439 Park St, La Crescent, MN 55947 Property Records

Houston County property record for 439 Park St, La Crescent, MN 55947

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 936 sqft · built 1980
Lot Size	0.22 acres (9,583 sqft)
Owner	2 Individual Names on File
Last Sale	$189,900 (May 2019)
Tax Bill	$3,384 (2026)
Deeds & Mortgages	Jul 2020 Refinance May 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`25.0944.000`

Property Details

APN / Parcel Number

Primary APN	`25.0944.000`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	936 sqft Living Area
1st Floor Area	936 sqft
Basement Area	936 sqft
Finished Basement	936 sqft
Unfinished Basement	936 sqft

Exterior

Year Built	Built 1980
Effective Year Built	Effective 1980
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Foundation Type	Block
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	9,583 sqft (0.22 acres)
Lot Dimensions	130 ft deep x 75 ft wide
Garage Area	308 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Gravity Furnace
Heating Fuel	Gas

Location & Zoning

Street Address	439 PARK ST
City	LA CRESCENT
State	MN
Zip	55947-1166
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SECT-03 TWP-104 RANGE-004 CREST VIEW SECOND ADDITION LOT-009 BLOCK-003 DOC 251136; DOC 294426
Legal Range	04
Legal Township	104
Legal Section	03
Legal Subdivision	CREST VIEW SECOND ADDITION
Legal Block	3
Legal Lot Number	9
Jurisdiction	HOUSTON MN
Township / Civil Division	LA CRESCENT
Census Block Group	1
Census Block	1006
Census Tract	20100

Owner

439 Park St is owned and occupied by two individuals who bought it in May 2019.

Source: Houston County records, as of September 23, 2026

Owner of Record	2 Individual Names on File
Mailing Address	439 PARK ST, LA CRESCENT, MN 55947-1166
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 28, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance ALTRA FEDERAL CREDIT UNION
May 23, 2019	Warranty Deed, Transfer · Stand-Alone First Mortgage ALTRA FEDERAL CREDIT UNION

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 23, 2019 · Amount on File
Deed Sale	May 23, 2019 · Amount on File
Prior Sale	Feb 27, 2008 · Amount on File
Deed Document Number	2019294426
Record Updated	Oct 29, 2026

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HOUSTON MN
Property Address	439 PARK ST, LA CRESCENT, MN 55947-1166
Transaction Type	Mortgage
Record Updated	Aug 26, 2020

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	A298915
Date	Jul 28, 2020
Instrument	A298915

Lender

Name	ALTRA FEDERAL CREDIT UNION

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2050

May 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HOUSTON MN
Recording Date	May 23, 2019
Property Address	439 PARK ST, LA CRESCENT, MN 55947-1166
Document Number	A294426
Instrument Date	May 17, 2019
Instrument	A294426
Transaction Type	Transfer
Record Updated	Aug 23, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	439 PARK ST, LA CRESCENT, MN 55947-1166

Mortgage

Document Number	000A294427
Date	May 23, 2019
Instrument	A294427

Lender

Name	ALTRA FEDERAL CREDIT UNION

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2049

Tax Assessment & Valuation

The 2026 property tax bill for 439 Park St was $3,384 with a homeowner's exemption.

Source: Houston County assessment roll, as of July 16, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Houston County
Municipality	La Crescent City
Unified School District	La Crescent-Hokah School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,384.00 Homeowner's exemption	$260,600 Land $48,800 Building $211,800	$260,600 Land $48,800 Building $211,800
2025	$3,384.00
2023	$3,322.00 Homeowner's exemption	$233,000 Land $33,800 Building $199,200	$233,000 Land $33,800 Building $199,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 439 Park St in Zone X, an area of minimal flood risk, though there have been 59 flood claims nearby since 1979.

Source: FEMA National Flood Hazard Layer, effective January 19, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 25 policies
Nearby Flood Policies	25 in force
Nearby Flood Claims	59 (1979–2024)
Claims Outside the SFHA	3 of 59
Most Recent Claim	Jun 2024 · river or lake flooding
Claims by Event	Severe Storms And Flooding, Apr 2023 · 6 claims Severe Winter Storms, Flooding, And Tornadoes, May 2001 · 27 claims Severe Storms, Tornadoes & Flooding, Jul 1993 · 10 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 439 Park St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 60% of Minnesota
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LaCrescent serves 5,257 people · EPA ID MN1280007
Water Source	Groundwater
Last State Inspection	Dec 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 266 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Acentek Fiber	1,000 / 1,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Verizon.

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