439 Park St, Elgin, IL 60120 Property Records

Kane County property record for 439 Park St, Elgin, IL 60120

Property Summary

Property Type	Single Family Home
Details	2 bd · 1.5 ba · 1,220 sqft · built 1910
Lot Size	0.171 acres (7,458 sqft)
Owner	Individual Name on File
Last Sale	$315,000 (Jun 2024)
Tax Bill	$5,346 (2025)
Deeds & Mortgages	Mar 2022 Sale & Mortgage Apr 2018 Transfer
Flood Zone	Zone X (minimal risk)
APN	`06-13-177-005`

Property Details

APN / Parcel Number

Primary APN	`06-13-177-005`

Interior

Bedrooms	2 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	2 Stories
Building Area	1,220 sqft Living Area
Gross Area	1,830 sqft
Basement Area	610 sqft

Exterior

Year Built	Built 1910
Effective Year Built	Effective 1910
Exterior Material	Brick
Lot Area	7,458 sqft (0.171 acres)
Garage Type	Detached
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC

Location & Zoning

Street Address	439 PARK ST
City	ELGIN
State	IL
Zip	60120-4422
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	B W RAYMONDS ADDN NORTH 64 FT WEST 47.5 FT EAST 4 RODS & NORTH 68 FT WEST 66 FT EAST 132 FT LOT 13
Legal Subdivision	B W RAYMONDS ADDN
Legal Block	1
Legal Lot Number	13
Jurisdiction	KANE IL
Township / Civil Division	ELGIN
Census Block Group	1
Census Block	1007
Census Tract	851301

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Elgin Historic District listed 1983 · 327 contributing resources · NRIS 83000318

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

439 Park St is owned by an individual who bought it in June 2024.

Source: Kane County records, as of July 23, 2026

Owner of Record	Individual Name on File
Mailing Address	630 CRESCENT DR, DOWNERS GROVE, IL 60516-2925
Owner Type	Individual
Vesting	Single Man

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 11, 2022	Warranty Deed, Transfer · FHA Mortgage FIRST CENTENNIAL MORTGAGE CORP
Apr 13, 2018	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 7, 2024 · Amount on File
Deed Sale	Jun 7, 2024 · Amount on File
Prior Sale	Mar 11, 2022 · Amount on File
Deed Document Number	202419558
Prior Transfer Date	Apr 3, 2018
Prior Transfer Doc	0000017068
Record Updated	Oct 29, 2026

March 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KANE IL
Recording Date	Mar 11, 2022
Property Address	439 PARK ST, ELGIN, IL 60120-4422
Document Number	0000013957
Instrument Date	Mar 11, 2022
Instrument	2022K013957
Transaction Type	Transfer
Record Updated	Mar 17, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$265.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1309 ACORN DR, 1309, SLEEPY HOLLOW, IL 60118-2655

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	439 PARK ST, ELGIN, IL 60120-4422

Mortgage

Document Number	0000013958
Date	Mar 11, 2022
Instrument	2022K013958

Lender

Name	FIRST CENTENNIAL MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2052

Interest

Rate Type	Fixed Rate
Rate	4%

April 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	KANE IL
Recording Date	Apr 13, 2018
Property Address	439 PARK ST, ELGIN, IL 60120-4422
Document Number	0000017068
Instrument Date	Apr 3, 2018
Instrument	17068
Transaction Type	Transfer
Record Updated	Apr 26, 2018
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1309 ACORN DR SLEEPY HOLLOW IL 601182655, SLEEPY HOLLOW, IL 60118-2655

Tax Assessment & Valuation

The 2025 property tax bill for 439 Park St was $5,346.

Source: Kane County assessment roll, as of July 23, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Kane County
County Subdivision	Elgin Township
Municipality	Elgin City
Unified School District	School District U-46 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,346.00	$78,086 (+8.57%) Land $14,950 Building $63,136	$234,352 (+8.57%) Land $44,868 Building $189,484
2024		$71,922 Land $13,770 Building $58,152	$215,852 Land $41,327 Building $174,526
2022	$5,137.00 (+3.97%)	$59,247 (+6.96%) Land $11,343 Building $47,904	$177,741 (+6.96%) Land $34,029 Building $143,712
2021	$4,941.00	$55,392 Land $10,605 Building $44,787	$166,176 Land $31,815 Building $134,361

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 439 Park St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 8, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 439 Park St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ELGIN serves 114,797 people · EPA ID IL0894380
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	19 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	8 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 625 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Astound Broadband Cable	1,500 / 50
AT&T DSL · Fiber, Fixed Wireless in parts of the area	100 / 20

May also be available: Fox Valley Internet, T-Mobile.

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