439 Main St, Phoenix, NY 13135 Property Records

Oswego County and Schroeppel Town property record for 439 Main St, Phoenix, NY 13135

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,000 sqft · built 1850
Lot Size	0.092 acres (4,028 sqft)
Owner	Company Name on Record
Last Sale	$30,000 (Mar 2020)
Tax Bill	$3,190 (2026)
Deeds & Mortgages	Dec 2021 Construction Loan Mar 2020 Sale
Flood Zone	Zone X (minimal risk)
APN	`355401 303.20-09-01`

Property Details

APN / Parcel Number

Primary APN	`355401 303.20-09-01`
Alternative APN	`540130302000090010000000`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Stories	2 Stories
Building Area	2,000 sqft Living Area
1st Floor Area	1,184 sqft
2nd Floor Area	816 sqft

Exterior

Year Built	Built 1850
Effective Year Built	Effective 1850
Architectural Style	Traditional
Exterior Material	Aluminum/Vinyl
Lot Area	4,028 sqft (0.092 acres)
Lot Dimensions	53 ft deep x 76 ft wide
Garage Type	Attached
Garage Area	368 sqft
Parking Spaces	1 Parking Space
Porch	Slab
Porch Area	330 sqft

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	439 MAIN ST
City	PHOENIX
State	NY
Zip	13135-2357
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	NB
Legal Description	LOT 14 BLOCK 2 001-002-000
Legal Block	9
Legal Lot Number	1.000
Jurisdiction	OSWEGO NY
Township / Civil Division	SCHROEPPEL
Census Block Group	1
Census Block	1024
Census Tract	20901

Owner

Source: Oswego County and Schroeppel Town records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	5308 13TH AVE, 270, BROOKLYN, NY 11219-5198
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Date	Document
Dec 30, 2021	Warranty Deed, Construction Loan · Construction Mortgage LOAN FUNDER LLC SERIES 29609
Mar 18, 2020	Warranty Deed, Transfer CNY ABSTRACT AND TITLE SERVICES INC, CNY ABS & TITLE SVCS INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 18, 2020 · Amount on Record
Deed Sale	Mar 18, 2020 · Amount on Record
Prior Sale	Sep 7, 2005 · Amount on Record
Deed Document Number	20202321
Prior Transfer Date	Aug 16, 2005
Prior Transfer Doc	0000011437
Record Updated	Oct 29, 2026

December 2021: Warranty Deed, Construction Loan

Document Type	Warranty Deed
Jurisdiction	OSWEGO NY
Recording Date	Dec 30, 2021
Property Address	439 MAIN ST, PHOENIX, NY 13135-2357
Document Number	0000005617
Instrument Date	Dec 23, 2021
Instrument	R-2021-015617
Transaction Type	Construction Loan
Record Updated	Jan 19, 2022
Title Company	CNY ABSTRACT AND TITLE SERVICES INC, CNY ABSTRACT & TTL SVCS INC

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	5308 13TH AVE # AVE270, 5308, BROOKLYN, NY 11219-5198

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5308 13TH AVE # 270, 270, BROOKLYN, NY 11219-5198

Mortgage

Document Number	0000005618
Date	Dec 30, 2021
Instrument	R-2021-015618

Lender

Name	LOAN FUNDER LLC SERIES 29609
Type	Non-Lending Institution

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2052

March 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OSWEGO NY
Recording Date	Mar 18, 2020
Property Address	439 MAIN ST, PHOENIX, NY 13135-2357
Document Number	0000002321
Instrument Date	Mar 5, 2020
Instrument	2321
Transaction Type	Transfer
Record Updated	May 15, 2020
Title Company	CNY ABSTRACT AND TITLE SERVICES INC, CNY ABS & TITLE SVCS INC

Transaction

Amount	Amount Recorded
Tax	$120.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	1427 52ND ST BROOKLYN NY 112194892, BROOKLYN, NY 11219-4892

Tax Assessment & Valuation

Source: Oswego County and Schroeppel Town assessment roll, as of April 30, 2026

Property Jurisdictions

Type	Name
State	New York
County	Oswego County
County Subdivision	Schroeppel Town
Municipality	Phoenix Village
Unified School District	Phoenix Central School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,190.00 (+3.37%)
2025	$3,086.00	$62,000 (-) Land $7,300 Building $54,700	$137,778 (+22.22%) Land $16,222 Building $121,556
2023		$62,000 Land $7,300 Building $54,700	$112,727 Land $13,273 Building $99,454

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 15, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PHOENIX VILLAGE public/private · serves 2,138 people · EPA ID NY3704363
Water Source	Purchased surface water from OCWA
Last State Inspection	Oct 2025
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	Failure to filter resolved · Jan 2016
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 353 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Windstream Fiber · DSL in parts of the area	2,000 / 2,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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