439 Mount Prospect Ave, Newark, NJ 07104 Property Records

Essex County and Newark City property record for 439 Mount Prospect Ave, Newark, NJ 07104

Property Summary

Property Type	Single Family Home
Details	3,882 sqft · built 1917
Lot Size	0.164 acres (7,144 sqft)
Owner	Individual Name on File
Last Sale	$675,000 (Sep 2022)
Tax Bill	$9,842 (2025)
Deeds & Mortgages	Sep 2022 Sale & Mortgage Nov 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`14-00627-0000-00015`

Property Details

APN / Parcel Number

Primary APN	`14-00627-0000-00015`
Alternative APN	`140062700015`

Interior

Stories	2 Stories
Building Area	3,882 sqft Living Area

Exterior

Year Built	Built 1917
Effective Year Built	Effective 1917
Construction Type	Frame
Lot Area	7,144 sqft (0.164 acres)
Lot Dimensions	212 ft deep x 7 ft wide

Location & Zoning

Old Parcel Number	140062700015
Street Address	439 MOUNT PROSPECT AVE
City	NEWARK
State	NJ
Zip	07104-4921
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	33.7X212
Legal Block	627
Legal Lot Number	15
Jurisdiction	ESSEX NJ
Township / Civil Division	NEWARK
Census Block Group	2
Census Block	2002
Census Tract	9500

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Forest Hill Historic District listed 1990 · 948 contributing resources · NRIS 90001193

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

439 Mount Prospect Ave is owned and occupied by an individual who bought it in September 2022.

Source: Essex County and Newark City records, as of July 2, 2026

Owner of Record	Individual Name on File
Mailing Address	439 MOUNT PROSPECT AVE, NEWARK, NJ 07104-4921
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 15, 2022	Deed, Transfer · Conventional Mortgage TD BANK NA
Nov 5, 2020	Deed of Trust, Mortgage · Conventional Mortgage NFM INC
Mar 15, 2022	Intrafamily Transfer, Transfer · Conventional Mortgage NETWORK CAPITAL FUNDING CORP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 15, 2022 · Amount on File
Deed Sale	Sep 15, 2022 · Amount on File
Prior Sale	Mar 11, 2005 · Amount on File
Deed Document Number	202284275
Prior Transfer Date	Oct 7, 2021
Prior Transfer Doc	0000025237
Record Updated	Oct 29, 2026

September 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	ESSEX NJ
Recording Date	Sep 15, 2022
Property Address	439 MOUNT PROSPECT AVE, NEWARK, NJ 07104-4921
Document Number	0000084275
Instrument Date	Sep 3, 2022
Instrument	2022084275
Transaction Type	Transfer
Record Updated	Oct 11, 2022
Title Company	ACRES LAND TITLE AGENCY INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,687.50
Amount Accuracy	Full Amount Stated
Additional	Lis Pendens Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	439 MOUNT PROSPECT AVE, 439, NEWARK, NJ 07104-4921

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	439 MOUNT PROSPECT AVE, NEWARK, NJ 07104-4921

Mortgage

Document Number	0000084276
Date	Sep 15, 2022
Instrument	2022084276

Lender

Name	TD BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2052

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ESSEX NJ
Property Address	439 MOUNT PROSPECT AVE, NEWARK, NJ 07104-4921
Transaction Type	Mortgage
Record Updated	Aug 17, 2022
Title Company	MONUMENT TITLE AGENCY LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000109477
Date	Nov 5, 2020
Instrument	2020109477

Lender

Name	NFM INC
Type	Mortgage Company
Address	LINTHICUM HEIGHTS, MD 21090

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Nov 1, 2050

March 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ESSEX NJ
Recording Date	Mar 15, 2022
Property Address	439 MOUNT PROSPECT AVE, NEWARK, NJ 07104-4921
Document Number	0000025237
Instrument Date	Oct 7, 2021
Instrument	2022025237
Transaction Type	Transfer
Record Updated	Aug 17, 2022
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	439 MOUNT PROSPECT AVE, NEWARK, NJ 07104-4921

Mortgage

Document Number	0000025238
Date	Mar 15, 2022
Instrument	2022025238

Lender

Name	NETWORK CAPITAL FUNDING CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	356 Months
Due	Nov 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 439 Mount Prospect Ave was $9,842, up 49.1% from the year before.

Source: Essex County and Newark City assessment roll, as of July 2, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Essex County
Municipality	Newark City
Unified School District	Newark City School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$246,100 (-) Land $26,100 Building $220,000	$246,100 (-) Land $26,100 Building $220,000
2025	$9,842.00 (+49.08%)	$246,100 Land $26,100 Building $220,000	$246,100 Land $26,100 Building $220,000
2024	$6,602.00
2023		$173,600 Land $26,100 Building $147,500	$173,600 Land $26,100 Building $147,500
2022	$6,485.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 439 Mount Prospect Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 24, 2020

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 439 Mount Prospect Ave is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 97.3% of New Jersey
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NEWARK WATER DEPARTMENT serves 294,274 people · EPA ID NJ0714001
Water Source	Surface water
Last State Inspection	Oct 2024
Lead	4 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Sep 2020 Treatment failure resolved · Sep 2020 Haloacetic acids resolved · Jan 2020
Treatment and Procedure	Corrosion control Jul 2022 Lead public education Mar 2019
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 706 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300

May also be available: Andrena, AT&T, T-Mobile, Xfinity.

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