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439 N Main St, Oshkosh, WI 54901 Property Records

Winnebago County property record for 439 N Main St, Oshkosh, WI 54901

Property Summary

Property TypeCommercial
Details3 bd · 1 ba · 1,584 sqft · built 1876
Lot Size0.113 acres (4,914 sqft)
OwnerCompany Name on File
Last Sale$40,000 (May 2015)
Tax Bill$6,115 (2024)
Deeds & MortgagesSep 2024 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN07-00160000

Property Details

APN / Parcel Number

Primary APN07-00160000
Alternative APNs
  • 807-0016-0000
  • 907-00160000

Interior

Bedrooms3 Beds
Full Baths1 Bath
Stories2 Stories
Building Area1,584 sqft Living Area
1st Floor Area528 sqft
2nd Floor Area528 sqft
Basement Area528 sqft

Exterior

Year BuiltBuilt 1876
Effective Year BuiltEffective 1966
Architectural StyleOther
Exterior MaterialAluminum/Vinyl
Roof MaterialAsphalt
Lot Area4,914 sqft (0.113 acres)
Lot Dimensions144 ft deep x 60 ft wide
View / LotHighway
Garage TypeDetached
Garage Area624 sqft
Deck Area35 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
Heating FuelGas
SewerConnected
Water SourceCommercial

Location & Zoning

Account Number807-0016-0000
Street Address439 N MAIN ST
CityOSHKOSH
StateWI
Zip54901-4907
Property CategoryCommercial
Property TypeCommercial > Retail
Local Zoning CodeC1;GENERAL
Legal DescriptionE 130 FT OF LOT 3 BLK 44 EIGHME READ & KENNEDYS SUBD
Legal SubdivisionASSESSORS PLAT
Legal Block44
Legal Lot Number3
JurisdictionWINNEBAGO WI
Township / Civil DivisionNEENAH
Census Block Group1
Census Block1014
Census Tract3400

Owner

Source: Winnebago County records · APN 07-00160000

Assessment roll updated May 27, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on File
Mailing Address439 N MAIN ST, OSHKOSH, WI 54901-4907
Owner TypeCompany

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleMay 12, 2015 · Amount on Record
Deed SaleMay 12, 2015 · Amount on Record
Prior SaleApr 29, 2008 · Amount on Record
Deed Document Number20151687297
Prior Transfer DateMay 11, 2015
Prior Transfer Doc0001687297
Record UpdatedSep 20, 2026

September 2024: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionWINNEBAGO WI
Recording DateSep 17, 2024
Property Address821 MAIN ST, NEENAH, WI 54956-2215
Document Number0001930233
Instrument DateSep 13, 2024
Instrument1930233
Transaction TypeTransfer
Record UpdatedMay 07, 2026
Title CompanyRAGLE TITLE SERVICES, VALLEY TITLE SERVICES

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$555.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants

Mortgage

Document Number0001930234
DateSep 17, 2024
Instrument1930234
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueOct 01, 2054

Mortgage

Document Number0001930235
DateSep 17, 2024
Instrument1930235
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
AddressPONTIAC, MI 48341
Agreement
TypeStand-Alone Second Mortgage
AmountAmount Recorded
Term361 Months
DueOct 01, 2054

Tax Assessment & Valuation

Source: Winnebago County records · Assessment roll updated May 27, 2026 · Last verified August 2026

Property Jurisdictions

TypeName
StateWisconsin
CountyWinnebago County
MunicipalityNeenah City
Unified School DistrictNeenah School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$245,300 (-) Land $25,800 Building $219,500
2024$6,115.00 (+245.68%)$245,300 (+12%) Land $25,800 Building $219,500
2023$1,769.00 (+2.08%)$111,500 (+33.37%) Land $23,500 Building $88,000$111,372 Land $23,473 Building $87,899
2022$1,733.00$83,600 Land $22,500 Building $61,100

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of March 26, 2019 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies3 in force

Wildfire

Wildfire RiskNot rated
no burnable land within ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL		5,000 / 5,000
Spectrum
Cable · Fiber in parts of the area		1,000 / 1,000
Starlink
Satellite		280 / 30

May also be available: Verizon.

Based on FCC filings for 280 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water SystemNEENAH WATERWORKS
serves 27,506 people
Water SourceSurface water
Last State InspectionJul 2025
Lead10 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. The full violation and enforcement history is in the system's EPA record.

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