Lawrence County property record for 439 N 7th St, Spearfish, SD 57783
| Property Type | Single Family Home |
|---|---|
| Details | 4 ba · 1,926 sqft · built 1928 |
| Lot Size | 0.32 acres (13,939 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $5,212 (2025) |
| Flood Zone | Zone AE (high risk) |
| APN | 32090-05200-020-00 |
| Primary APN | 32090-05200-020-00 |
|---|---|
| Alternative APN |
|
| Full Baths | 4 Baths |
|---|---|
| Plumbing Fixtures | 10 Plumbing Fixtures |
| Building Area | 1,926 sqft Living Area |
| 1st Floor Area | 1,216 sqft |
| Basement Area | 1,216 sqft |
| Unfinished Basement | 1,216 sqft |
| Year Built | Built 1928 |
|---|---|
| Effective Year Built | Effective 1928 |
| Lot Area | 13,939 sqft (0.32 acres) |
| Lot Dimensions | 140 ft deep x 100 ft wide |
| Total Buildings | 2 Buildings |
| Account Number | R16457 |
|---|---|
| Street Address | 439 N 7TH ST |
| City | SPEARFISH |
| State | SD |
| Zip | 57783-2403 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | ORIGINAL TOWN SPEARFISH LOTS 1 & 2 BLK 52 |
| Legal Subdivision | ORIGINAL TOWN SPEARFISH |
| Legal Block | 52 |
| Legal Lot Number | 1-2 |
| Jurisdiction | LAWRENCE SD |
| Township / Civil Division | SPEARFISH |
| Census Block Group | 3 |
| Census Block | 3038 |
| Census Tract | 966200 |
439 N 7th St is owned and occupied by two individuals.
Source: Lawrence County records, as of September 15, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 439 N 7TH ST, SPEARFISH, SD 57783-2403 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
The 2025 property tax bill for 439 N 7th St was $5,212, down 2.3% from the year before.
Source: Lawrence County assessment roll, as of September 15, 2026
| Type | Name |
|---|---|
| State | South Dakota |
| County | Lawrence County |
| Municipality | Spearfish City |
| Unified School District | Spearfish School District 40-2 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $486,180 (+4.64%) Land $121,000 Building $365,180 | ||
| 2025 | $5,212.00 (-2.32%) | $464,640 Land $112,000 Building $352,640 | |
| 2024 | $5,336.00 | ||
| 2023 | $408,680 Land $77,000 Building $331,680 | ||
| 2022 | $4,738.00 | $338,670 Land $72,000 Building $266,670 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 439 N 7th St in Zone AE, a high-risk flood area within the regulatory floodway; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective April 29, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | Yes |
| Base Flood Elevation | Varies along the reach; see FIRM |
| Flood Insurance Requirement | Required federally backed loans |
| Community Rating System | Class 9 (5% premium discount) |
| Nearby Flood Policies | 9 in force |
| Nearby Flood Claims | 4 (1992–1995) |
| Claims Outside the SFHA | 1 of 4 |
| Most Recent Claim | Jun 1995 · Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 439 N 7th St is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 67% of the US · lower than 81% of South Dakota |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SPEARFISH serves 13,803 people · EPA ID SD4600311 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Mar 2026 |
| Lead | 3 ppb (2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 332 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Midco Cable | 1,250 / 250 |
| Bluepeak Cable · Fiber in parts of the area | 1,000 / 30 |
| Wisp West Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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