439 North St, Windsor Locks, CT 06096 Property Records

Windsor Locks Town property record for 439 North St, Windsor Locks, CT 06096

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,736 sqft · built 1910
Lot Size	1 acres (43,560 sqft)
Owner	2 Individual Names on Record
Last Sale	$81,900 (Apr 2011)
Tax Bill	$7,124 (2024)
Deeds & Mortgages	Jul 2022 Mortgage Mar 2018 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`WINL M:18 B:31 L:65-00300100`

Property Details

APN / Parcel Number

Primary APN	`WINL M:18 B:31 L:65-00300100`
Alternative APNs	`00300100` `300100`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	2 Stories
Building Area	2,736 sqft Living Area
1st Floor Area	868 sqft
Basement Area	1,468 sqft
Unfinished Basement	1,208 sqft

Exterior

Year Built	Built 1910
Effective Year Built	Effective 1910
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Shingle
Lot Area	43,560 sqft (1 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Account Number	300100
Street Address	439 NORTH ST
City	WINDSOR LOCKS
State	CT
Zip	06096-1250
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RESA
Legal Block	31
Legal Lot Number	65
Jurisdiction	WINDSOR LOCKS CT
Township / Civil Division	WINDSOR LOCKS
Census Block Group	2
Census Block	2004
Census Tract	476200

Owner

Source: Windsor Locks Town records, as of June 25, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	429 NORTH ST, WINDSOR LOCKS, CT 06096-1250
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 20, 2022	Deed of Trust, Mortgage · ARM EVOLVE BANK & TRUST
Mar 29, 2018	Deed of Trust, Mortgage · Line of Credit 360 FEDERAL CREDIT UNION

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 21, 2011 · Amount on Record
Deed Sale	Apr 21, 2011 · Amount on Record
Deed Book / Page	407 / 177
Record Updated	Sep 20, 2026

July 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WINDSOR LOCKS CT
Property Address	439 NORTH ST, WINDSOR LOCKS, CT 06096-1250
Transaction Type	Mortgage
Record Updated	Aug 4, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000520-45
Date	Jul 20, 2022
Book Page	520/45
Instrument	1275870014

Lender

Name	EVOLVE BANK & TRUST
Type	Bank

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2052

Interest

Rate Type	Adjustable Rate
Rate	4.63%
Type Change Date	Aug 1, 2027
Index	Other
Margin	3

March 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WINDSOR LOCKS CT
Property Address	439 NORTH ST, WINDSOR LOCKS, CT 06096-1250
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	474-1013
Date	Mar 29, 2018
Book Page	474/1013
Instrument	760700010

Lender

Name	360 FEDERAL CREDIT UNION
Type	Credit Union

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	180 Months
Due	Mar 1, 2033

Tax Assessment & Valuation

Source: Windsor Locks Town assessment roll, as of June 25, 2026

Property Jurisdictions

Type	Name
State	Connecticut
County Subdivision	Windsor Locks Town
Unified School District	Windsor Locks School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$296,940 (+68.47%) Land $60,130 Building $236,810	$207,858 Land $42,091 Building $165,767
2024	$7,124.00 (+43.63%)	$176,260 (-) Land $50,120 Building $126,140
2023	$4,960.00 (+8.94%)	$176,260 (-) Land $50,120 Building $126,140
2022	$4,553.00	$176,260 Land $50,120 Building $126,140

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 29, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CTWC - NORTHERN REG-WESTERN SYSTEM private · serves 101,313 people · EPA ID CT0473011
Water Source	Surface water
Last State Inspection	Oct 2023
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 132 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
GoNetspeed Fiber	2,000 / 2,000
Cox Communications Cable	2,000 / 100
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Frontier.

Cell Coverage

5G (outdoors only) and 4G LTE

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