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439 Pencader Ln, Bear, DE 19701 Property Records

New Castle County property record for 439 Pencader Ln, Bear, DE 19701 · Last verified May 2026

Property Summary

Property TypeSingle Family Home
Details4 bd · 2.5 ba · 2,173 sqft · built 1974
Lot Size4.22 acres (183,823 sqft)
Owner2 Individual Names on File
Last Sale$375,000 (Feb 2017)
Tax Bill$4,324 (2025)
Deeds & MortgagesJan 2022 Mortgage
Feb 2017 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN11-041.00-032

Property Details

APN / Parcel Number

Primary APN11-041.00-032

Interior

Bedrooms4 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Plumbing Fixtures10 Plumbing Fixtures
Total Rooms8 Rooms
Stories1 Story
Building Area2,173 sqft Living Area
1st Floor Area2,173 sqft
Basement Area2,173 sqft
Family RoomFamily Room
FlooringWood
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1974
Effective Year BuiltEffective 1974
Architectural StyleRanch
Exterior MaterialStone
Roof TypeGable
Roof MaterialAsphalt
Lot Area183,823 sqft (4.22 acres)
Garage TypeAttached
Garage Area550 sqft
Parking Spaces1 Parking Space

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C

Location & Zoning

Street Address439 PENCADER LN
CityBEAR
StateDE
Zip19701-2303
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal SubdivisionPENCADER FARMS
Legal Lot Number28
JurisdictionNEW CASTLE DE
Township / Civil DivisionGLASGOW
Census Block Group1
Census Block1013
Census Tract14811

Owner

Source: New Castle County records · APN 11-041.00-032

Assessment roll updated April 13, 2026 · Last verified May 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address439 PENCADER LN, BEAR, DE 19701-2303
OccupancyOwner Occupied
Owner TypeIndividual
VestingTenants by the Entirety

Deeds, Mortgages & Sale History

DateDocument
Jan 14, 2022Deed of Trust, Mortgage · VA Mortgage
NAVY FCU
Feb 13, 2017Deed, Transfer · VA Mortgage
NAVY FCU

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleFeb 13, 2017 · Amount on Record
Deed SaleFeb 13, 2017 · Amount on Record
Deed Document Number20177939
Record UpdatedJun 08, 2026

January 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionNEW CASTLE DE
Property Address439 PENCADER LN, BEAR, DE 19701-2303
Transaction TypeMortgage
Record UpdatedJan 25, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000006262
DateJan 14, 2022
Instrument20220114-0006262
Lender
NameNAVY FCU
TypeCredit Union
AddressVIENNA, VA 22180
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term361 Months
DueFeb 01, 2052

February 2017: Deed, Transfer

Document TypeDeed
JurisdictionNEW CASTLE DE
Recording DateFeb 13, 2017
Property Address439 PENCADER LN, BEAR, DE 19701-2303
Document Number0000007939
Map ReferenceVOL 74 PG 83
Instrument DateFeb 03, 2017
Instrument20170213-0007939
Transaction TypeTransfer
Record UpdatedSep 14, 2021

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address439 PENCADER LN, BEAR, DE 19701-2303

Mortgage

Document Number0000007940
DateFeb 13, 2017
Instrument20170213-0007940
Lender
NameNAVY FCU
TypeCredit Union
AddressVIENNA, VA 22180
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term361 Months
DueMar 01, 2047

Tax Assessment & Valuation

Source: New Castle County records · Assessment roll updated April 13, 2026 · Last verified May 2026

Property Jurisdictions

TypeName
StateDelaware
CountyNew Castle County
Unified School DistrictAppoquinimink School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$4,324.00 (+22.25%)$554,500 (+460.67%) Land $222,500 Building $332,000
2024$488,520
2023$3,537.00$98,900 Land $22,800 Building $76,100

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, New Castle County (10003C), updated January 21, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 100030148111, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies2 in force

Wildfire

Wildfire RiskLow
above 20% of the US · above 47% of Delaware
Wildfire LikelihoodAbout 1 in 5,263 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 130 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
VerizonFiber2,300 / 2,300
XfinityCable1,200 / 35
T-Mobile USAFixed Wireless100 / 20
AT&TFixed Wireless100 / 20

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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