Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 27, 2023 · Amount on File
Deed Sale	Sep 27, 2023 · Amount on File
Prior Sale	Dec 29, 2021 · Amount on File
Deed Document Number	202328631
Prior Transfer Date	Aug 4, 2021
Prior Transfer Doc	0000038956
Record Updated	Oct 29, 2026

September 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERKS PA
Property Address	439 S 7TH ST, READING, PA 19602-2412
Transaction Type	Mortgage
Record Updated	Oct 12, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000028634
Date	Sep 27, 2023
Instrument	2023028634

Lender

Name	NEIGHBORHOOD HOUSING SERVICES OF GREATER
Type	Non-Lending Institution
Address	READING, PA 19601

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record

September 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	BERKS PA
Recording Date	Sep 27, 2023
Property Address	439 S 7TH ST, READING, PA 19602-2412
Document Number	0000028631
Instrument Date	Sep 14, 2023
Instrument	2023028631
Transaction Type	Transfer
Record Updated	Oct 12, 2023

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,460.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	239 S 7TH ST, READING, PA 19611-1412

Mortgage

Document Number	0000028632
Date	Sep 27, 2023
Instrument	2023028632

Lender

Name	PLAZA HOME MORTGAGE INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2053

Mortgage

Document Number	0000028633
Date	Sep 27, 2023
Instrument	2023028633

Lender

Name	NEIGHBORHOOD HOUSING SERVICES OF GREATER
Type	Non-Lending Institution
Address	READING, PA 19601

Agreement

Type	Commercial Mortgage
Amount	Amount on Record
Term	85 Months
Due	Oct 1, 2030

December 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	BERKS PA
Recording Date	Dec 29, 2021
Property Address	439 S 7TH ST, READING, PA 19602-2412
Document Number	0000064532
Instrument Date	Dec 29, 2021
Instrument	2021064532
Transaction Type	Transfer
Record Updated	Dec 12, 2022

Transaction

Amount	Amount on Record
Tax	$473.85
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	444 S 7TH ST, READING, PA 19602-2413

August 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	BERKS PA
Recording Date	Aug 5, 2021
Property Address	439 S 7TH ST, READING, PA 19602-2412
Document Number	0000038956
Instrument Date	Aug 4, 2021
Instrument	2021038956
Transaction Type	Transfer
Record Updated	Dec 12, 2022

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	444 S 7TH ST, READING, PA 19602-2413

November 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	BERKS PA
Recording Date	Nov 29, 2017
Property Address	439 S 7TH ST, READING, PA 19602-2412
Document Number	0000044330
Instrument Date	Sep 8, 2017
Instrument	44330
Transaction Type	Transfer
Record Updated	Jan 3, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Tax	$70.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	327 N 9TH ST READING PA 196014635, READING, PA 19601-4635

Tax Assessment & Valuation

The 2026 property tax bill for 439 S 7th St was $685 with a homeowner's exemption.

Source: Berks County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Pennsylvania
County	Berks County
Municipality	Reading City
Unified School District	Reading School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$685.00 Homeowner's exemption	$24,300 Land $9,300 Building $15,000	$9,300 Land $9,300
2024	$643.00 (-39.45%)	$24,300 (-) Land $9,300 Building $15,000
2023	$1,062.00	$24,300 Land $9,300 Building $15,000
1994			$24,300 Land $9,300 Building $15,000

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 439 S 7th St in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 1978.

Source: FEMA National Flood Hazard Layer, effective February 26, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	4 (1978–1987)
Claims Outside the SFHA	1 of 4
Most Recent Claim	Sep 1987 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 439 S 7th St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 43% of Pennsylvania
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	READING AREA WATER AUTHORITY serves 95,100 people · EPA ID PA3060059
Water Source	Surface water
Last State Inspection	May 2025
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Apr 2025 E. coli resolved · Oct 2018
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 1,875 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250

May also be available: AT&T, Greenlight Networks, T-Mobile, Verizon.

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