Torrington City property record for 439 Prospect St, Torrington, CT 06790
| Property Type | Mixed Use Commercial Office / Residential |
|---|---|
| Details | 3 bd · 1.5 ba · 2,267 sqft · built 1898 |
| Lot Size | 0.21 acres (9,148 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $290,000 (Jul 2026) |
| Tax Bill | $4,071 (2026) |
| Deeds & Mortgages | Jul 2026 Second Mortgage Jul 2026 Sale & Line of Credit + 1 more |
| APN | 002723 |
| Primary APN | 002723 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 2,267 sqft Total Area |
| Basement Area | 1,122 sqft |
| Unfinished Basement | 1,122 sqft |
| Year Built | Built 1898 |
|---|---|
| Effective Year Built | Effective 1898 |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 9,148 sqft (0.21 acres) |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Oil |
| Account Number | 2723 |
|---|---|
| Street Address | 439 PROSPECT ST |
| City | TORRINGTON |
| State | CT |
| Zip | 06790-4938 |
| Property Category | Commercial |
| Property Type | Commercial > Office > Mixed Use Commercial Office / Residential |
| Local Zoning Code | R6 |
| Legal Block | 7 |
| Legal Lot Number | 4 |
| Jurisdiction | TORRINGTON CT |
| Township / Civil Division | TORRINGTON |
| Census Block Group | 1 |
| Census Block | 1005 |
| Census Tract | 310200 |
Source: Torrington City records, as of October 20, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 439 PROSPECT ST, TORRINGTON, CT 06790-4938 |
| Owner Type | Individual |
| Vesting | Married Person |
| Date | Document |
|---|---|
| Jul 1, 2026 | Deed of Trust · Stand-Alone Second Mortgage CONNECTICUT HOUSING FINANCE AUTHORITY |
| Jul 1, 2026 | Deed, Transfer · Line of Credit FIRST WORLD MORTGAGE CORPORATION |
| Aug 15, 2022 | Executor's Deed, Transfer |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 1, 2026 · Amount on Record |
| Deed Sale | Jul 1, 2026 · Amount on Record |
| Prior Sale | Aug 15, 2022 · Amount on Record |
| Deed Document Number | 2026511072 |
| Deed Book / Page | 1464 / 883 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | TORRINGTON CT |
| Recording Date | Jul 1, 2026 |
| Property Address | 439 PROSPECT ST, TORRINGTON, CT 06790-4938 |
| Document Number | 0000511074 |
| Book / Page | 1464 / 902 |
| Instrument Date | Jun 30, 2026 |
| Instrument | 2026511074 |
| Record Updated | Jul 22, 2026 |
| Name | Verified Name |
|---|---|
| Address | 439 PROSPECT ST, TORRINGTON, CT 06790-4938 |
| Document Number | 0000511074, |
|---|---|
| Date | Jul 1, 2026 |
| Book Page | 1464/902 |
| Instrument | 2026511074 |
| Name | CONNECTICUT HOUSING FINANCE AUTHORITY |
|---|
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 1, 2056 |
| Rate | 6.48% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed |
|---|---|
| Jurisdiction | TORRINGTON CT |
| Recording Date | Jul 1, 2026 |
| Property Address | 439 PROSPECT ST, TORRINGTON, CT 06790-4938 |
| Document Number | 0000511072 |
| Book / Page | 1464 / 883 |
| Instrument Date | Jun 18, 2026 |
| Instrument | 2026511072 |
| Transaction Type | Transfer |
| Record Updated | Jul 22, 2026 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 439 PROSPECT ST, TORRINGTON, CT 06790-4938 |
| Date | Jul 1, 2026 |
|---|
| Name | FIRST WORLD MORTGAGE CORPORATION |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate | 6.51% |
|---|---|
| Max Rate | -1% |
| Document Type | Executor's Deed |
|---|---|
| Jurisdiction | TORRINGTON CT |
| Recording Date | Aug 15, 2022 |
| Property Address | 439 PROSPECT ST, TORRINGTON, CT 06790-4938 |
| Document Number | 001372-504 |
| Book / Page | 1372 / 504 |
| Instrument Date | Aug 11, 2022 |
| Instrument | 2022-477773 |
| Transaction Type | Transfer |
| Record Updated | Sep 1, 2022 |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Revocable Trust |
Source: Torrington City assessment roll, as of June 25, 2026
| Type | Name |
|---|---|
| State | Connecticut |
| County Subdivision / Municipality | Torrington City |
| Unified School District | Torrington School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $4,071.00 (-28.21%) | $121,660 (-17.51%) Land $25,550 Building $96,110 | |
| 2025 | $5,671.00 | $147,490 (+45.22%) Land $25,550 Building $121,940 | $103,243 Land $17,885 Building $85,358 |
| 2024 | $5,671.00 (+16.42%) | ||
| 2023 | $4,871.00 (+1.73%) | $101,560 (-) Land $26,440 Building $75,120 | |
| 2022 | $4,788.00 | $101,560 Land $26,440 Building $75,120 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer
| FEMA Flood Zone | Not on file |
|---|
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 55% of Connecticut |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TORRINGTON WATER COMPANY private · serves 37,915 people · EPA ID CT1430011 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2025 |
| Lead | Under 1 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Treatment report not submitted Mar 2019 |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 491 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Frontier Fiber | 7,000 / 7,000 |
| Xfinity Fiber | 2,000 / 2,000 |
| Verizon Fixed Wireless | 300 / 20 |
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