Genesee County property record for 439 Pine St, Clio, MI 48420
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,136 sqft · built 1947 |
| Lot Size | 0.675 acres (29,403 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $150,000 (Nov 2023) |
| Tax Bill | $1,920 (2025) |
| Deeds & Mortgages | Nov 2023 Sale & Mortgage Aug 2021 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 51-22-200-007 |
| Primary APN | 51-22-200-007 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 1,136 sqft Living Area |
| 1st Floor Area | 1,116 sqft |
| Basement Area | 864 sqft |
| Year Built | Built 1947 |
|---|---|
| Effective Year Built | Effective 1947 |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 29,403 sqft (0.675 acres) |
| Lot Dimensions | 445 ft deep x 66 ft wide |
| Garage Area | 720 sqft |
| Parking Spaces | 3 Parking Spaces |
| Heating System | Forced Air with A/C |
|---|---|
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 439 PINE ST |
|---|---|
| City | CLIO |
| State | MI |
| Zip | 48420-1532 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-4 |
| Legal Description | A PARCEL OF LAND BEG 32 RDS W OF INTERSECTION OF S LINE OF PINE ST AND W LINE OF NEW ST ORIGINAL PLAT OF CITY OF CLIO TH S 27 |
| Legal Range | 06E |
| Legal Township | 09N |
| Legal Section | 22 |
| Legal Subdivision | ORIGINAL PLAT |
| Jurisdiction | GENESEE MI |
| Township / Civil Division | CLIO |
| Census Block Group | 2 |
| Census Block | 2015 |
| Census Tract | 10110 |
Source: Genesee County records, as of May 27, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 439 PINE ST, CLIO, MI 48420-1532 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Nov 7, 2023 | Warranty Deed, Transfer · Conventional Mortgage UNITED FINANCIAL CU |
| Aug 27, 2021 | Deed of Trust, Mortgage · Conventional Mortgage FRANKENMUTH CU |
| Jan 10, 2018 | Warranty Deed, Transfer · Conventional Mortgage FRANKENMUTH CU |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Nov 7, 2023 · Amount on Record |
| Deed Sale | Nov 7, 2023 · Amount on Record |
| Prior Sale | Jan 10, 2018 · Amount on Record |
| Deed Document Number | 202357437 |
| Prior Transfer Date | Oct 26, 2023 |
| Prior Transfer Doc | 0000057437 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | GENESEE MI |
| Recording Date | Nov 7, 2023 |
| Property Address | 439 PINE ST, CLIO, MI 48420-1532 |
| Document Number | 0000057437 |
| Instrument Date | Oct 26, 2023 |
| Instrument | 202311070057437 |
| Transaction Type | Transfer |
| Record Updated | Nov 15, 2023 |
| Title Company | SARGENTS TITLE COMPANY, SARGENTS TITLE COMPANY LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Name | Verified Name |
|---|---|
| Address | 439 PINE ST, CLIO, MI 48420-1532 |
| Name | Verified Name |
|---|---|
| Address | 439 PINE ST, CLIO, MI 48420-1532 |
| Document Number | 0000056357 |
|---|---|
| Date | Oct 27, 2023 |
| Instrument | 202310270056357 |
| Name | UNITED FINANCIAL CU |
|---|---|
| Type | Credit Union |
| Address | SAGINAW, MI 48603 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 121 Months |
| Due | Nov 1, 2033 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GENESEE MI |
| Property Address | 439 PINE ST, CLIO, MI 48420-1532 |
| Transaction Type | Mortgage |
| Record Updated | Oct 22, 2021 |
| Name | Verified Name |
|---|---|
| Address | 439 PINE ST, CLIO, MI 48420-1532 |
| Document Number | 202108270070788 |
|---|---|
| Date | Aug 27, 2021 |
| Instrument | 202108270070788 |
| Name | FRANKENMUTH CU |
|---|---|
| Type | Credit Union |
| Address | FRANKENMUTH, MI 48734 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Sep 1, 2036 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | GENESEE MI |
| Recording Date | Jan 10, 2018 |
| Property Address | 439 PINE ST, CLIO, MI 48420-1532 |
| Document Number | 0000001789 |
| Instrument Date | Dec 20, 2017 |
| Instrument | 1789 |
| Transaction Type | Transfer |
| Record Updated | Jan 17, 2018 |
| Title Company | LIGHTHOUSE TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $718.10 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 5927 MAIN ST MILLINGTON MI 48746, MILLINGTON, MI 48746 |
| Document Number | 1790 |
|---|---|
| Date | Jan 10, 2018 |
| Instrument | 1790 |
| Name | FRANKENMUTH CU |
|---|---|
| Type | Credit Union |
| Address | FRANKENMUTH, MI 48734 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
Source: Genesee County assessment roll, as of October 3, 2025
| Type | Name |
|---|---|
| State | Michigan |
| County | Genesee County |
| Municipality | Clio City |
| Unified School District | Clio Area School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,920.00 (-27.25%) Homeowner's exemption | $70,900 (-2.07%) | $141,800 (-2.07%) |
| 2024 | $2,639.00 (+12.92%) | ||
| 2023 | $72,400 | $144,800 | |
| 2021 | $2,337.00 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective February 19, 2024
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 93% of Michigan |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF CLIO serves 2,515 people · EPA ID MI0001490 |
|---|---|
| Water Source | Purchased surface water from GENESEE COUNTY WATER SYSTEM |
| Last State Inspection | Mar 2024 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 235 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| AT&T DSL | 100 / 20 |
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