439 N Main St, Bono, AR 72416 Property Records

Craighead County property record for 439 N Main St, Bono, AR 72416

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 3,530 sqft
Lot Size	1.39 acres (60,570 sqft)
Owner	Trust Name on File
Tax Bill	$2,941 (2025)
Deeds & Mortgages	Aug 2026 Mortgage Feb 2017 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`12-153191-00800`

Property Details

APN / Parcel Number

Primary APN	`12-153191-00800`
Alternative APN	`840951`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	3,530 sqft Living Area
Gross Area	4,273 sqft
1st Floor Area	2,202 sqft
Upper Floors Area	1,328 sqft
Flooring	Carpet

Exterior

Exterior Material	Brick/Stone
Construction Type	Masonry / Concrete Block
Roof Type	Gable
Roof Material	Fiberglass
Lot Area	60,570 sqft (1.39 acres)
Garage Type	Attached
Garage Area	628 sqft
Driveway	Concrete Driveway
Driveway Area	1,264 sqft
Parking Spaces	2 Parking Spaces
Porch	Screened Porch
Porch Area	379 sqft
Patio Area	168 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	439 N MAIN ST
City	BONO
State	AR
Zip	72416
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PT NE NE
Legal Range	03
Legal Township	15
Legal Section	19
Legal Block	4
Jurisdiction	CRAIGHEAD AR
Township / Civil Division	BIG CREEK
Census Block Group	4
Census Block	4009
Census Tract	1200

Owner

439 N Main St is held in a trust since May 2020.

Source: Craighead County records, as of August 18, 2026

Owner of Record	Trust Name on File
Mailing Address	441 N MAIN ST, BONO, AR 72416-9505
Owner Type	Company
Vesting	Trust, Revocable Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 10, 2026	Deed of Trust, Mortgage · FHA Mortgage LOWER LLC
Feb 16, 2017	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS INC
May 22, 2020	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 22, 2000
Deed Sale	Dec 22, 2000
Deed Book / Page	600 / 182
Last Transfer Date	May 20, 2020
Transfer Doc	2020R011188
Record Updated	Sep 20, 2026

August 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CRAIGHEAD AR
Recording Date	Aug 10, 2026
Property Address	439 N MAIN ST, BONO, AR 72416
Document Number	0000016778
Instrument Date	Aug 7, 2026
Instrument	202616778
Transaction Type	Mortgage
Record Updated	Aug 18, 2026
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SOLU

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000016778,
Date	Aug 10, 2026
Instrument	202616778

Lender

Name	LOWER LLC

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 1, 2056

Interest

Rate	6.49%
Max Rate	-1%

February 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CRAIGHEAD AR
Property Address	439 N MAIN ST, BONO, AR 72416
Transaction Type	Mortgage
Record Updated	Aug 29, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	JB2017R002391
Date	Feb 16, 2017
Instrument	JB2017R-002391

Lender

Name	QUICKEN LOANS INC
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Mar 1, 2032

Interest

Rate Type	Fixed Rate

May 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CRAIGHEAD AR
Recording Date	May 22, 2020
Property Address	439 N MAIN ST, BONO, AR 72416
Document Number	2020R011188
Instrument Date	May 20, 2020
Instrument	2020R-011188
Transaction Type	Transfer
Record Updated	Aug 29, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	519 COUNTY ROAD 328, BONO, AR 72416-7623

Tax Assessment & Valuation

The 2025 property tax bill for 439 N Main St was $2,941, down 2.4% from the year before.

Source: Craighead County assessment roll, as of October 1, 2025

Property Jurisdictions

Type	Name
State	Arkansas
County	Craighead County
Municipality	Bono City
Unified School District	Westside Consolidated School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,941.00 (-2.42%)	$66,072 Land $5,800 Building $60,272	$330,360 Land $29,000 Building $301,360
2024	$3,014.00 (+2.24%)
2023	$2,948.00	$66,072 Land $5,800 Building $60,272	$330,360 Land $29,000 Building $301,360

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 439 N Main St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 10 policies
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	10 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 439 N Main St is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 83% of Arkansas
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	JONESBORO WATER SYSTEM serves 81,888 people · EPA ID AR0000124
Water Source	Groundwater
Last State Inspection	Mar 2026
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 10 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Right Fiber Cable	2,000 / 75
Empower, delivered by CECC Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Optimum.

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