439 Reed Ave, Windsor Locks, CT 06096 Property Records

Windsor Locks Town property record for 439 Reed Ave, Windsor Locks, CT 06096 · Last verified July 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,058 sqft · built 1963
Lot Size	0.37 acres (16,117 sqft)
Owner	Individual Name on File
Last Sale	$200,000 (Jan 2020)
Tax Bill	$4,593 (2024)
Deeds & Mortgages	May 2025 Mortgage Nov 2024 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`WINL M:18 B:40 L:14`

Property Details

APN / Parcel Number

Primary APN	`WINL M:18 B:40 L:14`
Alternative APNs	`00360900` `360900`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,058 sqft Living Area
1st Floor Area	1,058 sqft
Basement Area	1,036 sqft
Unfinished Basement	1,036 sqft

Exterior

Year Built	Built 1963
Effective Year Built	Effective 1963
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	16,117 sqft (0.37 acres)
Garage Type	Carport
Carport	Carport
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	360900
Street Address	439 REED AVE
City	WINDSOR LOCKS
State	CT
Zip	06096-1254
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Block	40
Legal Lot Number	14
Jurisdiction	WINDSOR LOCKS CT
Township / Civil Division	WINDSOR LOCKS
Census Block Group	2
Census Block	2019
Census Tract	476200

Owner

Source: Windsor Locks Town records · APN WINL M:18 B:40 L:14

Assessment roll updated June 25, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	439 REED AVE, WINDSOR LOCKS, CT 06096-1254
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 23, 2025	Deed of Trust, Mortgage · FHA Mortgage SECRETARY HOUSING URBAN DEVELOPMENT
Nov 14, 2024	Deed of Trust, Mortgage · FHA Mortgage SECRETARY HOUSING URBAN DEVELOPMENT
Dec 19, 2023	Deed of Trust, Mortgage · FHA Mortgage SECRETARY HOUSING URBAN DEVELOPMENT
Apr 27, 2023	Deed of Trust, Mortgage · FHA Mortgage SECRETARY HOUSING URBAN DEVELOPMENT
Nov 29, 2021	Deed of Trust, Mortgage · FHA Mortgage ROCKET MORTGAGE
Jan 14, 2020	Warranty Deed, Transfer · FHA Mortgage QUICKEN LOANS INC

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jan 14, 2020 · Amount on Record
Deed Sale	Jan 14, 2020 · Amount on Record
Deed Document Number	2020848050003
Deed Book / Page	491 / 369
Record Updated	Sep 20, 2026

May 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WINDSOR LOCKS CT
Property Address	439 REED AVE, WINDSOR LOCKS, CT 06096-1254
Transaction Type	Mortgage
Record Updated	Jul 30, 2025
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000546-586
Date	May 23, 2025
Book Page	546/586
Instrument	2403040005

Lender

Name	SECRETARY HOUSING URBAN DEVELOPMENT
Type	Government Agency

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	313 Months
Due	Jun 01, 2051

November 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WINDSOR LOCKS CT
Property Address	439 REED AVE, WINDSOR LOCKS, CT 06096-1254
Transaction Type	Mortgage
Record Updated	Dec 05, 2024
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000541-106
Date	Nov 14, 2024
Book Page	541/106
Instrument	1974670005

Lender

Name	SECRETARY HOUSING URBAN DEVELOPMENT
Type	Government Agency

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	325 Months
Due	Dec 01, 2051

December 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WINDSOR LOCKS CT
Property Address	439 REED AVE, WINDSOR LOCKS, CT 06096-1254
Transaction Type	Mortgage
Record Updated	Jan 04, 2024
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000532-300
Date	Dec 19, 2023
Book Page	532/300
Instrument	1690200005

Lender

Name	SECRETARY HOUSING URBAN DEVELOPMENT
Type	Government Agency

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	325 Months
Due	Jan 01, 2051

April 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WINDSOR LOCKS CT
Property Address	439 REED AVE, WINDSOR LOCKS, CT 06096-1254
Transaction Type	Mortgage
Record Updated	May 11, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000526-907
Date	Apr 27, 2023
Book Page	526/907
Instrument	1320510006

Lender

Name	SECRETARY HOUSING URBAN DEVELOPMENT
Type	Government Agency

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	337 Months
Due	May 01, 2051

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WINDSOR LOCKS CT
Property Address	439 REED AVE, WINDSOR LOCKS, CT 06096-1254
Transaction Type	Mortgage
Record Updated	Dec 16, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000513-270
Date	Nov 29, 2021
Book Page	513/270
Instrument	1244890017

Lender

Name	ROCKET MORTGAGE

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 01, 2051

January 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WINDSOR LOCKS CT
Recording Date	Jan 14, 2020
Property Address	439 REED AVE, WINDSOR LOCKS, CT 06096-1254
Document Number	491-369
Book / Page	491 / 369
Instrument Date	Jan 02, 2020
Instrument	848050003
Transaction Type	Transfer
Record Updated	May 21, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	439 REED AVE, WINDSOR LOCKS, CT 06096-1254

Mortgage

Document Number	848060017
Date	Jan 14, 2020
Instrument	848060017

Lender

Name	QUICKEN LOANS INC
Type	Lending Institution

Agreement

Type	FHA Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Windsor Locks Town records · Assessment roll updated June 25, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Connecticut
County Subdivision	Windsor Locks Town
Unified School District	Windsor Locks School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$191,450 (+72.34%) Land $58,030 Building $133,420	$134,015 Land $40,621 Building $93,394
2024	$4,593.00 (+46.93%)	$111,090 (-) Land $45,220 Building $65,870
2023	$3,126.00 (+8.96%)	$111,090 (-) Land $45,220 Building $65,870
2022	$2,869.00	$111,090 Land $45,220 Building $65,870

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, County delivery 09003C, updated August 29, 2025 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 232 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Frontier	Fiber	7,000 / 7,000
GoNetspeed	Fiber	2,000 / 2,000
Cox Communications	Cable	2,000 / 100
Verizon	Fixed Wireless	300 / 20
T-Mobile USA	Fixed Wireless	100 / 20

May also be available at this address: Xfinity. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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