439 Main St, Midway, GA 31320 Property Records

Liberty County property record for 439 Main St, Midway, GA 31320

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,540 sqft · built 2012
Lot Size	0.52 acres (22,651 sqft)
Owner	Individual Name on File
Last Sale	$535,000 (May 2025)
Tax Bill	$208 (2025)
Deeds & Mortgages	Mar 2021 Mortgage Jun 2020 Mortgage
Flood Zone	Zone X (moderate risk)
APN	`281D 042`

Property Details

APN / Parcel Number

Primary APN	`281D 042`
Alternative APN	`21947`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,540 sqft Heated Area
1st Floor Area	1,540 sqft
Flooring	Hardwood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2012
Effective Year Built	Effective 2012
Exterior Material	Vinyl
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	22,651 sqft (0.52 acres)
Lot Dimensions	254 ft deep x 90 ft wide
Garage Type	Carport
Carport	Carport

Exterior Amenities

Porch	Slab
Porch Area	560 sqft
Patio Area	280 sqft
Canopy	400 sqft
Utility Building	96 sqft
Boat Access	Boat Access
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	21947
Street Address	439 MAIN ST
City	MIDWAY
State	GA
Zip	31320-7218
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R8
Legal Description	LOT 2 EAST END S/D 2ND INST IOW
Legal Subdivision	IOW CANAL
Legal Lot Number	2
Jurisdiction	LIBERTY GA
Township / Civil Division	MIDWAY
Census Block Group	2
Census Block	2006
Census Tract	10501

Owner

439 Main St is owned and occupied by an individual who bought it in May 2025.

Source: Liberty County records, as of March 24, 2026

Owner of Record	Individual Name on File
Mailing Address	439 MAIN ST, MIDWAY, GA 31320-7218
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 11, 2021	Deed of Trust, Mortgage · VA Mortgage FREEDOM MTG
Jun 11, 2020	Deed of Trust, Mortgage · VA Mortgage OCMBC INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 19, 2025 · Amount on File
Deed Sale	May 19, 2025 · Amount on File
Prior Sale	Feb 20, 2019 · Amount on File
Deed Document Number	20253355
Deed Book / Page	2408 / 953
Prior Transfer Date	Jan 29, 2004
Prior Transfer Doc	1215000314
Record Updated	Jun 8, 2026

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LIBERTY GA
Property Address	439 MAIN ST, MIDWAY, GA 31320-7218
Document Number	0021390523
Instrument Date	Mar 11, 2021
Transaction Type	Mortgage
Record Updated	Apr 9, 2021
Title Company	INSPIRE CLOSING SERVICES LLC, INSPIRE CLOSING SVCS LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	439 MAIN ST MIDWAY GA 313207218, MIDWAY, GA 31320-7218

Mortgage

Document Number	0021390523
Date	Mar 26, 2021
Book Page	002139/000523
Instrument	2605

Lender

Name	FREEDOM MTG
Type	Mortgage Company
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Mar 25, 2051

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LIBERTY GA
Property Address	439 MAIN ST, MIDWAY, GA 31320-7218
Document Number	0020870488
Instrument Date	Jun 11, 2020
Transaction Type	Mortgage
Record Updated	Jul 22, 2020
Title Company	MILLENNIAL TITLE LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	439 MAIN ST MIDWAY GA 313207218, MIDWAY, GA 31320-7218

Mortgage

Document Number	0020870488
Date	Jun 22, 2020
Book Page	002087/000488
Instrument	3723

Lender

Name	OCMBC INC
Address	IRVINE, CA 92612

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 21, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 439 Main St was $208 with exemptions applied.

Source: Liberty County assessment roll, as of March 24, 2026

Property Jurisdictions

Type	Name
State	Georgia
County	Liberty County
Unified School District	Liberty County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$208.00	$189,797 Land $100,674 Building $89,123	$474,492 Land $251,685 Building $222,807
2023	$342.00 Homeowner's exemption Disabled Person's exemption Veteran's exemption	$144,623 Land $45,900 Building $98,723	$361,558 Land $114,750 Building $246,808

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 439 Main St in Zone X, an area of moderate flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 28, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 66 policies
Nearby Flood Policies	66 in force
Nearby Flood Claims	37 (1994–2025)
Claims Outside the SFHA	3 of 37
Most Recent Claim	Aug 2025 · rainfall accumulation
Claims by Event	Hurricane Irma, Sep 2017 · 17 claims Hurricane Matthew, Oct 2016 · 8 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 439 Main St is high, ranking above 89% of the US, with a 0.5% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 89% of the US · above 99.6% of Georgia
Wildfire Likelihood	0.5% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ISLE OF WIGHT private · serves 1,091 people · EPA ID GA1790005
Water Source	Groundwater
Lead	3 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 37 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Coastal Fiber Fiber	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Brightspeed, Xfinity.

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