Effingham County property record for 439 Keller Rd, Rincon, GA 31326
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 3.5 ba · 2,575 sqft · built 2012 |
| Lot Size | 0.19 acres (8,276 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $4,166 (2025) |
| Deeds & Mortgages | May 2026 Mortgage Jul 2022 Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | R2470-392-000 |
| Primary APN | R2470-392-000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 2,575 sqft Heated Area |
| Flooring | Hardwood |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2012 |
|---|---|
| Effective Year Built | Effective 2013 |
| Exterior Material | Brick Veneer |
| Foundation Type | Slab (Mat/Raft) |
| Roof Type | Gable/Hip |
| Roof Material | Fiberglass |
| Lot Area | 8,276 sqft (0.19 acres) |
| Garage Area | 400 sqft |
| Porch | Slab |
| Porch Area | 85 sqft |
| Deck Area | 100 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 24797 |
|---|---|
| Street Address | 439 KELLER RD |
| City | RINCON |
| State | GA |
| Zip | 31326-4728 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | PUD |
| Legal Description | .19 AC LT 392 OUT R237-5C |
| Legal Subdivision | LOST PLANTATION |
| Legal Phase | G5 |
| Legal Block | G5 |
| Legal Lot Number | 392 |
| Jurisdiction | EFFINGHAM GA |
| Township / Civil Division | RINCON |
| Census Block Group | 3 |
| Census Block | 3008 |
| Census Tract | 30308 |
Source: Effingham County records, as of September 23, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 439 KELLER RD, RINCON, GA 31326-4728 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| May 15, 2026 | Deed of Trust, Mortgage · FHA Mortgage US DEPARTMENT OF HOUSING AND URBAN DEVEL |
| Jul 26, 2022 | Deed of Trust, Mortgage · FHA Mortgage ROCKET MORTGAGE |
| Mar 26, 2021 | Deed of Trust, Mortgage · FHA Mortgage QUICKEN LOANS |
| Jul 21, 2022 | Warranty Deed, Transfer |
| Jun 11, 2018 | Limited Warranty Deed, Transfer · FHA Mortgage CITYWORTH MORTGAGE |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 26, 2022 |
| Deed Sale | Jul 26, 2022 |
| Prior Sale | Jun 11, 2018 · Amount on Record |
| Deed Document Number | 20222214 |
| Deed Book / Page | 2798 / 596 |
| Prior Transfer Date | Dec 30, 2011 |
| Prior Transfer Doc | 0002067/86 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | EFFINGHAM GA |
| Recording Date | May 15, 2026 |
| Property Address | 439 KELLER RD, RINCON, GA 31326-4728 |
| Document Number | 0000000042 |
| Book / Page | 3044 / 21 |
| Instrument Date | Apr 17, 2026 |
| Instrument | 202642 |
| Transaction Type | Mortgage |
| Record Updated | Sep 9, 2026 |
| Name | Verified Name |
|---|---|
| Address | 439 KELLER RD, RINCON, GA 31326-4728 |
| Investor | Possibly a Property Investor |
| Document Number | 0000000042, |
|---|---|
| Date | May 15, 2026 |
| Book Page | 3044/21 |
| Instrument | 202642 |
| Name | US DEPARTMENT OF HOUSING AND URBAN DEVEL |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 312 Months |
| Due | Apr 1, 2052 |
| Max Rate | -1% |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | EFFINGHAM GA |
| Property Address | 439 KELLER RD, RINCON, GA 31326-4728 |
| Transaction Type | Mortgage |
| Record Updated | Mar 12, 2024 |
| Name | Verified Name |
|---|---|
| Address | 439 KELLER RD, RINCON, GA 31326-4728 |
| Document Number | 0000002798/0000000600 |
|---|---|
| Date | Jul 26, 2022 |
| Book Page | 0000002798/0000000600 |
| Instrument | 007638 |
| Name | ROCKET MORTGAGE |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 1, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | EFFINGHAM GA |
| Property Address | 439 KELLER RD, RINCON, GA 31326-4728 |
| Transaction Type | Mortgage |
| Record Updated | Jul 26, 2022 |
| Name | Verified Name |
|---|---|
| Address | 439 KELLER RD, RINCON, GA 31326-4728 |
| Document Number | 0000002674/0000000901 |
|---|---|
| Date | Mar 26, 2021 |
| Book Page | 0000002674/0000000901 |
| Instrument | 003569 |
| Name | QUICKEN LOANS |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 1, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | EFFINGHAM GA |
| Recording Date | Jul 21, 2022 |
| Property Address | 439 KELLER RD, RINCON, GA 31326-4728 |
| Document Number | 002798/596 |
| Book / Page | 2798 / 596 |
| Instrument Date | Jul 21, 2022 |
| Instrument | 2022-002214 |
| Transaction Type | Transfer |
| Record Updated | Aug 12, 2022 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 439 KELLER RD, RINCON, GA 31326-4728 |
| Document Type | Limited Warranty Deed |
|---|---|
| Jurisdiction | EFFINGHAM GA |
| Recording Date | Jun 11, 2018 |
| Property Address | 439 KELLER RD, RINCON, GA 31326-4728 |
| Document Number | 0002473/71 |
| Book / Page | 2473 / 71 |
| Instrument Date | Jun 11, 2018 |
| Instrument | 2018-001473 |
| Transaction Type | Transfer |
| Record Updated | Mar 22, 2022 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 439 KELLER RD, RINCON, GA 31326-4728 |
| Document Number | 0002473/72 |
|---|---|
| Date | Jun 21, 2018 |
| Book Page | 2473/72 |
| Instrument | 005336 |
| Name | CITYWORTH MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 1, 2048 |
Source: Effingham County assessment roll, as of December 22, 2025
| Type | Name |
|---|---|
| State | Georgia |
| County | Effingham County |
| Municipality | Rincon City |
| Unified School District | Effingham County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $133,326 (-11.91%) Land $30,000 Building $103,326 | $333,314 (-11.91%) Land $75,000 Building $258,314 | |
| 2025 | $4,166.00 (-2.25%) | $151,358 (-9.19%) Land $30,000 Building $121,358 | $378,394 (-9.19%) Land $75,000 Building $303,394 |
| 2024 | $4,262.00 (+21.39%) | $166,674 (+24.97%) Land $30,000 Building $136,674 | $416,685 (+24.97%) Land $75,000 Building $341,685 |
| 2022 | $3,511.00 | $133,367 Land $24,000 Building $109,367 | $333,417 Land $60,000 Building $273,417 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 1, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 7 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 94% of Georgia |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | RINCON WATER SYSTEM serves 16,654 people · EPA ID GA1030001 |
|---|---|
| Water Source | Purchased surface water from EFFINGHAM COUNTY SURFACE WATER SYSTEM |
| Last State Inspection | Jan 2024 |
| Lead | 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 26 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 148 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| ClearWave Fiber | 7,000 / 7,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| Windstream DSL · Fiber in parts of the area | 200 / 20 |
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