439 Rockbridge Rd, Ridgeway, SC 29130 Property Records

Fairfield County property record for 439 Rockbridge Rd, Ridgeway, SC 29130

Property Summary

Property Type	Single Family Home
Details	1,930 sqft · built 2012
Lot Size	1 acres (43,560 sqft)
Owner	Individual Name on Record
Tax Bill	$2,335 (2025)
Deeds & Mortgages	Jul 2020 Mortgage Aug 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`115-03-03-011-000`

Property Details

APN / Parcel Number

Primary APN	`115-03-03-011-000`
Alternative APN	`5795`

Interior

Stories	1 Story
Building Area	1,930 sqft Living Area
Gross Area	3,082 sqft
1st Floor Area	1,930 sqft

Exterior

Year Built	Built 2012
Effective Year Built	Effective 2012
Exterior Material	Aluminum/Vinyl
Construction Type	Wood
Foundation Type	No Foundation
Roof Type	Gable
Roof Material	Asphalt
Lot Area	43,560 sqft (1 acres)
Garage Area	484 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Patio
Porch Area	448 sqft
Deck Area	220 sqft
Patio Area	220 sqft

Location & Zoning

Account Number	5795
Street Address	439 ROCKBRIDGE RD
City	RIDGEWAY
State	SC
Zip	29130-8800
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	439 ROCKBRIDGE RD S 11 L 50 & .29 AC LW ROCKBRIDGE ROAD PLAT: RX - 129, RN - 39, FN - 307
Legal Subdivision	LW ROCKBRIDGE ROAD
Jurisdiction	FAIRFIELD SC
Township / Civil Division	RIDGEWAY
Census Block Group	3
Census Block	3002
Census Tract	960302

Owner

Source: Fairfield County records, as of September 8, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	439 ROCKBRIDGE RD, RIDGEWAY, SC 29130-8800
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 7, 2020	Deed of Trust, Mortgage · Conventional with PMI CERTAINTY HM LNS LLC
Aug 26, 2019	Deed of Trust, Mortgage · Conventional Mortgage CERTAINTY HM LNS LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 17, 2008
Deed Sale	Dec 17, 2008
Deed Book / Page	935 / 95
Prior Transfer Date	Dec 9, 2008
Prior Transfer Doc	0009350095
Record Updated	Oct 29, 2026

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FAIRFIELD SC
Property Address	439 ROCKBRIDGE RD, RIDGEWAY, SC 29130-8800
Document Number	0000001427
Instrument Date	Jul 7, 2020
Transaction Type	Mortgage
Record Updated	Dec 29, 2020
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN MTG SOLUTIONS

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	439 ROCKBRIDGE RD RIDGEWAY SC 291308800, RIDGEWAY, SC 29130-8800

Mortgage

Document Number	0000001427
Date	Jul 13, 2020
Book Page	001417/000219
Instrument	1427

Lender

Name	CERTAINTY HM LNS LLC
Address	PLANO, TX 75024

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	180 Months
Due	Jul 12, 2035

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FAIRFIELD SC
Property Address	439 ROCKBRIDGE RD, RIDGEWAY, SC 29130-8800
Document Number	0000001890
Instrument Date	Aug 26, 2019
Transaction Type	Mortgage
Record Updated	Nov 14, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	439 ROCKBRIDGE RD RIDGEWAY SC 291308800, RIDGEWAY, SC 29130-8800

Mortgage

Document Number	0000001890
Date	Aug 30, 2019
Book Page	001377/000155
Instrument	1890

Lender

Name	CERTAINTY HM LNS LLC
Address	PLANO, TX 75093

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Aug 29, 2034

Tax Assessment & Valuation

Source: Fairfield County assessment roll, as of September 8, 2026

Property Jurisdictions

Type	Name
State	South Carolina
County	Fairfield County
Unified School District	Fairfield County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,335.00 (+18.83%)	$16,920 (+54.89%) Land $6,000 Building $10,920	$423,000 (+54.89%) Land $150,000 Building $273,000
2024	$1,965.00 (-2.29%)	$10,924 (-) Land $6,000 Building $4,924	$273,100 (-) Land $150,000 Building $123,100
2023	$2,011.00 (+9.35%)	$10,924 (-0.18%) Land $6,000 Building $4,924	$273,100 (-0.18%) Land $150,000 Building $123,100
2022	$1,839.00	$10,944 Land $6,000 Building $4,944	$273,600 Land $150,000 Building $123,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 28, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 99 policies
Nearby Flood Policies	99 in force
Nearby Flood Claims	23 (2015–2024)
Claims Outside the SFHA	2 of 23
Most Recent Claim	Sep 2024 · Hurricane Helene
Claims by Event	Hurricane Helene, Sep 2024 · 12 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 98.6% of South Carolina
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 27 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
TruVista Communications Fiber	5,000 / 5,000

Cell Coverage

5G and 4G LTE (outdoors only)

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